Life Credit Company Reviews 

Life Credit Company is an outstanding company and can be relied upon what Life Credit Company says they will do. They are honest and provides the fast and the excellent services. Thank you so much!

I had a wonderful experience with Life Credit! The process is not necessarily a quick one, but they made it seamless & easy. Thanks to Life Credit, I’m able to pay my medical bills & enjoy worry-free time with my family.

I have to say thank you to all of the staff that helped us with our chance to enjoy the rest of our lives. At first I was so overwhelmed by what looked Somewhat bittersweet bringing the reality that I could loose my husband at any given time and you all worked with us and made things so easy and took away the anxiety of it all. I want you all to know we are so great full for all y’all did. Thank you!

Life credit is the best. They handled my case from beginning to end. I am suffering from breast cancer that has spread. I wanted to get my affairs in order for my children and Life Credit said they could help me with that. From the beginning they made the process easy and in the end I received the money I was promised.

Life Credit worked diligently to help me with my insurance. David was outstanding with communications and follow ups.

Very good service, nice people and honest.

The ability to fund medical cost by disposing of a life insurance policy was potentially life saving for my wife, who was diagnosed with stage 4 cancer. It enabled us to start treatments much earlier than the other options which were refinancing our house or taking out a second mortgage. We are talking huge expenses like $40,000 to $60,000 for the first course of treatments. so, this sped up the process.

Life Credit was outstanding in most aspects of the transaction. Once the decision was made to sell the policy (rather than take a loan on it), they moved quickly and the communication and feedback was excellent. the only reason I didn't rate them 5 stars was lack of disclosure in the early stages. For example, it is advertised that you can borrow up to 50% on a policy. In my case, the max turned out to be more like 33%. Also, no one mention at first that you could sell the policy instead of get a loan. Turns out that you can get about 50% of the policy value if you sell it outright.

We were lucky we were over insured, so we had a policy that wasn't absolutely necessary. If that's the case, it is a fantastic deal to turn that policy into cash for medical expenses, and Life Credit really helped to expedite the transaction.

On word of caution, if you are considering a loan against a policy instead of selling it outright, be aware that there will likely be little or nothing left for the beneficiaries after a few years (unless you pay back the loan). The high interest rate will chew up any benefit value quickly.

Selling or taking a loan against a life insurance policy can be a great move (It was the perfect solution for my wife and I), but make sure that it fits your situation and that you are fully informed of all the ramifications. If it fits, Life Credit Company is a wonderful choice.

Life Credit Company helped me get the funds from my life insurance to start my treatment.

Mike was great at assisting my needs during this time. He was professional, caring, and informative in every step of the way. Thank you Life Credit for removing the financial burden from my family!!!

working with Life Credit people, especially David Curiel was a pleasure

Mike and David showed concern and compassion about our situation. They worked together to help us achieve our financial goals.
Life credit is fortunate to have such dedicated employees.

I can truly say I had hit the wall in dealing with the challenges of being afflicted with a long term battle with cancer. I hadn't worked for two years and was very concerned about a deteriorating financial picture. Finally, I did a bit of research and contacted the Life Credit Company and was introduced to David Curiel who took me through the process.
I had talked to other firms, but none were of the caliber of Life Credit with such a seamless process that was so professionally executed, I knew I had come to the right place. I was at the end of my rope and was so gratified when the told me they could move forward with a most satisfactory solution.
My only regret is that I didn't find Life Credit sooner, but perseverance gave me the answer I needed at the right time.

Thank you. Appreciate it.

My situation was complicated, but Brendan at Lifr Credit was with me every step of the way. Never missed a beat. Very grateful for all the hard work.

Being diagnosed with cancer you feel a range of emotions from sadness to I will beat this! As if that weren't enough to plague your mind, you still have the daily grind of your job, family, and paying bills. Thanks to Life Credit, I was able to ease that part of my journey. Life Credit allowed me to be able to pay my overwhelming medical bills, credit card bills, and I will be able to do some enjoyable things with my family and close friends. Everyone I talk to was polite and awesome. David was the best, he kept me informed and updated me weekly on the process. I thank God for Life Credit, as I told David you all are God sent! Now I am able to focus on my health and family. The goal was to minimize stress in my life and Credit Life helped me to face the hurdles in the way of my well being. Thank you Life Credit for allowing me to Focus On What's Healthy!!

At first my husband and I were unsure. Thinking it would be a very long process with lots of hoops to go thru. It was actually a quick process with minimal stress. Everyone we dealt with was helpful and had every step ready for Us.

I originally contacted Life Credit for a loan on my insurance policy. Stage 4 cancer warrior that is drowning in bills. I was unable to obtain the loan but I was able to sell my old work group policy. I also had bids from 2 other companies. Life Credit quoted me twice the amount of the other companies. Dave was great to work with and helped me throughout the process. Received my money and paid off a bunch of bills plus enough for a little boat to drive around our lake. Thank you Life Credit for truly improving my life!

We worked with Dave Curiel and he was wonderful. He explained the whole process and answered all questions. We did as he asked and got what we wanted.
Please do your research and if you decide to sell your life insurance, you can't do much better than Life Credit.

Considering I thought this would be a long drawn out thing, it wasn’t.
David Curiel was wonderful and didn’t get annoyed with me for bugging him.
Thanks for y’all help, now I can not worry about so many things that this helped with.

When faced with a situation like ours, we were torn on what to do. Ultimately we decided on a viatical settlement and LifeCredit made it easy and showed compassion throughout the whole thing. David was great to work with and was in constant communication. Thank you LifeCredit!