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Rated 1 out of 5 stars

Laybuy took £109 & Paid extra £54 to CRS today 'Get Licensed' Paid £163 pre payment for a Security course that I did not attend, due to Pain & spoke to 'Get Licensed' Company today & no refund offer... See more

Rated 5 out of 5 stars

Amazing quick response to my urgent request for help. I was given step by step guidance in how to fix the problem, and am so thankful. Not only did I get my issue fixed, but after thanking the perso... See more

Company replied

Rated 3 out of 5 stars

LayBuy customer services at times are a little slack! There is no contact number for them so have to wait for a reply via email! LayBuy have received stopped any customers placing any orders ‘the... See more

Rated 5 out of 5 stars

This company makes it so very easy for the low to middle class average folk to buy products they would never normally be able to buy due to this awesome Laybuy system. It’s so much easier having to b... See more

Company details

  1. Payment Service
  2. Non-Bank Financial Service

Written by the company

Buy now, pay later. Laybuy is the easiest payment option that gives you the flexibility to receive your purchase now, and pay over 6 weeks. Shop with your favourite stores and pay by Laybuy. Interest free! Shop at thousands of the world's best retailers directly through our App.


Contact info

2.6

Poor

TrustScore 2.5 out of 5

10K reviews

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Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Paid for Course& did not do.

Laybuy took £109 & Paid extra £54 to CRS today 'Get Licensed' Paid £163
pre payment for a Security course that I did not attend, due to Pain & spoke to 'Get Licensed' Company today & no refund offered to me, told to Pay lot of extra money to book onto a new Course date Nov" 2025 & debt Collecters put default marks on my credit report , So i had no choice but to Pay balance Off & not Completed Security Course with 'Get Licensed' that I had paid for !!! & asked to take my Review Off by Staff too.

5 November 2025
Unprompted review
Rated 1 out of 5 stars

I had no idea who this company was…

I had no idea who this company was until my elderly disabled Father recently received a Debt collection letter (from LCS) stating his “Laybuy” account needs to be paid! He has never had a Laybuy account. Laybuy need to take responsibility for passing a fraudulent Debt by Identity theft onto a Debt collection Agency and causing harm to an extremely vulnerable elderly Man. Police have been informed as have Action Fraud - next step is a Solicitor.

24 May 2025
Unprompted review
Rated 2 out of 5 stars

Do not use Laybuy unless you want to be…

Do not use Laybuy unless you want to be scammed. I have already left a review three days ago, however I wanted to write another to warn everyone not to use Laybuy. Laybuy replied to my last review claiming that the fraud team has got back to me and are investigating my team. I can confirm that they have not and quite frankly I believe that they don’t give a god damn care.

7 October 2024
Unprompted review
Rated 1 out of 5 stars

Give me my refund!

Laybuy have sent my account to debt collectors over 26 pound when they owe me 41!!! I have tried to contact them numerous times and have no reply at all! Absolutely disgusting company

8 July 2024
Unprompted review
Rated 4 out of 5 stars

Thank you Laybuy

Thank you Laybuy, I was able to pay off my new windscreen ($500) with this Laybuy payment arrangement. It was a lot to pay each week, and might have been nicer to have been able to pay it each fortnight instead of each week, but it was still great to divide the lump sum into 6 do-able amounts. Sorry to hear you have gone into receivership. Kind regards.

22 May 2024
Unprompted review
Rated 1 out of 5 stars

Disappointed

Very disappointed my last payment due 30th is being demanded to be paid a day early to avoid being placed with debt collectors. When I put this purchase on laybuy I agreed to make my payments weekly and then suddenly you demanded an earlier payment. Now you've put me into a situation I can't afford, which is not my fault!!!

23 July 2024
Unprompted review
Rated 1 out of 5 stars

I SEE I'M BACK HERE AGAIN LAYBUY WHERE…

I SEE I'M BACK HERE AGAIN LAYBUY WHERE IS MY BLOODY REFUND STOP IGNORING US AND REFUND WHAT WE ARE OWED I HAVE ZERO ORDERS ON MY ACCOUNT SO I EXPECT IT BACK IN MY BANK ACCOUNT! NOTHING BUT HELL WORSE COMPANY FOR COMMINCATION! 😡😡😡😡😡😡😡

21 July 2024
Unprompted review
Rated 1 out of 5 stars

Pissed Off

I have told Layby so many times that I am in Financial Hardship. I have prooved to them why that is and still they are sending me messages to pay for outstanding payments when I don't have the money. I have to cut down on my Board Money this Week coming to pay off my Layby Account.

20 July 2024
Unprompted review
Rated 1 out of 5 stars

Don’t give you your refunds back!

I have emailed 11 times since February about the £100 that was taken out of my account, I was told I would be refunded ALL the money taken; I was only give £9 back. I have emailed since, waited on your live chat for a response. Nothing. I’m hoping I may get a response and ALL my money back through here.

9 February 2024
Unprompted review
Rated 1 out of 5 stars

Honestly I’ve already left reviews but…

Honestly I’ve already left reviews but this is driving me mad! We don’t have lots of money and you guys withholding my Amazon refund feels like day light robbery?!!! I have tried to email you but of course it’s radio silent so disappointed 😢

1 July 2024
Unprompted review
Rated 1 out of 5 stars

Don’t care about the customers they’ve had whilst trading

They are in administration and have stated that there is no plan in place regarding refunds as they are currently “assessing” the situation but they think it’s ok to request payment for outstanding orders and when you don’t pay charge late fees and threaten you with a debt collection agency. I tell you what once you give me the money you owe me I’ll pay what I owe you. Fact of the matter is I probably won’t see the nearly 200 pound you owe me because you’ll be throwing it all to your creditors paying off your debts therefore you won’t see the 111 pound I owe you. Tried contacting which can only be done via email or messaging and had no response either.

19 July 2024
Unprompted review
Rated 1 out of 5 stars

Could someone from the laybuy team…

Could someone from the laybuy team please respond to me! I’ve emailed in early March in regards not being able to gain access to my account as I’ve changed my phone number, one payment hasn’t gone through and now the amount has been adding up I’ve sent two emails and wrote a review before but no one’s helping me!

19 July 2024
Unprompted review
Rated 5 out of 5 stars

It's sad to hear layout is no longer…

It's sad to hear layout is no longer running. By far way better options than Afterpay, just needed to add custom payments and fortnightly pay...Thanks for the past purchase. Zip is useless!!! date starts from the beginning

4 June 2024
Unprompted review

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