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Moneybox Reviews 4,398

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 1,631 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the user-friendly and intuitive app, highlighting its ease of navigation and helpful features like daily interest tracking and savings projections. Many people also commend the exceptional customer service, noting the staff's helpfulness, professionalism, and efficiency in resolving issues and providing clear explanations. The service itself is often described as excellent, with users appreciating the straightforward processes, quick transfers, and overall seamless experience. However, some people were dissatisfied with certain aspects, mentioning occasional user experience issues with the app's ease of use and clunky features. A few customers also reported problems with customer service, citing difficulties in getting clear explanations for blocked payments or issues with transfer forms, leading to frustrating back-and-forth communication.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, frequently praising the app's intuitive design and... See more

Staff

Customers consistently note positive experiences with staff. Many reviewers praise the helpfulness and... See more

Service

Reviewers mention positive feedback about service. Many customers praise the fantastic and faultless service,... See more

Customer service

People report positive experiences with customer service. Many customers praise the helpfulness and... See more

Application

Clients share positive opinions on the app, highlighting its ease of use and intuitive navigation. Many... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Longtime customer (since 2019). Great range of products, very competitive interest rates, and sensible range of funds available for investment products. Great to be able to quickly speak to someon... See more

Company replied

Rated 5 out of 5 stars

Transferred in from another account a cash ISA all done in five working days and painless after opening a new cash ISA at the start of the new tax year. Suprise to see the interest paid daily, nice to... See more

Company replied

Rated 5 out of 5 stars

Have been with Moneybox for a few years now. I save small amounts but often. The app is really functional, giving you a projection of what you save over time, plus a comparison should you want to inc... See more

Company replied

Rated 5 out of 5 stars

Moneybox has a very intuitive app and easy to navigate. Like all online services, sometimes you need to speak to a real person and I found the chat function is super easy to do this. Once the AI agent... See more

Company replied


Company details

  1. Investment Service

Written by the company

Moneybox is the saving and investing app that helps you turn your money into something greater. Millions of us want to achieve more with our money. But whether we’re looking to save for a rainy day, grow our money, buy a home, or even build a retirement fund, we leave it at the bottom of our to-do lists because we're not sure how to get started. This isn’t surprising. We aren’t taught about saving and investing at school, the investment industry was built to serve a minority, and it often feels like banks don’t care about helping us achieve outcomes. To top it off, the financial services industry is fragmented and confusing. This means that our money often isn’t working hard enough and our goals are much harder to achieve. So, we made a solution. We brought saving, investing, home-buying, and retirement services together into one simple app. So people can reach their goals and build wealth with confidence, whatever their starting point. We want to help people build wealth, but our mission goes beyond that. We believe that building wealth isn’t simply about accumulating more money. It’s about going after the life you want and enjoying it to the fullest, today and tomorrow. This is what it means to turn your money into something greater.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

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Replied to 99% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Love this bank

Love this bank, transferring money between accounts is so simple. The chat is always in place if you need it & question & queries are answered straight away. The interest rate is good too.

7 April 2026
Unprompted review
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Reply from Moneybox

Thanks for your great feedback, Maria!

Rated 2 out of 5 stars

Ok intrest rates poor service

High intrest rates aren't the be all and end all. Trust feels as, or more, important. I've had a payment blocked and customer service can't explain why. This is worrying. I've found other options ISA with better rates. Bad timing to be poor at customer service. You are missing out on 20k of my money.

7 April 2026
Unprompted review
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Reply from Moneybox

Hi Liam, we're sorry to see your review. While we can’t discuss specific account details here for your security, we can see that a member of our Support team has provided an explanation regarding the status of this payment via our secure in-app chat. We’d be happy to clarify those details with you further there if you have any other questions.

Rated 1 out of 5 stars

Was going to open an account but...

Was going to open an account but am worried about the status of DIGITAL MONEYBOX LIMITED
(Company number 09597755) on "gov.uk".

If THEIR bookkeeping is overdue then how are they going to safely look after MY money?

"Confirmation statement overdue
Next statement date 14 March 2026
due by 28 March 2026
Last statement dated 14 March 2025"

7 April 2026
Unprompted review
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Reply from Moneybox

Hi Adrian, thanks for raising this. We take our company secretarial responsibilities seriously at Moneybox, and our team submitted the confirmation statement for Digital Moneybox Limited on time and via post. Companies House take a few weeks to process postal confirmation statements, but once processed on their side, this will show as having been received on time. Thank you for raising, our team would be happy to answer any other questions you have on Moneybox should you want to reach out via email.

Rated 4 out of 5 stars

Cash ISA transfer

Had a money box account for a year and wanted to transfer some of the cash ISA to a stock ISA with another company. 3 weeks later and money not transferred, apprently they have up to 30 days to do the transfer. Not good if you see a good investment opportunity.

Thank you Moneybox, I appreciate the quick response and realise than most of the issue was with Scottish Widow.

7 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Warren, we're very sorry to hear this. We’ve flagged this to our Transfers team, who have reached out to you directly to explain the current status and next steps. Please do let us know if you have any questions!

Rated 5 out of 5 stars

Great App and the Instand access ISA has a good rate

Just opened an ISA with a good interest on the app and it was straightforward and fast. The only improvement that would be great (apart from higher interest that is) would be to have a repeat payment option of 4 weeks (choosing a date and have a 28 day cycle) as i'm paid four weekly and the option of monthly payments confuse my personal accounting. Otherwise highly recommend the app and the ISA this year.

6 April 2026
Unprompted review
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Reply from Moneybox

Hi there, thank you for your feedback. If you hold an ISA, LISA, Simple Saver, Notice Account, Reward Savings Account or GIA, you can set up payments of £100 or more directly from your linked bank account using manual bank transfers. To set up a standing order via manual bank transfer, just head to Wealth > Select your account > More > Manual Bank Transfers to find the payment details for your product.

When setting this up with your bank, you will be able to select the amount, date and frequency of which you want your payments to be taken. If you need any help, please reach out!

Rated 5 out of 5 stars

It was so easy and so straightforward

It was so easy and so straightforward. Also, the advice 'bot' was actuallu a real person who had actually read and understood what I wanted. Tat was a major plus!! for me.

6 April 2026
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Reply from Moneybox

Thanks for your great feedback!

Rated 5 out of 5 stars

Full information

Very easy to action the movement of money into ISA and saver account and kept fully informed throughout fund transfer process

3 April 2026
Unprompted review
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Reply from Moneybox

Thank you so much for the 5 stars! We’re thrilled to have you saving with us

Rated 5 out of 5 stars

Customer Support a bonus

I found your customer support when having a few problems really helpful. Ursula was excellent with her advice and guidance.

5 April 2026
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Reply from Moneybox

Thank you for your lovely feedback!

Rated 5 out of 5 stars

I’ve been using Moneybox for a while…

I’ve been using Moneybox for a while now and honestly couldn’t be happier with it. I’ve got all my ISAs set up through them, along with my savings, and everything just works smoothly in one place.

The app is really easy to use, even if you’re not super confident with finances. I like how it helps me stay consistent with saving and investing without feeling overwhelming. The round-up feature is a nice bonus too—it makes saving feel effortless.

Overall, it’s been a really positive experience. Reliable, simple, and a great way to build up your savings and investments over time. Definitely recommend it if you’re looking for an easy way to manage your money.

6 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Marco, it's so great to hear you're finding the app helpful for your savings goals. Good luck with the rest of the tax year!

Rated 5 out of 5 stars

Always great service from Money Box

Always great service from Money Box
I used their chat
I exchanged emails with tem
I called them few times

I have a cash isa with them and had it transferred from different provider which was a very smooth process

5 April 2026
Moneybox logo

Reply from Moneybox

Hi Matty, thanks for choosing Moneybox to grow your savings. We’re happy to have you on board!

Rated 5 out of 5 stars

Opened over 12 months ago after…

Opened over 12 months ago after watching the money show . Great fixed rate for the first 12 months & still a higher rate than my building society after . Interest added monthly & the app is easy to use

5 April 2026
Unprompted review
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Reply from Moneybox

Thank you for the review!

Rated 2 out of 5 stars

So frustrating

So frustrating. I accidentally forgot my password having been unable to use the code ..it locked me out. I called…no one in till Tuesday..it being Easter. It of course coincides with ISA deadlines. Unfortunately I emailed using a different address and desite 6 emails from the correct one I am , at least an hour later today ,.also yesterday I remain blocked, can’t wait to close this account .

5 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Amanda, we're sorry to hear about the frustration you've experienced here. Your feedback has been noted, and the relevant team will be in touch directly as soon as they are able to provide an update.

Rated 4 out of 5 stars

Once I learnt how to navigate the site…

Once I learnt how to navigate the site I was ok, however, I was quite nervous and conscious of scams so had to contact Moneybox with various questions surrounding how I identified that I was paying into my account as opposed to someone else's. I wanted to see the account in my name.

4 April 2026
Moneybox logo

Reply from Moneybox

Hi Victoria, thank you for your feedback. If you have any further questions, please don't hesitate to reach out!

Rated 3 out of 5 stars

Average interest on a good bonus…

Average interest on a good government bonus. The 1k/year is a big boost. But the interest rate is still not amazing by any shot. For a quick 1k its a good incentive for FTBuyers but for anyone whos got some cash to play wihlth there are easier and better ways to make 1k - albeit not this securely. It's an average account with a solid perk. The operator is ok - some user experience issues like ease of use and fuss in how they try to inventivise saving but in a really clunky way. Roundups, weekly top-ups etc are all great tools but the ease of implementing them isn't very intuitive or user friendly. It all felt like a bit of a faff tbh.

5 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Daniel, thanks for your feedback. We’re always looking to improve the app experience, so if there’s anything specific you’d like to share or if you have any questions, please do reach out to our team via the in-app chat or by emailing support@moneyboxapp.com.

Rated 5 out of 5 stars

Straightforward

Straightforward, informative product details. Clear and accessible account information.

31 March 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Thank you!

Rated 5 out of 5 stars

Love Moneybox

Easy to use app.Helpful tips about saving and investing. Seeing interest added daily to my cash ISA is a real motivator for me to keep saving. Moneybox was recommended to me, and I would definitely recommend it too.

5 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Thanks for your great review!

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