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LendKey Reviews 483

TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

Being in loan and real estate for so long, but I have never encountered such an excellent personal loan like LendKey. Loan process is so easy, the best rate 9% APR, different length of payment history... See more

Company replied

Rated 1 out of 5 stars

I had a bill due, and no notice was given. I got a call from a rep, but they wouldn't even say what it was regarding and just ask for sensitive information with no guarantee who it was. I sure h... See more

Rated 5 out of 5 stars

From initial account creation to finalizing terms and setting up auto-pay, LendKey makes it easy! I had my old high interest loans taken over and bundled into one much lower interest loan. The entire... See more

Rated 5 out of 5 stars

I’ve been with LendKey for quite a while now (cumulatively). I’ve refinanced my private student loan several times over the past five years and LendKey was a serviced I selected twice, to include the... See more

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About LendKey

Written by the company

Get to Know LendKey

LendKey is on a mission to make lending simple. We connect our partner financial institutions with consumers looking for education loans to help them achieve their goals. Consumers enjoy low-rate loans through our digital platform. Applying for a loan with LendKey is fast, transparent, and has no unnecessary fees.

First-Class Customer Service

Applying for a loan can be daunting but don’t worry, we are here to help! Our dedicated customer support team is there to help you through the loan process and can answer any questions you may have. Give us a call or email.

Student Loan Refinancing

Refinancing student loans allows you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finance. You’ll also have the chance to release consigners on your existing loans, eliminating them from any liability. A student loan refinance replaces all your existing loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. By refinancing your existing student loans, you could see a dramatic reduction in your interest rate. Check your rate with no impact to your credit score via LendKey.com.

Private Student Loans

Achieve your dreams of higher education with a low-rate student loan through LendKey! You may be able to borrow up to 100% of your school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based so if you do not have an established credit history and a steady source of income, a cosigner may be needed.


Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.


Contact info

  • 9999 Carver Road, Suite 400, 45242, Blue Ash, United States

  • lendkey.com

4.5

Excellent

TrustScore 4.5 out of 5

483 reviews

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Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 4 out of 5 stars

Mostly positive

Great experience overall. However, I give 4 stars because I could not refinance my loan sooner due to "income too low", which allowed me to stay at a higher interest rate while continuing to make my payments on time

28 June 2021
Rated 5 out of 5 stars

Recommend

Got the rate. Provided the needed docs. Got the lender. Done with refinance. No hassles.

27 May 2021
Rated 5 out of 5 stars

Application process was streamlined

The application process was straight forward, all proof/documents were uploaded from the computer. Pretty streamline. I was just waiting for the week or so, to get a response. I did have a problem during my application, but I sent an email and I got a response fairly quickly on how to remedy it. I would recommend LendKey, I got the best rate I was able to find.

17 May 2021
Rated 1 out of 5 stars

The most disappointing customer service…

The most disappointing customer service experience of my life. I have an existing loan with them and am trying to refinance. Both representatives lacked interest, knowledge and came off as unconcerned. They were of no help whatsoever. I could not get a straight answer. Totally disgusted. Clearly, they are overpaid and there must be a very short list for their jobs. Later Lendkey!

11 May 2021
Unprompted review
Rated 1 out of 5 stars

Lendkey is a horrible customer service…

Lendkey is a horrible customer service organization. They provide zero understand for active duty military who want to make regular payments to their student loan accounts. Please select another vendor when considering your student loan provider

27 April 2021
Unprompted review
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Reply from LendKey

Thank you for your feedback. We're sorry to hear that you have had a negative experience and would like to see how we can assist you. Please contact us via phone or email so we can confirm your loan and investigate your case further. We can be reached at 877-304-9302 or servicing@lendkey.com, Monday-Friday from 9AM-8PM EST.

Rated 5 out of 5 stars

Wonderful experience

Wonderful experience. I emailed and a specialist responded within 24 hours and helped me figure out what documents I needed to submit and I was approved within a couple of days!

22 April 2021
Rated 5 out of 5 stars

Excellent!

Excellent!

I have a lot of law school debt. I mean - a lot. So much so that most other lenders would not let me refinance my current undergrad loans without a cosigner, which is something that I wasn't interested in since I have a very good job. I was able to cut my interest and my time down significantly and will be able to pay off the rest of my undergrad loans much earlier than anticipated, saving me thousands. Very pleased with LendKey.

24 March 2021
Rated 5 out of 5 stars

Easy, transparent process

I was pleasantly surprised how easy this was and I got great offers. I will be saving thousands and all I had to do was fill out some information, snap photos of a few personal and loan documents (no scans needed!), and upload them.

I was also not hounded by lenders by phone and email (as I was with a recent mortgage refinance inquiry with another similar service - that was a horrible experience and makes me much more appreciative of LendKey’s approach).

They were clear when I hit the point that would affect my credit, and the whole process was quite transparent. I’m very pleased and will be recommending to others I know.

7 February 2021

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