MetLife Pet Insurance is offered through my employer. They provided the best options than other companies. When I spoke to the representative, he was very nice and pleasant. He explained everything... See more
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MetLife was founded over 150 years ago to help families navigate life’s twists and turns with financial protection. But then in 2020 we realized something: who rounds out a family better than our pets? And thus- MetLife Pet Insurance was born. Backed by a group of pet lovers determined to treat your pets as if they were our own, MetLife Pet Insurance strives to help you make sure your furry family members are protected. Our comprehensive pet insurance policies for dogs and cats help you cover the cost of injuries, illnesses, pet meds, holistic care, emergencies and more- allowing pet owners to help give their pets the best care possible. We also offer a unique family plan,1 which allows pet parents to cover up to three pets on one policy, and even offer a 0-day waiting period on accidents and optional Preventive Care benefits.2 That means no matter what your pets are getting into, they can be protected by midnight on the very same day you enroll in a policy. This commitment to helping provide pet parents with the best pet insurance possible, may be part of why MetLife Pet Insurance has won the “Pet Insurance of the Year” award 4 years in a row. 3 But that’s not all. Here at MetLife Pet, our passion for animals extends beyond the home. That’s why in addition to offering cost-effective pet insurance for dogs and cats, we also work with hundreds of animal shelters across the country to help our furry friends find their forever homes. Because at MetLife Pet, our pets are more than just animals. They’re family. 1 Coverage options may be limited for certain ages. 2 Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans. 3 “2022, 2023, 2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). ©2025 MetLife Services and Solutions, LLC. All Rights Reserved. L4805429[exp0927][All States and][No Territories]
400 Missouri Avenue Suite 105, 47130, Jeffersonville, United States
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Reply from MetLife Pet Insurance
I specifically increased my MetLife Pet policy limit to $10,000 at renewal after my French Bulldog’s first expensive spine surgery. I did this so a recurrence would be covered under the higher limit. No one explained to me at the time of the increase that the new limit would not apply to a condition that had already started under the previous policy.
When he needed the same surgery again, MetLife only paid $5,000, citing their Continuous Coverage rule. I paid significantly higher premiums (roughly double) for coverage that did not actually protect me for this known issue. If I had been told this limitation upfront, I never would have increased the limit or paid the higher premium.
After more than $13,000 in surgery costs plus end-of-life expenses, I was left with a massive out-of-pocket bill. When I tried to appeal the partial payment, I was told I couldn’t appeal because the claim was “approved” for $5,000. I feel completely misled and scammed by how this was handled. They are scammers, I do not recommend this company.

Reply from MetLife Pet Insurance
I've had MetLife Pet Insurance with a previous pet (Milo) who passed away on June 12, 2026. I'm grateful that I had MetLife Pet Insurance.

Reply from MetLife Pet Insurance
The claim experience has definitely gotten better and faster. MetLife does a great job with reviewing the claim in a timely manner and reaching out if anything is missing.

Reply from MetLife Pet Insurance
A few hiccups but once everything verified has been very easy to submit claims.

Reply from MetLife Pet Insurance
Fast processing, a LOT faster than before actually so thank you for making the change!

Reply from MetLife Pet Insurance

Reply from MetLife Pet Insurance
The customer service reps are always really wonderful and helpful and the insurance policies offered are excellent in comparison to other companies. I've never had a single issue on the few years I've had my policy.

Reply from MetLife Pet Insurance

Reply from MetLife Pet Insurance
Im just so disappointed in this insurance but now i have to stay locked in as there would be to many pre-existing conditions to switch to another company. Next dog I will move to another pet insur company. Do your research and reviews first!

Reply from MetLife Pet Insurance
MetLife has been wonderful! They make filing a claim and getting the money back so easy! So happy we have MetLife for our cats!

Reply from MetLife Pet Insurance

Reply from MetLife Pet Insurance
Easy and fast! Reassuring to know both my dogs will be covered in case of an emergency or unexpected illness.

Reply from MetLife Pet Insurance

Reply from MetLife Pet Insurance
The enrollment process was painless and I now have the reassurance that should anything happen unexpectedly, we are prepared! Thank you, Metlife!

Reply from MetLife Pet Insurance
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