ME Bank Reviews 

278
TrustScore 1 out of 5

1.1

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Review summary

Created with AI, based on recent reviews

Considering 195 reviews, most reviewers were let down by their experience overall. Customers frequently report extreme wait times and an inability to reach anyone, often spending hours on hold and being disconnected. Many found customer service unhelpful, with staff struggling to resolve issues or verify identities. People also faced significant problems with account management, including difficulties closing accounts, continued payments, and unprocessed direct debits. However, some customers mentioned that the service quality has significantly declined over time, as they previously experienced helpful and reliable assistance.

What people talk about most

Customer service

Customers had negative experiences with customer service, with many describing it as the worst they've... See more

Response time

People report negative experiences with response times, with many reviewers consistently highlighting... See more

Service

Customers consistently note negative experiences with service, describing it as poor, abysmal, and even a... See more

Payment

Consumers report significant dissatisfaction with payment processes, citing issues like missing funds,... See more

Customer communications

Reviewers highlight significant frustration with contact, reporting that it is almost impossible to reach... See more

Reviews shaping this summary

Rated 1 out of 5 stars

I'm locked out of the app. After calling for 2 weeks submitted a complaint. Finally got someone on the phone a few days ago who just told me the app is working fine even though I'm unable to log in. H... See more

Rated 1 out of 5 stars

I've been with ME for 14 years. Settlement of my first property sale was handled abysmally. Including notice of a shortfall due to cross collateralized loans only on settlement day. Now almost 3 week... See more

Rated 1 out of 5 stars

This is not the way banks are supposed to work. MF Bank's customer service is warped. The foreign call dudes have no idea how to verify your ID, and then they imply you're attempting ID theft and hang... See more

Rated 1 out of 5 stars

Joined ME bank, they blocked my account pending ID (which they could have just asked for before I joined rather than blocking my account so I can't even access any money I've sent there) Tried to call... See more


Company details

  1. Bank
  2. Financial Institution
  3. Mortgage Lender

Information provided by various external sources

We’re completely owned by Australian industry super funds – and we make online banking easy.


Contact info

1.1

Bad

TrustScore 1 out of 5

278 reviews

5-star
4-star
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1-star

No history of asking for reviews

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1.1

All reviews

(278)

195 reviews in the last 12 months

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Rated 1 out of 5 stars

custome service never again

Their customer service is so poor. I have been on hold for two. Imagine a bank that can't even handle your simple queries. I will say, go to the Big 4; at least they provide better service.

30 January 2026
Unprompted review
Rated 1 out of 5 stars

Offshore dictatorship

MeBank has become an offshore dictatorship!
Locked out of my accounts and cards cancelled for 6 days with NO ATM or Eftpos for 6 days. No explanation or assistance from Mebank.
Call centre is in Manilla(Philippines). Massive call wait times. Impossible to talk to someone in Aust about any banking issues so the Bank is basically operating offshore BUT claiming to be Aussie.
Constant changes that costs us money without any customer consultation.
Mebank Executives are behaving no different to Dictator Dan.
Patronising voice messages and questions from a robot does not help.
My money has been moved to another bank. In process of moving mortgage to another bank and then close all accounts. Worse bank I have ever dealt with.

28 January 2026
Unprompted review
Rated 1 out of 5 stars

ME was a good bank for many years. NOT NOW!!!

ME was a good bank for many years. Now it is appalling. Since BOQ takeover it is a disaster. The old ME bank has been trashed. Got a question or problem? Try the phone lines if you've a couple of days to wait on line. They are flogging the ghastly, complicated, hard to use GO App every step of the way.
PS. Since writing the above part of my review I have been reading the other reviews regarding ME Bank and am even more horrified by other people's experiences with the BOQ version of ME Bank.

Why isn't the Banking Ombudsman investigating this trashed version of ME Bank? Is BOQ a reputable bank? Should this takeover have been allowed?
Many questions, few answers.

28 January 2026
Unprompted review
Rated 1 out of 5 stars

ME bank has the worst customer service…

ME bank has the worst customer service since being taken over by Queenland bank. I have been trying to make changes to my term deposits for days without success. I am not going to sit on a phone for 2 hours to GIVE THEM MONEY! They leave me no choice but to seek another bank

27 January 2026
Unprompted review
Rated 1 out of 5 stars

Not impressed at all with this bank

Not impressed at all with this bank. We had a ME Buck account. We had zero fees for ATM withdrawals. Then they decided to transition our accounts to the MEGO. With out asking us, then started charging us 2% ATM withdrawal fees. I will be moving our accounts back to the NAB. This is what happens when banks become more money motivated than customer motivated

26 January 2026
Unprompted review
Rated 1 out of 5 stars

I would give less than one star if I…

I would give less than one star if I could. ME was once a great bank to deal with while it was owned by a number of Industry Super funds. Since it was sold the new ownership have been a complete disaster - no longer do personal loans - more recently stopped doing credit cards by simply announcing to all their customers their account would be closed - and now migrating their debit cards from Mastercard to Visa I believe. For Me, this meant that I had to go through all of my auto debits associated with my Credit cars and transfer the debit to my savings account, only to be told a month later that I have to do it again.... they are a joke. 10 days to clear a cheque, 3 days to clear an electronic transfer .... seriously???

22 January 2026
Unprompted review
Rated 1 out of 5 stars

Extremely poor customer service

I have been trying to contact ME Bank for the past three days and, on multiple occasions, have been left waiting on hold for nearly two hours without any success. Despite the extended wait times, I was unable to speak to a representative or receive any meaningful assistance.

This level of customer service is extremely disappointing and shows a lack of respect for customers’ time and experience. Reliable communication and timely support are basic expectations from a financial institution, and unfortunately, ME Bank has failed to meet them.

Based on this experience, I would not recommend ME Bank to anyone looking for responsive and customer-focused banking services.

22 January 2026
Unprompted review
Rated 1 out of 5 stars

Was advised my wait time was 35…

Was advised my wait time was 35 minutes, 15 minutes ago. For the past 10 minutes it has been 30 minutes and not moving. It is still 9am. Their website has been down for the past 2 days and the change over to Me GO has been extremely confusing.

21 January 2026
Unprompted review
Rated 1 out of 5 stars

My bank account has been blocked 3…

My bank account has been blocked 3 times in the last year! Two times I was overseas and it’s extremely difficult to contact their customer service. I had to use my data roaming to call their international line since their website was down, no way possible to email or do the live chat on their website. It’s like they don’t want to be contacted.

I waited over 50 minutes just to speak with someone who took ages to unblock my account. Very bad customer service and support.

17 January 2026
Unprompted review
Rated 1 out of 5 stars

This bank used to be good but no more

This bank used to be good. Customer service is now appalling. They changed my mortgage from interest only to interest and principal without any reason on renewal, which made my financial position difficult. To contact them you ALWAYS sustain an hour's wait on the phone whilst listening to their apologies; their complaints officers are condescending, they promise to call you and then they don't. I have had to move things to AFCA to get them to act. Best to find another financial institution.

16 January 2026
Unprompted review
Rated 1 out of 5 stars

You can wait hours on hold

You can wait hours on hold, and then the call just drops. Is not possible to wait 2/3 hours to speak to someone during working hours. I am changing bank.

16 January 2026
Unprompted review
Rated 1 out of 5 stars

Just not up to standard…

ME Bank started as a good enough idea set up by union super funds as an alternate to the big banks but they have basically given up. I believe the funds gave up and sold to Bank of Queensland at some point and its all been downhill since then, Some of the issues - woefully long waits for customer assistance, a live chat that is never on . no access to branches for cash out and a really clunky berfication process. Driven me back to thebig banks, which is not something I wanted to do,.

13 January 2026
Unprompted review
Rated 1 out of 5 stars

Possibly the worst bank to deal with…

Possibly the worst bank to deal with custmer wise. It takes on average to answer call and if you email very rarly do they respond. Im looking elsewhere and suggest to others they do tje same

9 January 2026
Unprompted review
Rated 1 out of 5 stars

Find a better bank, with shop fronts

I want to transfer funds from one MeBank account to another. Simple? No! To date, 3 phone calls, each over an hour on hold. Fill in a form, scan and email it back, then call them to let them know you’ve done it! OMG, how antiquated can they make the technology? This is an internal transfer!!!

8 January 2026
Unprompted review
Rated 1 out of 5 stars

This Bank takes the crown as the worst…

This Bank takes the crown as the worst bank I've ever dealt with, and I've had accounts with a dozen banks.
Ever since the launch of ME GO, the bank does anything but go.
They have an array of login ids, login pins, phone number login, passwords, alternate passwords, phone passwords... none of which actually work to let you in your account.

Customer support takes an hour plus to call in to try and get help. When I call MeBank, they say I needed to have called MeGo. So I call up MeGo, and they say I need to call Me Bank. What a circus.

Trying to withdraw my money so I can close my account.

16 December 2025
Unprompted review
Rated 1 out of 5 stars

Steer clear of ME bank.

Steer clear of ME bank.
Coming off the back of 9 years with ME bank.
The on line app is junk.
No longer doing credit cards so you will need to take out a credit card with bank of Queensland who is there parent company.
If you like to travel overseas don’t use ME bank their fees and charges are through the roof.
Very reluctant to pass on an interest rate drop when other banks pass it on straight away.
Me bank was my first home and unfortunately I didn’t realise how bad they were until went with another Lender.

15 December 2025
Unprompted review
Rated 1 out of 5 stars

Worst bank ever

If I could give zero I would. Since being taken over by the Bank of Queensland I could write a litany of reasons why I think they are the worst bank ever. Primary amongst them is that they did not inform me that my mortgage was about to be paid out. Suddenly I found that there was no money in my offset account! A ramshackle way to deal with customers and conduct business. I left the Commonwealth to bank with ME, I'm going back to the Commonwealth!

14 December 2025
Unprompted review
Rated 1 out of 5 stars

Since BOQ took over ME have been…

Since BOQ took over ME have been useless.
Credit card pay in option has gone from my app and replaced with link an account of my brother ffs .And they have charged me a late payment fee on my credit card but removed the option to pay , and I can no longer see previous trans actions . They have also repeatedly charged a dishounor fee even whes payments have been made ontime .theyare a blody disgrace.

10 December 2025
Unprompted review
Rated 1 out of 5 stars

terrible customer service

terrible customer service! on hold for over 2 hours! unable to speak to anyone. no online option if you cant access the me app. 2 days in a row.

10 December 2025
Unprompted review

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