jdcifa Reviews 63

JDCIFA has been my trusted companion from the time I purchased my first property and through 3 subsequent remortgages over a period of 8 years. Martin has consistently provided me with insightful advice and helpful guidance every step of the way. I’ve heavily relied upon his wisdom and insight of the mortgage market conditions, which has resulted in saving me money. He’s always had my best interest in mind when locking down future mortgage rates.

Martin is my go-to expert on social housing mortgages, especially DMS.

After several chats with various brokers where I had to explain how DMS works, I was at my wits end to find a specialist mortgage advisor who could help.

When I spoke to Martin at Jdcifa, it was like a God-send moment as he knew the ins and outs of DMS and we were able to very promptly progress my mortgage application.

What would have been a stressful flat purchase was made less so because of Martin’s efficiency in resolving the financing side. He secured me a very very good 5 yr fixed rate mortgage for my DMS flat purchase.

He is so knowledgeable, efficient, speedy in his replies and regularly kept me informed throughout the mortgage process.

His support along my buying journey through liaising with other stakeholders on my behalf had been invaluable, especially in getting the legal side of things done in a timely manner! Thank you I’m so grateful!!

Martin is a trustworthy and reliable mortgage professional indeed, truly an expert in his field. I know I can rely on Martin’s help again when it comes to renewing my mortgage.

Martin helped us as first time buyers of a discount market sale property in 2018, and we have continued to use his services for remortgaging ever since, most recently March 2025. Martin has always offered friendly and professional advice, and is quick and easy to communicate with to get us the best deals.

We were referred to Martin Fairchild at JDCIFA when our previous broker retired. Martin has been nothing short of amazing. He’s made the whole process so easy for us (when honestly we really had no idea), answered every question and given invaluable impartial advice. He has been genuine, kind and gone above and beyond to ensure we have been comfortable and understood the process every step of the way. We feel completely relaxed knowing that Martin is taking care of sourcing us the best possible rate & will ensure we have the best we can before we complete. Martin has kindly referred us to colleagues who can assist with life cover also and always been available to answer questions promptly- As long as Martin is around we absolutely wouldn’t go anywhere else for any future mortgage needs. We highly recommend Martin & JDCIFA.

I had a fantastic experience working with Martin Fairchild at JDC IFA. From our first conversation to finalising the mortgage, he was professional, responsive, and incredibly knowledgeable. He took the time to explain everything clearly, answered all my questions patiently, and made the whole process much less stressful than I expected.

Well supported and informed every step of the way, I wouldn’t hesitate to recommend Martin to anyone looking for a reliable and trustworthy mortgage broker.

I’ve been a client of Martin at JDCIFA since 2016, and I can’t recommend him highly enough. He provides a consistently excellent service — always professional, timely, and clear in his communication. Martin is incredibly knowledgeable and takes the time to explain all the options, making the process smooth and stress-free. He always finds me the best mortgage deals and gives well-considered, honest advice. On top of that, he’s a genuinely nice person and a pleasure to deal with.

This is the second time we have used Martin as an advisor for our mortgage. We gave him quite a task with our current mortgage and he worked extremely hard to find and process and mortgage that suits us perfectly!
He is extremely easy to communicate with and has a wealth of knowledge regarding mortgages and finances. He worked so hard to ensure we were happy with our mortgage and understood the terms. We will be sure to use Martin for all our mortgage needs. Thank you very much Martin!

Martin and Team are always very professional, they also managed to get a very good mortgage deal for us (renewal). Many Thanks

Martin Fairchild has provided an excellent personal service over 5 years with remortgages and related property issues .He is regularly able to find options that are better than the "best buys " in the press .I would recommend his services without reservation Sarah C.

I recently worked with Martin the second time around, first time when I purchased my property, 2 years ago and now for the second time, when I had to renew the mortgage. Both times, he was incredibly helpful, responded quickly to any questions I had, professional and even helped with the buying process by contacting my solicitor when she delayed and did not send on time the paperwork needed. He is the person that will go above and beyond for you, helping you beyond finding the right mortgage deal! It was reassuring to work with him the second time around, knowing that he will find the best deal for me and whenever you are renewing your mortgage, he does not even charge you again. Thank you, Martin! I am forever grateful for all your help!

Martin always gives me peace of mind. He's a pleasure to deal with. He provides a bespoke service and always gives you the best advice. Highly recommended. Thank you Martin!

Martin has been fantastic from the moment I first spoke to him and every time we speak when renewing. Always responding promptly and offering smart, professional advise, would highly recommend.

Martin has been a godsend for me in my process of purchasing a property. His speedy responses and professionalism has helped me go through this process without hassle.

Would highly recommend to anyone in need of his services.

Martin has been excellent and extremely helpful - always prompt in responding and clear communication. Highly recommended

Excellent service and outcome. Martin is professional, articulate and get things done quickly, which is paramount for any mortgage transaction. Would highly recommend.

I cannot recommend this mortgage company highly enough! From start to finish, the process was seamless, stress-free, and even enjoyable—something I never expected when applying for a mortgage.

John, Martin, and Emma were absolutely phenomenal. Their professionalism, expertise, and dedication to helping me secure the perfect mortgage made all the difference. John was incredibly knowledgeable, always taking the time to explain everything clearly and ensure I felt confident every step of the way. Martin was a true problem-solver, tackling any potential hurdles with ease and efficiency. And Emma—what can I say? Her warmth and kindness made the entire experience feel personal and tailored just for me.

Thanks to this amazing team, what could have been a daunting and overwhelming process turned into something smooth and completely stress-free. They kept me informed at every stage, worked quickly and diligently, and truly made me feel like a valued client.

If you’re looking for a mortgage company that goes above and beyond, this is the one. John, Martin, and Emma, thank you for making my dream home a reality!

I used JCD IFA service when I went through the purchase of my flat this year, and I have to say they are the best.
As a first time buyer, I was purchasing through a government scheme, and the level of expertise and assistance I had from them was outstanding.
Martin was super patience and very knowledgeable when explaining even for the silliest questions I had, and helped me make the right decision for my mortgage. I felt I was truly supported and I had more confidence in what I was doing.
Always very responsive with calls and emails, and helpful even when I stumbled across some certificates issues which didn't even relate to them.
Really highly recommended!

Best Mortgage Advice
They excel at handling every request and are always eager to clarify any questions you may have throughout the mortgage process. Their responsiveness via email and phone is exceptional, and they go above and beyond to ensure you feel supported every step of the way. Whether you’re a first-time buyer or refinancing, their expertise and personalized service make the entire experience smooth and stress-free. I highly recommend their services for anyone looking to navigate the mortgage process with confidence and ease.

I would highly recommend Martin's services and valued advice.

Being a first time buyer and having a number of questions and queries, Martin was always on hand to provide support and guide us every step of the way with great efficiency too.

The portal which JDC IFA use is very straightforward as well and easy to get in everything in place, especially when there are two of you uploading documents.

As a first-time homebuyer, navigating the mortgage process felt daunting at first. However, working with JDCIFA and particularly Martin made the experience not only manageable but genuinely positive. From our initial consultation to the final approval, Martin demonstrated an exceptional level of professionalism and dedication. He patiently answered all of my questions, no matter how basic, ensuring I felt confident and informed at every step.

What stood out the most was Martin's willingness to go above and beyond when challenges arose. Whether it was a delay with paperwork or a sudden change in circumstances, Martin was always on hand to offer solutions and provide reassurance. His deep knowledge of the mortgage industry and keen insight into the market were invaluable, and I felt secure knowing I was in expert hands.

Martin's support extended beyond just the technical aspects; he was incredibly understanding and supportive during what can be a stressful time. His approachable and friendly demeanor made it easy to communicate openly, and I always felt that he genuinely had my best interests at heart.

Overall, my experience with JDCIFA and Martin was outstanding. They made a complex and often stressful process seamless and straightforward. I couldn't be happier with the service provided and would highly recommend them to anyone looking for a trustworthy and competent mortgage broker. Thank you, Martin, for making my first home-buying experience a success!