Life Credit Company Reviews 

223
TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

The last thing we wanted to do was have to sell my husband's life insurance. My husband was diagnosed with Stage 4 cancer a year ago. He was no longer able to work and we were going to have to reduce... See more

Rated 5 out of 5 stars

I cant express how thankful I am for the help Life Credit Company has given me David Curiel was so helpful, patient and kind during the process and application of my needs. He answered every que... See more

Rated 5 out of 5 stars

I would like take this opportunity to commend the life credit staff members for their outstanding customer service that was provided during the entire time period. Special Thanks to Mr. David Curiel... See more

Rated 5 out of 5 stars

Everyone at LifeCredit provided exceptional service. They always made me feel that I was a priority. This money came at a time when we desperately needed it. When we found out my cancer had spread to... See more

Company details

  1. Money & Insurance

Information provided by various external sources

Life Credit Company provides financial assistance for cancer patients through its Living Benefit Loan program. Living Benefit Loans can provide financial help for cancer patients by paying up to 50% of your life insurance policy’s death benefit today. You will never be required to make loan payments or incur any out-of-pocket expenses. Whether you need to catch up on medical bills, consolidate debt or take your family on a dream vacation, this is your money to spend without restrictions. If you have at least $75,000 of life insurance and have been diagnosed with cancer or another serious medical condition, you may qualify for a living benefit loan. Contact us to speak with a professional counselor who is standing by to assist you.

Life Credit Company

Written by the company

Financial Assistance for Cancer Patients
Life Credit Company provides financial assistance for cancer patients through its Living Benefit Loan program. Living Benefit Loans can provide financial help for cancer patients by paying up to 50% of your life insurance policy’s death benefit today. You will never be required to make loan payments or incur any out-of-pocket expenses. Whether you need to catch up on medical bills, consolidate debt or take your family on a dream vacation, this is your money to spend without restrictions. If you have at least $75,000 of life insurance and have been diagnosed with cancer or another serious medical condition, you may qualify for a living benefit loan. Contact us to speak with a professional counselor who is standing by to assist you.

Contact info

4.9

Excellent

TrustScore 5 out of 5

223 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.9

All reviews

(223)

0 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The company was very professional and I …

The company was very professional and I have to say that everyone that worked with me was that way. Very honest on what they could do and not do, and everything they said is what happened. Yes, I would use them and recommend them to people in the future.

9 August 2017
Unprompted review
Rated 5 out of 5 stars

I WANT TO THANK EVERYONE AT LIFE CREDIT …

I WANT TO THANK EVERYONE AT LIFE CREDIT FOR GETTING ME WHICH I BELIEVE WAS A FAIR MARKET PRICE FOR MY INSURANCE BASED ON MY SITUATION .. THEY WERE COURTEOUS AND ANSWERED ALL MY QUESTIONS,AND RETURNED MY CALLS PROMPTLY.. I WOULD HIGHLY RECOMMEND THEM. THANK YOU AGAIN !

8 August 2017
Unprompted review
Rated 5 out of 5 stars

When I got sick I didn't know what we …

When I got sick I didn't know what we were going to do. How we were going to pay our ever mounting medical bills or pay for my upcoming surgery. We found Life Credit Company and all that changed. We spoke with them and they were really helpful, understanding, accommodating and worked quickly and efficiently with us to meet all of our needs.

7 August 2017
Unprompted review
Rated 5 out of 5 stars

We were really struggling financially …

We were really struggling financially since I have been living with stage IV cancer since 2011. Online I saw others, with what I have, talk about selling their life insurance policy or taking a loan out against it. I tried contacting another company but got no response. When I contacted Life Credit Company through email I heard from them the same day. Brendan Francis was assigned to me. He was very polite, professional, and kept me up to date with what was happening through the entire process. I also dealt with David Curiel near closing, who was also just as great to work with. I really appreciate how everyone answered any and all questions I had and helped me to make my decision to work with Life Credit Company. I am relieved and very grateful that we will not have to worry about finances any more. Thank you to everyone I spoke to and worked with at this company. I will recommend you to anyone who needs to consider this option.

7 August 2017
Unprompted review
Rated 5 out of 5 stars

Everyone at LifeCredit provided …genuine concern and exceptional service.

Everyone at LifeCredit provided exceptional service. They always made me feel that I was a priority. This money came at a time when we desperately needed it. When we found out my cancer had spread to my brain, we didn't know how much time I had left. This money allowed us to pay off medical bills, avoid bankruptcy, and plan a great family vacation. I wholeheartedly recommend LifeCredit to anyone who might find themselves in a similar situation.

30 June 2017
Unprompted review
Rated 5 out of 5 stars

Truly a Blessing

Truly a blessing; It was obvious from the beginning that Life Credit leadership had/has a clear understanding of the emotional, financial, mental, and physical challenges newly diagnosed cancer patients experience. Having to deal with the new normal of chemo and radiation is stressful in itself, but when compounded with unexpected loss of employment and the loss of associated income, the stress is multiplied. Stress does not positively contribute to the cancer healing process. Life Credit completely understands the plight of cancer patients. In my particular case, I was medically evacuated from my home life overseas into a stateside locale where I didn't know anyone and only had limited funds available. A friend of a friend told me about Life Credit. I was a little skeptical initially, as I'm sure most new customers are; however, once the line of communication with Dave and Brendan was established, it became clear their empathy and understanding was genuine. Life Credit's agility to work with my insurance company made all the difference. Life Credit has been a blessing into my familly's life. My wife and I were seriously exploring the bankruptcy path, but were provided the means to balance our debt through Life Credit. Debt collectors have a job to do, and not one that I talked with seemed to really care about why I was behind on my debt. They were specifically interested in when I would be able to catch up on payments. It was a very stressful and challenging period of time. With everything else I had going on: chemo/ radiation, loss of income, no personal transportation, and away from home and family (wife & four young children - 11, 5, 3, & 1) Life Credit was truly a beacon of Hope for my family. The assistance we have received from Life Credit will serve to support my family through this particularly challenging period of having one sole source of income to manage debt acquired while having dual sources of income. God is good. Life Credit has been a blessing from God. Having the swaying blade of financial doom and ruin removed has allowed my family and I an opportunity to focus on life in the here and now because when you're diagnosed with Stage IV Glioblastoma, tomorrow is definitely not a sure thing - and every waking day is a blessing.
I have been blessed with good doctors and awesome financial benefactors through the Life Credit Company. They are truly out to help, and has been a tremendous help to my family,

23 June 2017
Unprompted review
Rated 5 out of 5 stars

Top notch organization. Exceeded all expectations.

I was pleasantly surprised that an organization like this actually existed. They lived up to and exceeded all expectations. I interacted with 4 different agents of the company and all were empathetic, professional and extremely efficient. They answered all my questions and clearly explained how the process worked. I could not be more pleased how I was treated and of the outcome. I would highly recommend their services for someone in the same situation as me who has been diagnosed with stage four cancer and has to deal with the financial and emotional challenges it presents. Thank you Life Credit and your employees.

14 June 2017
Unprompted review
Rated 5 out of 5 stars

I saw this online and did not know if …

I saw this online and did not know if it was real. I was contacted initially by Carlos who was informative and showed compassion. It has helped me thru a very rough time in my life. He provided me with information about the process as well as an informative book. I then went thru second part of process with Mike and Branden. Both answered the rest of my questions. All 3 were caring and helpful. When you have a terminal illness and are dealing with expenses and you don't want to leave a headache for loved ones this was a great alternative. I would definitely recommend.

13 June 2017
Unprompted review
Rated 5 out of 5 stars

Life credit has been amazing

Life credit has been amazing! During this very tough time, they have afforded me and my family the ability to enjoy each other in a PRICELESS way. No one knows how much time they have to spend with the ones they love, especially after being diagnosed with a terminal illness. However, thanks to L.C. that time can be financially stress FREE!!! WE CAN'T THANK LIFE CREDIT ENOUGH!!

7 June 2017
Unprompted review
Rated 5 out of 5 stars

During one of the hardest and most …

During one of the hardest and most financially difficult times in our lives with my wife suffering from Stage 4 Breast Cancer and bills adding up Life Credit Company was there for us. Their staff helped us every step of the way in a professional and caring manner so we could get the funds needed relieving the financial pressure.

24 May 2017
Unprompted review
Rated 5 out of 5 stars

I was very skeptical about contacting …

I was very skeptical about contacting Life Credit; however, I said what do I have to lose. My first contact was with Cory. Cory was very professional, mild mannered an explained the program to me. After Cory's review I received a call from Brandon, another professional. I really cannot find words to describe the professionalism of the employees associated with this company. I will refer needed individuals to this company.
Best wishes to all.

5 May 2017
Unprompted review
Rated 5 out of 5 stars

The service Life Credit provides is so …thorough and comfortable.

The service Life Credit provides is so thorough and complete.

When one realizes the Life Credit story, it seems almost miraculous.

But it is still novel and one wants to ascertain they are making choices based on sound and complete information.

Life Credit does this and walks you through each step and handles all details with incredible professionalism.

I cannot express my thanks enough to Life Credit and Brendan Francis in particular for helping me with a program that is most helpful to me and my family.

Thank you, thank you!

1 May 2017
Unprompted review
Rated 5 out of 5 stars

Life Savers

After feeling so poorly for the last year due to my cancer treatment, Life Credit came to our rescue. Cody and Brendan were two of the most professional people I've ever had any dealings with. The entire process was smooth and effortless. Thank you very much for the help!

18 April 2017
Unprompted review
Rated 5 out of 5 stars

Thankful

We are so thankful for the founders of Life Credit; taking the financial burden off of us! We feel so blessed to have come across this company while watching CBN. We are very pleased with those that took care of our case, Brady and Brendon; very courteous, thoughtful, caring and persevered on our behalf to see this transaction thru to the day of deposit and beyond. This is a God ordained encounter for our family. God Bless All!

1 April 2017
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look