MetLife Pet Insurance Reviews 

11,269
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 9,678 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease and speed of the claim submission and reimbursement process, often noting how straightforward and efficient it is. Many appreciate the outstanding customer service, highlighting the helpfulness, compassion, and knowledge of representatives who make interactions pleasant. The overall user experience is frequently described as seamless, with people finding the process easy to understand and the online portal simple to navigate, providing peace of mind during challenging times for their pets. However, some customers also noted issues with the claims process, experiencing delays, requests for additional information, or even denials that required further intervention. A few other people also felt that customer service could be inconsistent, mentioning difficulties in reaching representatives or receiving ineffective assistance.

What people talk about most

Claim

Reviewers highlight positive aspects of claim processing, with many customers finding the submission process... See more

User experience

Customers had positive experiences with user experience, consistently praising the ease of navigation and the... See more

Service

People report positive experiences with service, often highlighting the ease and speed of processes like... See more

Response time

Users describe positive interactions with response times, with many customers reporting that claims are... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the helpfulness and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

MetPet was always there when I needed them. Right up til my Great Pyrenees passed away last week. Compassionate, competent, excellent customer service and they understand the medical issues that do... See more

Company replied

Rated 5 out of 5 stars

Once you understand the process and the documents required, the process is very fast and effective. Their AI agents are well trained and the solicitations and condolences are appreciated. We s... See more

Company replied

Rated 5 out of 5 stars

It's nice to have the peace of mind with pet insurance. I have the Preventative health in addition to the illness insurance. How wonderful to actually get money back from going to the vet! The reimbur... See more

Company replied

Rated 5 out of 5 stars

I submitted a claim for processing and received an email saying the claim was received and was being processed. Within two days, I received another email saying how much money we would be received vi... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

MetLife was founded over 150 years ago to help families navigate life’s twists and turns with financial protection. But then in 2020 we realized something: who rounds out a family better than our pets? And thus- MetLife Pet Insurance was born. Backed by a group of pet lovers determined to treat your pets as if they were our own, MetLife Pet Insurance strives to help you make sure your furry family members are protected. Our comprehensive pet insurance policies for dogs and cats help you cover the cost of injuries, illnesses, pet meds, holistic care, emergencies and more- allowing pet owners to help give their pets the best care possible. We also offer a unique family plan,1 which allows pet parents to cover up to three pets on one policy, and even offer a 0-day waiting period on accidents and optional Preventive Care benefits.2 That means no matter what your pets are getting into, they can be protected by midnight on the very same day you enroll in a policy. This commitment to helping provide pet parents with the best pet insurance possible, may be part of why MetLife Pet Insurance has won the “Pet Insurance of the Year” award 4 years in a row. 3 But that’s not all. Here at MetLife Pet, our passion for animals extends beyond the home. That’s why in addition to offering cost-effective pet insurance for dogs and cats, we also work with hundreds of animal shelters across the country to help our furry friends find their forever homes. Because at MetLife Pet, our pets are more than just animals. They’re family. 1 Coverage options may be limited for certain ages. 2 Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans. 3 “2022, 2023, 2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). ©2025 MetLife Services and Solutions, LLC. All Rights Reserved. L4805429[exp0927][All States and][No Territories]


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

11K reviews

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4.7

All reviews

(11,269)

9,248 reviews in the last 12 months

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Rated 5 out of 5 stars

MetLife makes it so easy to start a claim

MetLife makes it so easy to start a claim and upload the supporting documents. Once they have what they need, the decision is quick. Whenever I’ve needed to contact customer service the representatives are polite and knowledgeable.

30 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Denise! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy to make claims and fast payout

Easy to make claims and fast payout. Very good system, no complaint.

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Submitted 2 claims and was given…

Submitted 2 claims and was given reimbursement information within 3 days!!! Great service

30 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Rebecca! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

We are new to furbaby insurance world

We are new to furbaby insurance world. So far the people I have spoken to have been very kind and helpful! Submitting claim and receiving reimbursement has been such a smooth and easy process!

30 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Very quick and easy

2 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Zachary! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Exceptional Pet Insurance Company

This is the first time we have purchased pet insurance, & we are incredibly glad we chose MetLife. We adopted a 3 year old Bernadoodle a year ago, & at age 4 he was diagnosed with Addison’s Disease. There have been numerous tests, labs, medications, treatments, & progress checks, as well as two hospitalizations which resulted in a diagnosis that will affect him for life. MetLife representatives have been professional & personable assisting us in filing claims with simple forms & quick responses. Our dog has received the exact insurance coverage we signed up & paid for, & we could not be more pleased with this company. Knowing that MetLife has our dog’s medical needs covered (per the plan we chose) is a tremendous relief. We highly recommend MetLife Pet Insurance.

29 July 2026
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Reply from MetLife Pet Insurance

Hello, Fran! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Great coverage

Very simple, understandable, and easy to get insurance for my dog. Took about 15 minutes. Great coverage

2 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jessica! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

Seemless

Seemless - great prices and quick selection process. Much more affordable than our current provider.

2 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Joel! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

I've had this coverage with another pet…

I've had this coverage with another pet and things was always a smooth process. Once the required paperwork was received from my vet.

1 August 2026
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Reply from MetLife Pet Insurance

Hello, Rocchina! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Y'all are absolutely amazing and take…

Y'all are absolutely amazing and take what is a scary situation for us and make it a lot better!

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Tash! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy claim submissions and…

Easy claim submissions and reimbursements. Great benefits and tools! I feel very secure with MetLife Pet Insurance.

22 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Lexey! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Filing procedures are easy and reviewed…

Filing procedures are easy and reviewed very quickly

22 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 3 out of 5 stars

It's my first experience but I hope…

It's my first experience but I hope it's good just what I can say

1 August 2026
Unprompted review
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Noe! Thank you for taking the time to share a rating of your experience with MetLife Pet Insurance. Our team is happy to answer any questions you may have at this time. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you!

Rated 3 out of 5 stars

Not much is covered by this policy.

I don't like that everytime I submit a claim, nothing or very little is covered. Disapointed in Metlife coverage. Are vaccines covered?? illness covered? Just paid $800 to the vet, only $200 was covered

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jennie. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 1 out of 5 stars

Been over 3 months trying to figure out…

Been over 3 months trying to figure out an issue with my last 2 claims

10 June 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jessica. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

The communication was great

The communication was great, and the refund was fast and easy.

22 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Matt! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy!

Easy!! Very easy to use!

1 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Elle! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

MetLife Pet is Supportive

Our little Pebbles had to be hospitalized as she was in danger of passing. The vet provided us with a medical plan which was definitely, not budgeted for. Needless to say, we approved the medical plan recommended. After a few weeks, we submitted the claim with MetLife Pet and I can say, it was a smooth process. After days of stress caring for our Pebbles, MetLife Pet was there for us supporting us.

13 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

very easy & adding the second pet was…

very easy & adding the second pet was much less expensive than i thought

1 August 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Brenda! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Fast

Fast, easy claim process. Very quick payments (reimbursements)!

22 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

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