After dealing with at least half a dozen boat insrance company's over the last 30 years, and especially the last few years being so complex combining online and over the phone, I would rate the servi... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
As someone just starting in dinghy sailing this was my first experience with insuring a dinghy as I had never owned one before. RipeInsure4 Boats was straight forward to use and competitively priced.... See more
Company replied
Simple, clear easy to use website. Haven't had claim experience yet, thankfully, so can't comment. But very happy after several years & rates extemely competitive.
Company replied
I’ve been thoroughly impressed by Insure4Boats. They consistently answer the phone quickly, ensuring you’re never left waiting. What stands out most is their genuinely helpful support team—each time... See more
Company replied
Company details
About Insure4Boats
Written by the company
We arrange specialist boat insurance for boaters who love what they do.
Whether you own a yacht, sailing boat, narrowboat or SUP, our policies are designed to help financially protect boaters from potential risks such as theft, loss, and damage. Plus, we offer optional extras such as European cover if needed.
We focus purely on boat insurance which means no unnecessary extras, flexible cover options and a specialist, UK-based customer service team with expert knowledge.
At Insure4Boats, we understand the needs of boaters, that’s why we try to make it easy to obtain a quote and take out a policy. Take a look at our reviews below to see what some of our policyholders are saying.
Whether you own a yacht, sailing boat, narrowboat or SUP, our policies are designed to help financially protect boaters from potential risks such as theft, loss, and damage. Plus, we offer optional extras such as European cover if needed.
We focus purely on boat insurance which means no unnecessary extras, flexible cover options and a specialist, UK-based customer service team with expert knowledge.
At Insure4Boats, we understand the needs of boaters, that’s why we try to make it easy to obtain a quote and take out a policy. Take a look at our reviews below to see what some of our policyholders are saying.
Contact info
One Stockport Exchange, Railway Road, SK1 3SW, Stockport, United Kingdom
- 0800 668 1661
- admin@insure4boats.co.uk
- insure4boats.co.uk
Like what you've read?
4.7
Excellent
4K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Happy with renewal price and renewal…
Happy with renewal price and renewal made easy to do on line
28 July 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
I think the experience is very good and…
I think the experience is very good and thay are very helpful and polite when haven a telephone conversation
24 July 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Straight Forward Claim Rejected
I have two dinghy insured with Insure4boats but not for much longer. I was racing my Flying Fifteen in the Wednesday night series at Chew. Rounded the windward mark and hoisted the kite. Half way down the tight reach there was a big bang and the port shroud broke. We took the main down and found the mast had been bent. I filled out a claim for and got a quote for a new mast. My claim has been refused on the grounds of wear and tear. This situation is the very reason we buy insurance and if Insure4Boats don't honour the claim there is no point purchasing their cover.
1 July 2026
Unprompted review
Reply from Insure4Boats
Hi Russell, thank you for taking the time to share your feedback. We're sorry to hear that you're disappointed with the outcome of your claim.
As our Customer Service team does not have access to the full details of individual claims, we're unable to comment on the specific circumstances or the decision that has been made in this public forum.
We value all customer feedback, as it helps us continue to improve the service we provide. If you’d like to discuss this further or need any assistance, please don’t hesitate to get in touch with us at admin@insure4boats.co.uk and a member of our team will be happy to help.
Kind regards,
Teigan
Unfortunately this insurance company…
Unfortunately this insurance company Ripe did not pay my genuine claim
There is no point being insured by a company who don’t pay out claims
17 July 2026
Reply from Insure4Boats
Hi Stephen, Thank you for taking the time to leave your feedback. We're sorry to hear that you were disappointed with the outcome of your claim.
As we do not have any details relating to your claim from your review, we are unable to comment on the specific circumstances. However, we understand how frustrating it can be when a claim outcome is not what you were expecting.
If you would like us to look into your concerns, please get in touch with our customer service team with your policy details. We'll be happy to review your experience and ensure that any questions regarding the claims decision are answered as fully as possible.
We value all customer feedback, as it helps us continue to improve the service we provide. If you’d like to discuss this further or need any assistance, please don’t hesitate to get in touch with us at admin@insure4boats.co.uk and a member of our team will be happy to help.
Kind regards,
Teigan
Excellent customer service
Excellent customer service and a smooth claims process
I recently had to make a claim for a new dinghy mast following a racing incident, and the entire process was remarkably painless. The initial online claim form was very user-friendly. Dealing with Mr. J Wright at Mac Marine Claims (the loss adjusters) was straightforward and professional throughout.
The claim was paid without any hassle, and the only additional information requested was a quick statement from a safety boat crew member. Thank you for your excellent customer care!
One small suggestion for improvement: It would be great to receive an automated email confirmation whenever information or documentation is submitted online or via email during the process, just for peace of mind.
Thanks again
20 July 2026
Unprompted review
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Easy and straightforward
Easy and straight forward, price down on renewal not up like all other insurances.
17 July 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Glen Howe
Fast service, hassle free. Needed policy straight away. And that's what we got. Great, efficient, quick service.
Peace of mind, sorted. 👍
15 July 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
It's so easy and nothing is to much for…
It's so easy and nothing is to much for them Very Pleasant
14 July 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Very helpful staff (Sarah) who went the…
Very helpful staff (Sarah) who went the extra mile to understand the cover I needed and then came up with an excellent quotation. Well recommended
16 July 2026
Unprompted review
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
The main thing is that the quote came…
The main thing is that the quote came through very quickly and seems excellent value for money, a not so common thing these days.
13 July 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
When I phoned for a quote on my boat insurance boat…
When I phoned for a quote on my boat for insurance, a lovely and polite person answered the phone, as he was getting a quote for my boat insurance we were chatting away and found a good insurance quote for me, his name is Peter, so friendly and helpful, that's what made me get the insurance right away, lovely person, so if anyone wants a quote for boat insurance phone Peter, Regards Happy Tony 👍
13 July 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Excellent value & website clear & simple to use.
Simple, clear easy to use website. Haven't had claim experience yet, thankfully, so can't comment. But very happy after several years & rates extemely competitive.
15 July 2026
Unprompted review
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
They sorted my insurance out fast.they…
They sorted my insurance out fast.they sorted a query out fast and no problems and it was a good quote
13 July 2026
Reply from Insure4Boats
Thanks for leaving us a review! It’s really important to us that we make our customers happy, so your feedback is really appreciated. If you have any further comments on how we can make your experience so far even better, then please get in touch.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Had great experience with company made…
Had great experience with company made things nice and easy… simple and fast .good price
12 July 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Easy renewal,no effort required
12 July 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.