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Moneybox Reviews 4,398

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 1,631 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the user-friendly and intuitive app, highlighting its ease of navigation and helpful features like daily interest tracking and savings projections. Many people also commend the exceptional customer service, noting the staff's helpfulness, professionalism, and efficiency in resolving issues and providing clear explanations. The service itself is often described as excellent, with users appreciating the straightforward processes, quick transfers, and overall seamless experience. However, some people were dissatisfied with certain aspects, mentioning occasional user experience issues with the app's ease of use and clunky features. A few customers also reported problems with customer service, citing difficulties in getting clear explanations for blocked payments or issues with transfer forms, leading to frustrating back-and-forth communication.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, frequently praising the app's intuitive design and... See more

Staff

Customers consistently note positive experiences with staff. Many reviewers praise the helpfulness and... See more

Service

Reviewers mention positive feedback about service. Many customers praise the fantastic and faultless service,... See more

Customer service

People report positive experiences with customer service. Many customers praise the helpfulness and... See more

Application

Clients share positive opinions on the app, highlighting its ease of use and intuitive navigation. Many... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Longtime customer (since 2019). Great range of products, very competitive interest rates, and sensible range of funds available for investment products. Great to be able to quickly speak to someon... See more

Company replied

Rated 5 out of 5 stars

Transferred in from another account a cash ISA all done in five working days and painless after opening a new cash ISA at the start of the new tax year. Suprise to see the interest paid daily, nice to... See more

Company replied

Rated 5 out of 5 stars

Have been with Moneybox for a few years now. I save small amounts but often. The app is really functional, giving you a projection of what you save over time, plus a comparison should you want to inc... See more

Company replied

Rated 5 out of 5 stars

Moneybox has a very intuitive app and easy to navigate. Like all online services, sometimes you need to speak to a real person and I found the chat function is super easy to do this. Once the AI agent... See more

Company replied


Company details

  1. Investment Service

Written by the company

Moneybox is the saving and investing app that helps you turn your money into something greater. Millions of us want to achieve more with our money. But whether we’re looking to save for a rainy day, grow our money, buy a home, or even build a retirement fund, we leave it at the bottom of our to-do lists because we're not sure how to get started. This isn’t surprising. We aren’t taught about saving and investing at school, the investment industry was built to serve a minority, and it often feels like banks don’t care about helping us achieve outcomes. To top it off, the financial services industry is fragmented and confusing. This means that our money often isn’t working hard enough and our goals are much harder to achieve. So, we made a solution. We brought saving, investing, home-buying, and retirement services together into one simple app. So people can reach their goals and build wealth with confidence, whatever their starting point. We want to help people build wealth, but our mission goes beyond that. We believe that building wealth isn’t simply about accumulating more money. It’s about going after the life you want and enjoying it to the fullest, today and tomorrow. This is what it means to turn your money into something greater.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

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1-star

Replied to 99% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

So far all very good

So far all very good. Simple set up and good app. Excellent better than virgin never even gave a closing statement

18 April 2026
Unprompted review
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Reply from Moneybox

Thank you for your great feedback!

Rated 5 out of 5 stars

Had an ISA with Moneybox for a good few…

Had an ISA with Moneybox for a good few years now. Always been happy with the return and the information provided on the app. Every interaction with the customer service has been pleasent and helpful.

18 April 2026
Unprompted review
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Reply from Moneybox

Thank you for sharing your feedback, Ross!

Rated 1 out of 5 stars

All fine.

All fine.. UNTIL..
decided to close my Simple saver and withdraw all monies.. but withdrawal rules state ONLY ONE WITHDRAWAL PER MONTH..
im not just withdrawing. IM CLOSING..
had to make a complaint..
JUST A WARNING TO OTHERS ,,!,

16 April 2026
Unprompted review
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Reply from Moneybox

Hi Carol, we're sorry to hear this. We can see this has been flagged to our specialist complaints team to investigate this for you, and they will be in touch with an update. If you would like to provide any further details or speak directly with a member of our team, please don’t hesitate to contact us.

Rated 1 out of 5 stars

Like trying to wade through sticky tar

Like trying to wade through sticky tar, and don’t even expect to get your money back as quickly as they are happy to receive it. Very inflexible and frustrating unless you want to forget about the money you save with Moneybox for the long term.

17 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Simon, we're really sorry to see your review. We have a variety of withdrawal periods from the next working day to fixed notice periods. Someone from our Support team has reached out to you directly to provide clarification and help resolve this. If you have any questions, please do let us know via that thread, and we would be more than happy to help!

Rated 5 out of 5 stars

Simple and Efficient

Never heard of this company as such but saw it on money saving expert. The whole process was so simple … two day it took to transfer my old isa in. Nice and easy app. Makes transferring your ISA to get a better rate a no brainer

14 April 2026
Unprompted review
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Reply from Moneybox

Great to hear - thanks for your review!

Rated 5 out of 5 stars

Moneybox was great from start to finish

Moneybox was great from start to finish with our house purchase. Wonderful easy to use app and great customer service with a very efficient process. Special thanks to Leaphia who dealt with us and gave us clear timescales and helped with our transaction.

17 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Thanks for your review, and congrats on your house purchase! We'll make sure your feedback is passed on to the team.

Rated 1 out of 5 stars

Be very careful before you invest as they use every excuse to delay giving you back your money.

Like a previous reviewer I am disgusted by Moneybox’s behaviour when you try to access your funds.This is their explanation as to why my 32 day access account funds will actually take 39 days:
The key point is that the 32 day notice period is the waiting period before the withdrawal is sent, and the payout date is the next available working day after that notice period ends.

So the 7 day difference you're seeing is not an extra waiting period. It's simply the gap between the end of the 32 day notice window and the next working day when the payment is sent to your linked bank account (it's typically paid out by the end of that working day).

Any one out there understand how this is allowed? They are claiming that it is a gap ( a whole 7 days) until the next working day. Dishonest at best.

17 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Jill - sorry to see your 1* review. When you request a withdrawal from a notice product, your notice period begins on the next available working day. Then, when your notice period ends, your withdrawal is sent to your bank account on the next available working day, which means bank holidays and weekends can affected the processing time of your withdrawal.

We can see this has been escalated to our specialist complaints team - please feel free to reach out to them with any further questions and they'll be happy to help.

Rated 5 out of 5 stars

Good experience transferring a cash ISA

Recently opened a cash ISA. The transfer from my previous provider completed 4 days later. I had contacted customer services via messaging and was helped to initiate the transfer. The agent also checked it had gone OK and confirmed to me when it had completed. I can now relax

10 April 2026
Unprompted review
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Reply from Moneybox

Great to hear everything went smoothly - thanks for your review!

Rated 4 out of 5 stars

All went smoothly and transfer in only…

All went smoothly and transfer in only took 3 days only problem was trying to claim £10 voucher 😞

14 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Thank you for the review! Our Support team will drop you a message about the voucher, so you should be hearing from them soon 👍

Rated 5 out of 5 stars

Very easy to set up

Very easy to set up account and transfer existing saving products onto the platform. Competitive rate of return too!

12 April 2026
Unprompted review
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Reply from Moneybox

Thanks for your great review, Chris!

Rated 5 out of 5 stars

Opened a Cash ISA with Moneybox - Great Support

Opened a Cash ISA with Moneybox. Transferred in from two other ISAs. Had a couple of minor issues but support from Moneybox was second to none and the issues were resolved swiftly. Great communication from their support made the process stress free.

16 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Paul, thank you for sharing your experience! Don't hesitate to reach out if you need help with anything else.

Rated 5 out of 5 stars

Best savings and finance app available

Best savings and finance app available. Good and expanding range of products, fair / low fees, easy to use, best savings rates in market and good customer service, should you need them.

15 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Simeon, thanks for sharing your feedback! This is lovely to hear.

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