Root Insurance Reviews 

3,134
•
TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Considering 227 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently mention that obtaining auto coverage is quick, simple, and entirely straightforward, featuring very reasonable prices compared to competing providers. Many people deeply appreciate the user-friendly digital application and the smooth, hassle-free setup process for managing their policies efficiently. Some reviewers were not happy with unexpected extra fees and sudden rate increases shortly after starting their new plans. Others also mentioned frustrating experiences communicating with customer service representatives, alongside noticeable communication delays during the claims handling process. People occasionally noted difficulties when attempting to resolve billing problems or getting timely assistance when needed.

What people talk about most

Price

Clients share ambiguous opinions on price, with many reviewers praising the affordable rates, cheaper... See more

Service

Reviewers mention ambiguous feedback about service, with many consumers expressing appreciation for prompt,... See more

Customer service

People report negative experiences with customer service, highlighting rude representatives, unhelpful... See more

Payment

Customers consistently note negative experiences with payment, highlighting unexpected charges after... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I enjoy the cheaper saving on insurance but.. I pay $16 on fees alone for installment fees and renewal policy fee. They seem to want you to want you not to pay monthly. Never had a problem but it... See more

Company replied

Rated 4 out of 5 stars

It was easy to get insurance through root insurance and the rate was perfect for me! My experience getting the insurance was good, no problems. So I only gave it a four because I haven't had to use it... See more

Company replied

Rated 4 out of 5 stars

after shopping around for auto insurance, I came across Root. It was by far, for me, cheaper than any I previously searched. Thanks

Company replied

Rated 4 out of 5 stars

The app was easy, the price of my insurance very reasonable compared to other companies I called and I’ve definitely started referring family members and friends.

Company replied


Company details

  1. Money & Insurance

Written by the company

We use artificial intelligence to help good drivers save an average of $1187 a year on car insurance. Download our free app, take the test drive and get a quote!


Contact info

3.7

Average

TrustScore 3.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 93% of negative reviews

Typically replies within 1 week

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3.7

All reviews

(3,134)

211 reviews in the last 12 months

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Rated 1 out of 5 stars

You don’t leave a phone number for…

You don’t leave a phone number for people that need to talk to someone. That is not very customer friendly. I will not be renewing just because of that.

7 July 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Douglas. We're sorry to hear of any trouble getting in touch. You can reach Customer Support 9 a.m. to 8 p.m. ET, M-F at 1-866-980-9431 or anytime by email at contact@joinroot.com. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Your app is quite the nuisance

Your app is quite the nuisance! It alerts me to be safe driving when I'm literally sitting in my living room, in the shower, and all across the house or yard. The prices are competitive with Progressive with not near the pain in my bottom. I will not renew! One year was too much!

6 July 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Kristy. We aim to make the Root app as convenient as possible, and we're sorry this hasn't been the case. We hope you'll consider sticking with Root and we'll be here if you need anything along the way. —Root Insurance Social Media Team

Rated 1 out of 5 stars

I can’t log in

I can’t log in to the app it keeps trying to quote me even after it took my money will change rating once I am able to get ahold of some to fix the issue

3 July 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Robert. We're sorry to hear of any trouble logging into the Root app. If you still need help, you can reach our customer support team at contact@joinroot.com. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Called customer service per I was…

Called customer service per I was between jobs and could not make payment and they would not help me in anyway but to move the date three days and when I canceled the policy they charged me a cancellation fee and would not refund that. Seems to me they are not wanting to help anyone and just take your money.

1 July 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Josh. We aim to make all aspects of your experience clear and convenient, and we're sorry this wasn't the case. If you need help or have questions about your policy, please feel free to be back in touch with our customer support team at contact@joinroot.com. —Root Insurance Social Media Team

Rated 1 out of 5 stars

They over charged for renewal fee

They over charged for renewal fee. Be careful if you want to cancel you have to cancel before they auto renew. Won’t be back to root again.

1 July 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Aye. We aim to make all aspects of your experience clear and convenient, and we're sorry this wasn't the case. We appreciate your time with us and we'll be here if you need anything. —Root Insurance Social Media Team

Rated 1 out of 5 stars

My experience with Root Insurance has…

My experience with Root Insurance has been extremely disappointing. Communication has been inconsistent, and I have spent far too much time trying to resolve an issue that should have been handled correctly from the beginning.

I was informed that payment for my medical expenses had been sent to Cone Health. However, after continuing to receive bills, I contacted Cone Health directly and was told that no payment had been received or posted to my account. They advised that they only had a screenshot of a check from Root, not the actual funds. As the customer, I should not have to act as the middleman between my insurance company and my healthcare provider.

This ongoing delay has caused unnecessary stress and has become especially concerning because I am currently purchasing a home. An unpaid medical balance resulting from this issue could negatively affect my credit and create complications during my mortgage process.

I expected accountability, proactive communication, and follow-through. Instead, I’ve had to repeatedly follow up to determine where the payment is and when this matter will finally be resolved. Until Root ensures the payment reaches the provider or otherwise resolves the issue, I cannot recommend this company based on my experience.

26 May 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Jonathan. We're sorry to hear about your experience and have shared your review with our claims department.

Rated 5 out of 5 stars

Well I ran into a problem on the…

Well I ran into a problem on the website with it crashing on me when I trying to set my insurance up. But the customer service I received to help me get the policy canceled and gave me my full refund back.
Hate that it didn’t work out, but once my current insurance goes expired I’ll be looking into Root again.

26 June 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Cedric. We're sorry to hear you needed to cancel, but we appreciate you giving Root a try. Thanks for the 5-star review. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Bad coverage

I got coverage for my cars with one of them with full coverage. I found out from the bank my car was not cover and I was paying the premiums. I would not get root insurance. Go to someone else.

22 June 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Terry. We aim to make all aspects of your experience clear and convenient from the start, and we're sorry to hear this was not the case. If you have questions about your coverages or anything else related to your account, you can reach our customer support team at contact@joinroot.com.

Rated 5 out of 5 stars

I always have wanted to try this car…

I always have wanted to try this car insurance and see if it's good. I wish all car insurance companies would do this. Do a trial run to give the people who are great drivers better insurance and reasonable prices.

19 June 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Tomas. We're so glad you decided to give Root a try. Thanks for the 5-star review. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Not support … they will leave you alone…

Not support … they will leave you alone frustration phone no one answer ..even to close you account

Good on your on !!!

20 June 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Jossi. We want to help, but we'll need a little more information from you. If you need anything, please be in touch with our customer support team at contact@joinroot.com. —Root Insurance Social Media Team

Rated 1 out of 5 stars

0 stars

Wish I could give Roots a 0. This by far the worst Insurance company to deal with especially if you have to file a claim. They are NO HELP at all! Never had to go thru so much stuff to file a claim or get paperwork for something. When you call to talk to someone they say the same thing basically not answering the questions or they dont know the answer. I was in an accident in March wasnt my fault & my car was totaled from the accident & Root still expected me to pay my next month's car insurance. Why would I pay Insurance for a total loss car? & they charged me for the following month. This is a "too good to be true" company. Everything is fine until the real problems occur & you have to file a claim.

28 March 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Ro Meika. We're sorry to hear about your accident and we hope everyone is safe. Please know we've shared your feedback with our claims department for review. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Very Good service.

Very Good service.

14 June 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

We're glad to hear that, Donnie. Thanks for the 5 stars. —Root Insurance Social Media Team

Rated 1 out of 5 stars

This has been the worst insurance…

This has been the worst insurance company I have ever dealt with in my life. You have to call numerous times to get ahold. Even when you call multiple times, nobody answers. I filed my claim two weeks ago today, and my car still hasn't been taken care of. I had to call a different department just to get a rental car. They ruled my car a total loss because paying the actual cash value is better than paying to get it repaired. They only got me a rental car for a few days.If nothing happens by the end of the month, I'm going through my own insurance company.I never want to deal with this insurance company again. I wouldn't wish this insurance company on my worst enemy.

15 June 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Kirk. We're sorry to hear about your accident and we hope everyone is safe. Please know we've shared your review with our claims department. —Root Insurance Social Media Team

Rated 1 out of 5 stars

I cancelled my insurance on the day it…

I cancelled my insurance on the day it was supposed to start because I refused the vehicle after seeing the problems it Root charged me $50 for cancellation. I didn’t even get the car and they charged me. This is by far the biggest scam I have ever experienced in my life. Stay away from this company if you can, so you won’t get robbed!!!!!!

13 June 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Eddie. We're sorry to hear of the trouble. Please know we've shared your feedback with our customer support team for review. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Everything is okay

Everything is okay, got my money back. Thanks

11 June 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Serge. Thanks for the 5-star review. We're here to help if you need anything along the way. —Root Insurance Social Media Team

Rated 1 out of 5 stars

The company is great until you need…

The company is great until you need them. Then, they are perhaps the WORST company I have ever dealt with. I have four vehicles with them, and I am moving them as soon as my claim is done.

12 June 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Nathan. We're sorry to hear about your accident and we hope everyone is safe. Please know we've shared your review with our claims department. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Garbage service, and unjustified charges.

I was basically forced to insure my new vehicle through carvanna with root, I figured what the hell. I then tried to cancel after I took delivery, and I was on the phone for twenty minutes, on hold with a rep in India, and still couldn't cancel, he said that I would have to be on hold for another ten minutes minimum. I said no, and he told mr to download the app. I did so, canceled my policy with eleven days left, and still got charged another eight dollars, instead of a refund , like any other trustworthy insurance company. I will never recommend this company to a friend, nor use it again. I'm saving sixty dollars per month by breakdown with progressive. I hope that the one third month, plus extra eight dollars is worth it, because I will always down this company. Thank you for being another opportunistic, and under performing company.

10 June 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Joseph. We aim to make all aspects of your experience clear and convenient, and we're sorry this wasn't the case. Please know we've shared your feedback with our team for review. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Amazing

Amazing! These guys are one of the best insurance companies I've come across in my 25 years of driving :)

9 June 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thank you so much for your kind words, Britani! We're glad you decided to give Root a try. —Root Insurance Social Media Team

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