EP Financial Solutions Reviews 427

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their politeness, helpfulness, and understanding, often highlighting their professional and empathetic approach. Many people appreciate the personalized support received, especially when dealing with sensitive financial situations, noting that advisors make them feel at ease and not judged. The service is frequently described as efficient and supportive, with many consumers finding the process of setting up payment plans clear and manageable. However, some customers reported issues with persistent contact, including calls and messages, even after making payments or requesting to stop contact. A few people also mentioned difficulties with the payment process itself, such as receiving arrears notifications after already paying or experiencing confusion regarding outstanding balances.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their professionalism, helpfulness, and... See more

Customer service

Customers generally report positive experiences with customer service, highlighting helpful, polite, and... See more

Payment

People report ambiguous experiences with payment. While some customers found the process helpful and easy,... See more

Customer communications

Users describe negative interactions with contact. Many reviewers report persistent and unsolicited calls,... See more

Service

Consumers find service to be ambiguous. Many reviewers express satisfaction, highlighting helpful and... See more

Based on these reviews

Rated 5 out of 5 stars

The gentleman who called me was extremely polite, considerate and helpful. Even so hi called me to do his job for his company and collect a payment he first wanted to receive some information from m... See more

Company replied

Rated 5 out of 5 stars

The gentlemani spoke with was so lovely. He was extremely kind & made my worry disappear. I’m very unwell at the moment. I’m having to rely on benefits. He suggested people that can be helpful i... See more

Company replied

Rated 5 out of 5 stars

My experience was very good. After a few questions to make sure that I, whom am a Pensioner, was covered to pay all my other bills, my transaction was handled very efficiently, kindly and compassiona... See more

Company replied

Rated 5 out of 5 stars

The agent I spoke to was very professional and listened to what I had to say. He was very polite and definitely a credit to the company. I received several texts reminding me to call them, and when th... See more

Company replied


Company details

  1. Debt Collecting

Written by the company

Working on behalf of trusted brands, our clients turn to us to help their customers, typically when they fall into arrears. Our colleagues specialise in supporting people experiencing financial difficulty, and our goal is simple: to deliver compassionate, affordable, and sustainable solutions. We understand that life happens. That’s why we focus on listening, not judging. Our team of trained specialists take the time to understand each customer’s individual circumstances and works with them to create realistic, sustainable solutions tailored to their situation. Authorised and regulated by the Financial Conduct Authority, Everyday People Financial Solutions (EP Financial Solutions) is part of the Everyday People Group of companies.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

427 reviews

5-star
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1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

Great!

Fantastic service with Morag - reassuring, quick and incredibly helpful! As Collection Agency’s go, this is the best I have ever used.

16 April 2026
Unprompted review
Rated 5 out of 5 stars

Hi had the best experience

Hi had the best experience. I'm so thankfully to Dawn she didn't just help me she was like a ray of sunshine and best personality. I haven't laughed like that for a very long time. I feel alot lighter and happier talking to Dawn. I Think she needs a promotion. Dawn would be great councillor. I hope I've got the name right.

13 April 2026
Unprompted review
Rated 5 out of 5 stars

Helpful and understanding

Called EP Financial Solutions .
They were extremely helpful and understanding and helpful.

10 April 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

We’re really pleased to hear that you found our team helpful and understanding when you got in touch. Providing supportive and clear assistance is very important to us.

We appreciate you taking the time to share your experience.

Rated 1 out of 5 stars

Terrible company

Terrible company. They constantly send me text messages, and I haven't lived in the UK for several years. I don't even know where they got my number. I have a prepaid card with the number, no subscription, and I have no idea how to reply.

10 April 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

We’re sorry to hear that our text messages have caused you concern.

We include the name of the person we are trying to reach in all of our communications. If the message was intended for you but you are currently abroad, and don't want to call, you can still contact us online at contactus.myepfs.com or via email at contactus@myepfs.com, and we will be happy to assist.

If the message was not intended for you, we apologise for the inconvenience caused. If you can share your phone number and the reference from the text via the direct message we’ve sent through Trustpilot, or by emailing us, we will investigate the matter promptly.

Thank you for bringing this to our attention.

Rated 5 out of 5 stars

The person I spoke to was incredibly…

The person I spoke to was incredibly helpful, polite and understanding. If you're worried or anxious about being in debt, it really does make you feel better if you get the courage up and take the plunge and just call them as it's not as bad as you think.

9 April 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you so much for taking the time to share your experience.

We’re really pleased to hear that the support you received was helpful, polite, and understanding. We know that reaching out about financial matters can feel daunting, so it’s great to hear that speaking with our team helped put you at ease.

Your comments will mean a lot to our colleagues, and we truly appreciate you encouraging others who may be feeling worried to take that first step.

Rated 5 out of 5 stars

Lovely people

Due to a lack of communication from the other company, I was contacted by EP Financial Solutions. However, they were lovely to talk to and very understanding about the situation. Easy to get hold of and a pleasure to speak with—amazing staff.

8 April 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

We’re really pleased to hear that you found our team easy to reach and supportive, especially in what can often be a frustrating situation. Providing clear communication and a positive experience is very important to us.

Your feedback about our colleagues being understanding and a pleasure to speak with is greatly appreciated, and we’ll be sure to share this with the team.

Thank you again for taking the time to share your experience.

Rated 5 out of 5 stars

Overall I'm very happy how they treated…

Overall I'm very happy how they treated me

7 April 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for your review. We’re really pleased to hear that you were happy with how you were treated. Providing a respectful and supportive experience is very important to us.

We appreciate you taking the time to share your feedback.

Rated 1 out of 5 stars

Considers themselves servants of the…

Considers themselves servants of the people...

Anything but, trying to hassle those in question into paying a parking fine that has clearly and obviously successfully challenged by POPLA - it is effectively bullying and manipulation.

They bury their heads in the sand claiming they can't locate the person in question despite having access to all the information.

I have passed on this companies behaviour and harassment to the Financial Conduct Authority, the British Parking Association, and Citizens Advice Scotland.

1 April 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

We’re sorry to hear about your experience and appreciate you taking the time to share your concerns.

Our role is to support customers by helping them understand their options and, where appropriate, agree affordable solutions based on their individual circumstances. We do not take legal action or apply pressure. We are appointed as an intermediary step in the process to help ensure matters are resolved fairly and appropriately preventing escalation.

If a parking charge has been successfully challenged through POPLA, it should not be progressed further or placed with us for support. We would never knowingly pursue a balance in those circumstances, and what you’ve described is not the experience we aim to provide.

We would genuinely like to look into this as a priority. We have reached out to you via Trustpilot, and if you are able to provide a reference number there, this will help us locate the correct account quickly.

Alternatively, you can contact our Complaints Team directly at complaints@myepfs.com and we will ensure this is reviewed thoroughly.

Thank you again for bringing this to our attention.

Rated 5 out of 5 stars

Top service

20 March 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thanks for the review. We appreciate the feedback.

Rated 5 out of 5 stars

Debt collection

Thames water chase you a couple of weeks after sending the bill
They mis manage our supplies and pipes
And rake in billions to give to their shareholders their management has almost bankrupted the company
But still they give themselves massive bonuses

17 March 2026
Unprompted review
Rated 5 out of 5 stars

Telecon today

The person on the phone ( a Scot) was helpful and very courteous. Sad to end the call....

16 March 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to provide feedback. Much appreciated.

Rated 1 out of 5 stars

Received a text message to arrange a…

Received a text message to arrange a payment arrangement. Did the online form and then set up with the bank to pay the arrange payment that EPS online system agreed to .
Following doing the first payment I then received several phone calls which luckily my phone it came up as a spam call.
These calls are persistent and regular every day and at different times having anxiety and depression these calls are affecting my mental health wellbeing.
Also several text messages asking for more money than the arranged online payment !
Done 2 payments now and still receiving calls and text messages

5 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Update.

Thank you for providing the information via Trustpilot so promptly.

Using the details shared with us through the platform, we have been able to review the matter further. We have previously attempted to call you, as there appears to be a query we would like to discuss with you directly. This is to help resolve what we believe may be an issue, and is not related to increasing any payment values.

A manager from our team will attempt to call you shortly on the number provided so we can help address the concerns raised. They will also look into the text messages you mentioned, as we would not send messages containing payment amounts or balance information.

Please be assured that our intention in contacting you is simply to help and to address the matters you have raised.

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Thank you for taking the time to share your feedback.

We are concerned to receive your review and would like to investigate the matter fully to confirm whether the communication you received has come from us.

We would never include arrears balances or request specific payment amounts within a text message. Our role is always to first understand a customer’s circumstances and affordability.

To help us do this, please provide Trustpilot with the reference number included in the direct message we have sent to you through the platform so they can securely pass it to us. Alternatively, you can contact us directly by writing to complaints@myepfs.com.

Please be assured that as a firm we take matters like this seriously and will review the communication history and account setup carefully once we are able to locate the account, so that we can address your concerns in a supportive and appropriate way.

We are also very sorry to hear that this situation has been affecting your wellbeing.

Rated 5 out of 5 stars

The customer service advisor was really helpful

The customer service advisor was really nice and helpful her name was Komal and she provided a great service, she listen to my problems and comes up with a great solution. Thank u

10 March 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to leave feedback. We are really pleased to hear about your positive experience.

We will make sure your feedback is shared with Komal. Thank you again for recognising the service you received.

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