Quick and straightforward when I really needed it I needed money urgently today, and Lending Stream made the whole process incredibly easy. From applying to having £490 in my account took just four... See more
Company replied
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After a bad start to the year, unfortunately i got into some financial difficulties. I used Lending stream and also MyFinanceclub. I had nothing but issues with the other company resulting into addi... See more
Company replied
I really need emergency funds to sort out my outstanding bills and credit card payments. I really appreciate Lending Stream to coming to my rescue. It only took like 60 seconds for my account to be cr... See more
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This is a fantastic service and company to deal with. Very easy applications and outcomes would extremely highly recommend to whoever needs a short term loan. A+ and 5 star rating from me everytime
Company details
About Lending Stream
Written by the company
Lending Stream is a UK-based direct lender. We provide six-month short-term loans to help people manage unexpected expenses.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Short term loans from Lending Stream
Written by the company
- New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.
- With Lending Stream you get 6 months repay, no early repayment fees and we look at more than just your credit history on your application.
- Trusted
- Over 50,000 reviews with 4.8/5 average rating, we are rated Excellent on Trustpilot.
- Convenient
- 24/7 simple & online application. Instant decision. Direct lender since 2008.
- Affordable
- Repay over 6 months. Pay off early with no extra fees and save on interest.
- Fast
- Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes.
- Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total. Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Contact info
PO Box 10756, LE3 4GX, Leicester, United Kingdom
- 0203 808 4440
- info@lendingstream.co.uk
- lendingstream.co.uk
4.8
Excellent
35K reviews
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Can’t await to pay my last loan
Can’t await to pay my last loan, APR is ridiculously high. I have had quite a few loans from this company and now they decide I’m not eligible? Will block them once my final payment is made, they have actually done me a favour not letting me take any further loans. They was always offering more loans! Getting myself further into debt,
26 September 2026
Unprompted review
Reply from Lending Stream
Hello Lee,
Thank you for sharing your feedback. We're sorry to hear about your frustration with the interest rates and the outcome of your recent application.
We understand how disappointing it can be when circumstances change. All applications are assessed individually based on a range of criteria at the time of applying, and we're not always able to offer a loan even to existing customers. This is part of our commitment to responsible lending - ensuring we only lend when we believe it's affordable.
Regarding interest rates, we're authorised and regulated by the FCA and operate within strict guidelines, including a price cap that ensures customers never pay more in interest than they borrow. We also want to highlight that you can make overpayments at any time without penalty, which can help reduce the overall interest you pay.
If you're experiencing financial difficulties or would like to discuss your account further, please don't hesitate to contact us at https://www.lendingstream.co.uk/contactus/ or call 0203 808 4440. We're here to help and can discuss options that may be available to you.
We appreciate you taking the time to leave us feedback and will pass this onto the relevant team,
Lending Stream
Easy stright forward no waiting time…
Easy stright forward no waiting time affordable payments
26 September 2026
Great quick service needed money quick…
Great quick service needed money quick and they delivered,paid off straightaway on payday today.Amazing service ! So easy,no hidden costs 5*
26 September 2026
Unprompted review
Very easy
Very easy. Transparent. Can pay off early as well. All around great service and experience
25 September 2026
Easy to repay early and save money
26 September 2026
Great and easy
21 September 2026
Very Easy and Reasonable Interest
The company is very pleasant to deal with, everything is easy and all information is given up front. No hidden surprises
25 September 2026
Excellent service
25 September 2026
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