Lowratecarfinance Reviews 

257
TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 142 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, friendliness, and knowledge, making the finance process clear and easy. Many highlighted the excellent customer service and communication, noting the team was supportive, responsive, and efficient. The service is often described as straightforward and quick, simplifying a process customers expected to be time-consuming. Reviewers frequently appreciate the fast response times and smooth user experience, often securing great deals with ease. People felt well-supported throughout, with the company ensuring a stress-free experience and leading many to highly recommend their services.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, professionalism,... See more

Service

Clients share positive opinions on service, with many reviewers highlighting the excellent, quick, friendly,... See more

Customer service

Customers had positive experiences with customer service, often highlighting helpful, friendly, and patient... See more

User experience

Reviewers highlight positive aspects of user experience, consistently describing the process as smooth,... See more

Response time

Users describe positive interactions with response times, highlighting quick and efficient service. Customers... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Smooth process from start to finish, really helpful staff, particularly Jordan & will who I dealt with whilst arranging my finance. Talked me through all the different options & made sure it was right... See more

Rated 5 out of 5 stars

That I can speak to a human, who has the patience to explain if I don't understand something. It's a big thing these days, taking out finance, borrowing money when times are hard so need everythin... See more

Rated 5 out of 5 stars

I dealt with a person called Dan from LRCF and he made everything very easy and straight forward, coming from someone who hasn’t had to apply for finance before and being completely new to it all, he... See more

Company replied

Rated 5 out of 5 stars

Trust me I have always have fear for long paper work and processing time but Lowratecarfinance has totally convinced me with their excellent service. They have proven to be the best . Great customer a... See more

Company replied


Company details

  1. Car Finance and Loan Company

Written by the company

Low Rate Car Finance is a vehicle finance broker specialising in comparing the best finance deals so you don't have to.


Contact info

4.9

Excellent

TrustScore 5 out of 5

257 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.9

All reviews

(257)

141 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy, straightforward, transparent

Can’t believe what a straight forward easy positive experience.
Guys made it so simple and. From start to finish. Perhaps 2 phones calls and the deal was done and complete.
Will 💯 use them again!

4 March 2026
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for your review!

Rated 5 out of 5 stars

I don't do do reviews, but this company deserved it.

My experience with this company was amazing from start to finish.
. Negotiating my deposit to allow for a lower deposit.
. Constant updates on the how the process is going.

I would highly recommend using them.

27 February 2026
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for your review!

Rated 5 out of 5 stars

Great experience

I had a great experience arranging my van finance. The process was straightforward, transparent, and much quicker than I expected. I was especially impressed with the low interest rate offered, which made the monthly payments very affordable and manageable.

The team was helpful throughout, clearly explaining all the terms and making sure there were no hidden surprises. Approval was smooth, and communication was consistent from start to finish.

Overall, I would highly recommend this finance provider to anyone looking for competitive rates, a hassle-free process, and excellent customer service.

25 February 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for your review!

Rated 5 out of 5 stars

Great service

Quick and easy process - were able to find a much better deal than I was offered elsewhere.

19 February 2026
Lowratecarfinance logo

Reply from Lowratecarfinance

Thanks for your review!

Rated 5 out of 5 stars

Absolutely fantastic

Absolutely fantastic, great communication and so friendly and easy

9 February 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thank you Tracey!

Rated 5 out of 5 stars

Great experience with Lrcf

Had a very very good experience with Lrcf,especially Jordan &Molly,they couldn’t do enough to help and get things done. Would highly recommend using.

10 February 2026
Unprompted review
Lowratecarfinance logo

Reply from Lowratecarfinance

Thank you George!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look