The women here was very professional, very friendly and very knowledgeable. I felt like I was in good hands, the whole experience particular in the Washington County branch. I will definitely be comin... See more
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Whether you want to consolidate your debt, pay your bills, or travel to your dream destination, Mariner Finance is here to help you. Explore our personal loans today and move one step closer to addressing your financing needs.
Checking offers will not impact your credit score*
Mariner Finance, LLC (“Mariner”) and/or WebBank, as applicable, (collectively “Lender,” “we,” or “us,” as applicable) offers personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on the underwriting of the loan and subject to applicant’s satisfaction of eligibility requirements and approval by Lender, and an applicant’s state of residence for Mariner-originated loans. Terms and conditions apply.
†Online loans between $1,500 and $14,000, originated by WebBank, except online loans in CA and MD originated by Mariner Finance, LLC. Loans greater than $14,000 or less than $1,500 may be originated by Mariner through Mariner’s branch network. Any stated APR represents the cost of credit as an estimated yearly rate, and each applicant’s specific interest rates and fees are determined as permitted under federal or state law (as applicable) based upon loan amount, term, the applicant’s ability to meet specific credit criteria including, but not limited to, credit history at the time of application, income, debt payment obligations, and other factors such as availability of collateral, and state of residency for Mariner-originated loans. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Any loan by phone and/or online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.
*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.
**Mariner Finance’s 15-Day Satisfaction Guarantee provides that if, for any reason, you inform us that you are dissatisfied with your loan and you repay it in full within 15 days of the date of the loan in the form of cash or certified funds, all finance charges will be waived with no penalties. A cancellation of your Mariner Finance loan will not impact, affect, and/or cancel the terms of any purchase of a vehicle or other item(s) with the proceeds of your loan. Additionally, your return to the dealer or seller of any vehicle or other item(s) purchased with your loan proceeds will not constitute a cancellation of your Mariner Finance loan.
California Residents: Loans made or arranged pursuant to a California Financing Law license.
VA Residents: Mariner Finance of Virginia. LLC, Licensed by the Virginia State Corporation Commission, Consumer Finance Company License No.CFI-114.
Mariner Finance, LLC. NMLS No. 166564 www.nmlsconsumeraccess.org

8110 Corporate Drive, 21236, Baltimore, United States
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I always got approved. Even when I had bad credit. The app is so much easier to make payments as well. Yes, the interest rates are a little high but it goes according to your credit score.

Reply from Mariner Finance
This review is not to tarnish Mariner Finance in the US but to alert the company and potential "clients" in South Afrca about Marinerfinances.co.za, a scam company in South Africa, with no offices.
I applied for a R100 000. They approved it. I signed a Loan Acceptance form and paid a Loan accepted fee of R3000. They sent me another with I have to return with R2800. I don't have this R2800. Now they tell me the R2999 I paid is nonrefundable and I didn't get the loan. This is their office in Cape Town, South Africa. Do you have an office in Cape Town, South Africa and a lady named Victoria with a lawyer S Rakgoba?

Reply from Mariner Finance
The process for my loan was 100% online and approval was instant. I do not have perfect credit either. Forms were easy to complete and documentation was easy to upload. I received multiple offers to choose from and all terms were upfront and clear. Money arrived in my bank account by the end of the next day. Definitely recommend.

Reply from Mariner Finance
No big long application and fast so i could get my carport put up.Easy financing!!

Reply from Mariner Finance
Thank you for the Loan.
Will you be sending me a bill the first month?

Reply from Mariner Finance
The person that helped me with the loan was very nice and friendly, her name was Jenny. I would recommend people to use Mariner because of her...

Reply from Mariner Finance
Personal was nice and ready to assist me and explain everything and I was need of financial help

Reply from Mariner Finance

Reply from Mariner Finance
I went to this agency for a loan and it went fast and easy thanks to Ann very professional at Melbourne branch Wickham rd thank you Ann . Mr Fontecchio

Reply from Mariner Finance
Malik was awesome to work with! Very professional but also personal. Make the experience an easy, stress free one and the whole process was a breeze. Absolutely recommend working with him at Mariner.

Reply from Mariner Finance
We received a loan for a home water system that was to be financed interest free if paid off over the 24 month period. I made automatic payments of $200 from our bank account, but did the math incorrectly and thus did not pay the financed amount by the 24 month period. In addition, the Welcome Letter that we received from Mariner,( sent 2 weeks after we signed the 6 pg loan) included as it's Headings: Acct No. __; Payment Due Date 11/22/2024; Current Balance __: AND PAYMENT AMOUNT $146- which is less than the $200 monthly I paid and WELL UNDER the $245 needed to pay off the entire balance in 24 mos. We received no correspondence via mail (the company states that it is a "paperless" company but continues to mail junk mail inviting us to apply for more credit) OR EMAIL , on the account profile, with any account updates. The branch rep said that she called my husband (loan holder) and left a message to call her- this call was a month before the interest free payment was due but contained no content other than "please call Mariner Finance". We would NEVER have financed this with paying 16.9% interest.-and I feel that the lack of communication was deliberate and intentional so as to trigger the interest payments. I have never had such a poor experience with a lender. I would absolutely never use Mariner again. I paid off the loan balance today and my account history is deleted from my Mariner account. I don't even have a digital record now of payments and the amount of total interest I paid. Again, very anti-consumer.

Reply from Mariner Finance
Customer service rep was condescending rude and did not reset my password -instead she hung up on me ! and then hung up TWICE when i called back No class and never reset my password as of a hour later trying

Reply from Mariner Finance
Quick and easy! The staff are really great and explained everything.

Reply from Mariner Finance
From applying to closing everything went smoothly,
The staff is great, I feel they went above and beyond
to give me the loan I needed and a payment I could afford.

Reply from Mariner Finance
I was very happy how I was treated and how they really worked hard at helping me get the loan. Everyone was very nice and friendly. Also that they stayed a little late until I arrived. Very kind ladies

Reply from Mariner Finance
Ì was given loan options with payments. I accepted the one I would be able to pay back without any issues. I done all the paperwork. They come back and say they can't give me the loan because I'm on short term disability due to having surgery. But I have a steady check and will be going back to work in a couple months. I feel like i was discriminated against because of my disability even though I have steady income.

Reply from Mariner Finance
Nicole was very helpful and personable through the whole process.

Reply from Mariner Finance
We went to the Calhoun, Georgia location to extend a loan and change it over to my name first then my Husbands second and April and her staff was so friendly and helpful and worked with us until the end . I would recommend anyone going to see them just want to let you know you have an office full of Jems .
Thank you April for you dedication and caring for your customers.

Reply from Mariner Finance
Everyone was courteous and knowledgeable I have no complaints at all about anything

Reply from Mariner Finance
The agent I worked with was very friendly, polite, respectful, knowledgeable and professional. Mariner provided me with the financial assistance that was right for me.

Reply from Mariner Finance
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