Innovation Markets Reviews 

I have wasted years and lost 6 figures to date using this service. This is real money that i've had to work overtime for, robbing my family of opportunities we no longer have. T simply has lost whatever ability he had and since the FTX crash got near enough everything wrong. The updates basically consist of 90 mins of waffle which can be summed up as "might go up might go down". Buying the worst meme trash you could think of (luckily i saw sense and didnt get involved). I'm not a fan of the gaslighting going on either, theres a serious lack of accountability. I'd respect him more if he accepted reality. I'm sure there will be a response to this review showing more of the same. He needs to understand people don't have an endless supply of money to throw in again and again and again on every move lower. I would genuinely have better off inverse trading his calls. He jokes about getting bad reviews when prices are low, yeah that's because real people are losing real money and we don't have membership money every month to offset our horrific trades.

Funny thing is, me and my close friend used to go halves on Innovation Markets membership. We were members from 2021 until April 2026, so this is not coming from someone who watched a few clips and formed an opinion overnight.

This guy spent years fearmongering his own community at the exact times they should have been excited. When SOL was at £30, he was screaming for the market to crash. He sold his own XRP far too early as well, and although he will never admit it, you could tell it ate him alive. Throughout 2023 and 2024, when there was actually money to be made in the market, he was constantly pushing fear in his lives and weekly outlooks instead of giving people any balanced view of what was in front of them.

Now all of a sudden, since the October crash, he has become bullish. Bear in mind, on the actual week of the crash, he was telling people that alt season could happen any time from then through to the end of the year. He went in balls deep and told everyone else to do so. Now that he is getting called up on that you will 99% of the time get blocked but that 1% of the time when he does reply. His response is “ these levels are amazing it is optimal buying “. YOU ARE OUT OF TOUCH WITH REALITY. SOME OF US WORK 9-5 WITH BILLS. UNLESS YOU GIVE US MONEY TO PUT IN. WE CANT PUT IN JACK SH*T

The funniest part is that the type of crypto content creators he used to take the mick out of, he has now become exactly that — if not worse. Any sort of criticism or even feedback you will get blocked from his twitter so I thought let me nicely give him a little nudge & let him know.

All I can say is the guy is a joke. Good luck to anyone paying for an Innovation Markets account, and good luck to anyone thinking of signing up. Mr. Toryak just because you speak eloquently and write up lots of stories on twitter and have a library section in the innovation markets app does not change the fact that you f**ked over a lot people that put money in your pockets. I am no hater I hope you come back and when I make some money in crypto ( not on any of your calls ) I’ll be sure to top up my innovation markets account just to see what the “mystic mac” is saying till then take on the constructive feedback pal.

The genuine irony is me and my friend have said between each other that we would have been in much better positions if we did not follow torayk calls but you live & you learn. Let’s hope now that we are not listening to mr torayk we can finally earn too.

I’ve been a member since the beginning of Innovation Markets, and even before that, and I kept paying the yearly subscription through 2026. In hindsight, that was a major mistake. My account performance stayed almost unchanged over the entire period. There were some good buys, but the sells were rarely good — I always ended up selling too early and missing the bigger gains. This will be my last year as a member.

A Complete Game-Changer for Traders
Innovation Market is truly a game-changer. Inside the app, every module is thoughtfully designed for all types of traders, from beginners to professionals. Each module is a complete strategy on its own, and when combined, they transform you into a pro trader.
Special recognition goes to Bernie and Toray, who bring over 10 years of market experience. Their expertise, longevity, and consistent results speak for themselves.
The app also offers tremendous value beyond modules:
* Weekly live calls
* Daily market updates
* Sniper Zone, where you can identify high-potential trades
This is not a forex signal service. If you study and put in the work, you’ll become a fully capable, full-time trader. The app’s podcasts and psychological series are especially helpful in training traders to manage emotions in the market—an often overlooked but crucial skill.
This is a lifetime learning opportunity that can help you achieve financial freedom if you study and apply strategies in real-time. While I’ve seen some negative reviews, it’s clear those people are looking for quick-rich schemes rather than putting in the effort.
I’ve been with Innovation Market for a long time, successfully passed multiple funded accounts, and continue to receive regular payouts. I highly recommend this platform to anyone willing to commit: study the full course, watch lessons multiple times, and apply them in real markets—you will see results.
If you’re just looking for signals, this isn’t for you. But if you want a supportive community, access to top-notch mentorship, and a complete trading education, Innovation Market is unmatched. Bernie and Toray continue to invest in the community, truly putting their money where their mouth is.
This is a complete package. I genuinely feel sorry for anyone missing out on it.

Don't be fooled by all the fake 5 star reviews guys. They're incredible at making 'cool videos' with special effects and this and that to keep you entertained to keep paying the monthly fee, but thats all there is to it.

If you have been with them over the past few years, you will notice you are consistently losing money. Don't be tricked into thinking otherwise because of the 'flashy IG life' they show on their Social Media. This is all paid by your monthly subscription fees.

Id go further into details, but not worth my time, as they will probably, like they do with all 'HONEST' reviews, contact Trustpilot and request them to remove it.

(oh and before you guys will reply to this saying something like : We cant find your email in our system or whatever, yes im not using my main e-mailaddress to write this)

The best trading education platform out there! Been with innovation for over 3 years and still super grateful for all the work they put in. Especially toray for all of his insights, knowledge and videos/updates. I’ve learnt more than I would ever think was possible in the markets and about myself and opportunities are endless. Forever grateful 🙏🏻

Bernie and Toray are masters of their trade. Sniper trades are well thought and evidenced as working. Daily updates and conviction from Toray as usual. Has guided members step by step flowing with the market. Negative feedback is not a true indication. This is a professional subscription with real people behind screens who are well versed in the markets. Psychology, emotion, and patience is a big player. It seems some previous members have lost their way with this. In the end, the past has show who comes out on top. Long may it continue.

I’ve been a paying member of Innovation Markets since 2022 and will not be renewing my yearly subscription.

This has been the worst financial decisions I’ve ever made.

The crypto “analyst” we will call Tomato since the only way he found to damage control is ask reviews to be deleted because they mention his name, was wrong the entire cycle.

Right before the FTX collapse in November 2022 at the actual bottom of the BTC bear market he handed out a list of multi-level buy/sell targets for altcoins. He labeled them short-term buys/sells, long-term DCA buys/sells, fully expecting something that would look like 2020 C19 crash: a dead-cat bounce followed by new lows.

He told members that did bad last cycle that these were “good DCA levels” because while he personally focused on XRP (sold way before the big pump) “all altcoins follow BTC anyway.”
None of it happened.

BTC went straight up to new all-time highs. Most altcoins never even reached his sell targets. We were left bag-holding until the price action finally forced him to flip bullish.

He kept hyping alt season…

After the 10 October 2025 crash, he got super bullish and told scared members not to wait for wicks to fill because “most people miss the lows that way.” Well, the wicks got filled. We’re now sitting right at those lows.

He paraded his public Kraken wallet around as proof of his genius, claiming he turned $30k into $800k. What he conveniently forgets to mention is that almost all of that growth ($30k → ~$600k) happened in the 2021 bull run.

This entire cycle he barely added another $200k not even a 2x which was actually worse than missing the bottom and simply buying BTC at $30k and missing the top selling at $60k.

And now? Most of that $800k is already gone thanks to his disastrous Solana meme-coin gambling spree and the post October 2025 crash buys.

So much for the “expert” track record.

Tomato’s whole pitch was basically “just DCA your old losing bags it will follow BTC.” Most of us did exactly that and ended up in massive losses while missing the actual moves.

This service is useless.

The daily updates, targets, and “mentorship” delivered nothing but repeated opportunity cost and real money down the drain.

Save your time and money. Do not join. I regret every single month I paid for this.

And for the forex guy his calls have been straight-up horrible.

T requested I remove his name despite it being all over socials - PATHETIC

Over 3 years being a member. Every single day/week/month T religiously preached to;

1. NEVER go all in & NEVER buy the FIRST crash
2. CONTROL your emotions
3. Only buy alts BELOW their lows
4. The lower price goes the MORE you buy

Bizarrely, T went against these strong principles because:

1. On 10.10.2025 crash & soon after he deployed 98% of his $500k cash into ALTS (basically all in) when BTC was around $113k. This was the FIRST crash, then BTC dumped to $60k! 

2. He was very EMOTIONAL, scrambling for buys as he was certain that ALTS had bottomed. He said price would quickly recover and we will see "up only" leaving those waiting for lower levels to be left behind. Biased Hopium!

3. Despite waiting since 2022 and stressing that one should buy when lows are broken, he actually went against this and bought much higher than their lows. His ALTS have now bled 50%-70% to their lows where he shouldve originally bought! He now needs 100% pump just to break even.

4. The sizing of these buys was terrible because he has only 2% cash left to buy at lower prices. He CANT buy larger amounts at lower prices.

The purpose of the public portfolio is used to demonstrate to members how to invest from an 'Expert'. So as expected the members followed his buys & sizing. Now cannot buy anymore because of little to no money left.  

If you dont follow his buys and they pump T says "why didnt you buy when I did?". If you do follow his buys and they dump T says "you're all adults and responsible for your own decisions".  Hes never wrong!

T post how much $ you invested each year & how much profit each year -in other words your YEARLY PNL! Saying a coin pumped does not give a full understanding of your portfolio! T will post a screenshot of a gain but wont post drawdowns & losses. Deceptive.

T has publicly said many times that he "called the bottom". He didnt. T said $15k COULD be the bottom BUT will likely go lower to $10k or even $6k. See his 3 year old Youtube videos for PROOF before he deletes! If he correctly called the bottom for BTC/ALTS he wouldve executed LARGE buys. Instead he deployed SMALL buys relative to his $500k cash holding.  

Q4 2022 I wanted to buy Render at $0.40. I asked for T's opinion. He advised against large buys. He stressed to wait for BTC to drop to $12k, ALTS will follow and that will be the time to buy. Being my mentor, I listened to him & held off from buying. $12k BTC never happened and Render did a 33x. Many ALTS did over 10x which we never capitalised on. Thanks Toray!

Dec 2023 is when T finally realised that he missed BTC bottom (it was now at $40k). He said "Oh well cant catch them all" WHAT?!? Is that all you have to say for yourself? You say you look at the charts all day every day so what TF are you looking at? We have been following every video, every update, every day. Just hours and hours of videos for 2 years solid for you to be wrong and you don't even apologise? Why do we pay your extortionate fees? You take us for granted!

In Nov 2024 ALTS dumped 70%-80%. T's "I saved you" excuse doesn't cut it because he missed the big move up! At this new bottom he AGAIN advised against large buys & AGAIN expected lower. Most ALTS then did 2x-5x! We missed out AGAIN!

T decided to hold his $500k in cash doing nothing for 3 years rather than buy BTC. How does that make sense? Even beginners know to hold BTC & ETH and rotate profits into ALTS but no he is just stubborn & stuck in his ways. He HATES BTC and was against buying it even at $15k-$30k would you believe! 

This leads me to my next point. T was angry at us for constantly asking him to buy BTC but was happy to buy $40k worth of Silly Goose memecoin! Refusing to buy BTC but then buying Silly Goose was borderline retarded. The outcome confirms this because Silly Goose did -98% while BTC did +700%. Approx $100k went into meme coins & $0 went into BTC. Genius.

In 2022-2023 T never heard of hyped coins like SUI ONDO TAO SEI etc. T was unaware of the AI narrative and therefore, didnt invest in any AI focused coins. On a live call everyone was asking about RWA sector. T responded "Why is everyone saying RWA? What is RWA?" To charge a membership fee, work in crypto full time and not know these things was embarrassing and lazy. 

According to Companies House they make far more money from selling a course than from investing/trading! 

T you get 1 star because you have constantly gone against your principles contradicting yourself resulting in poor outcomes for the members. I wouldve made more money without you. I made more mistakes by listening to you. I was right more times than you over the past 3 years! Your brainwashing not to buy BTC/ALTS at their 2022-2023 lows held members back during the 2024-2025 bull rally. Your entry prices and % of cash allocation on the 10.10.2025 dump was awful. I wish i had never joined.

Run away from there. We've been in a bear market for a while now, and Toray has denied it the entire time. As a result, all the recommended coins are down 70-80%. What's most frustrating is their denial of reality and their constant repetition in videos that it will recover. I don't need to be enrolled in any course to understand that.

I joined the community back in May 2025 after already having around four years of trading experience.

Before joining, my biggest issue wasn’t profitability — it was consistency. I was able to make strong gains but would regularly give back 70–80% of profits, leaving me stuck around breakeven despite knowing I was close to progressing as a trader.

The group is extremely well structured, with a full course section that walks through everything from beginner foundations to more advanced market understanding. Alongside this, there are two daily market update videos covering both crypto and forex, providing clear insights, key levels, and current market outlooks.

One of the biggest shifts for me was learning when not to trade. Instead of constantly searching for setups, the focus moved toward patience, selectivity, and understanding higher-quality market conditions. A few key adjustments to my approach made a significant difference to my overall performance.

As someone primarily focused on forex, Bernie’s teaching stood out in particular. His ability to break down market structure, explain what to look out for, and simplify decision-making helped me properly understand how to analyse and approach the markets.

After spending time following trades, backtesting, and paper trading the strategy, I began fully applying it a few months later and have seen strong progression since. I’m now trading $500K funded capital across multiple prop firms, withdrawing profits while continuing to build my personal trading capital alongside it.

My understanding of the markets and ability to identify high-quality setups has improved massively.

Big thank you to Toray and especially Bernie for the education and guidance — really looking forward to what’s achievable going into 2026 with this new approach 🤝

This review is only about Toray and the crypto side, as I never used the forex service. I’m no longer a member, even though the membership doubling wouldn’t have affected me. Too many red flags that I shouldn’t have ignored.

I’m disappointed after being in the group since 2022. I joined during the bear market thinking it was the perfect time to position for the next bull cycle. My expectation was that we would accumulate when fear was high and then ride the cycle up with a clear plan.

Instead, when Bitcoin was below $20k — historically strong accumulation territory — the outlook stayed very bearish. There was constant talk of lower prices rather than building meaningful positions. He remained bearish until he could no longer but had missed majority of the move.

He did buy XRP at the lows but sold too early and missed the full move. He then flip-flopped into other coins, often buying high and exiting bad positions at break-even (SAND in particular). The cycle had many opportunities, and I witnessed altcoins perform 100–300% multiple times, yet most of these smaller moves were completely missed. Yes he bought couple coins like Zec ect but again he exited early. But a couple good trades don’t make up for all the other missed opportunities. The books in the app that he writers are actually decent and that’s the only thing I could credit him on, but again what he writes in there is all info you could watch videos on YouTube if you are not sleepwalking through life.

During the “10/10 liquidation” event, he aggressively moved into altcoins despite emphasizing capital preservation beforehand. Entries suffered slippage, meaning positions were filled higher than expected. Since then, many positions have been in drawdown. He Claims that these will “print millions”but feel unrealistic when a whole bull cycle was missed and capital is still tied up in drawdown. Toray seems to think it’s acceptable to do nothing for 3 years in a bull while he sits there collecting membership money his completely disconnected from the reality of most people’s lives.

Toray ironically advises not to follow influencers online but also engaged in influencer-style showboating. Profitable trades were highlighted publicly in stories while running in profit, but as a member the back-end results show most trades were repeatedly stopped out. Another red flag for me. He says stay off X/twitter, I guess he knows it exposes how bad his performance has been.

Calling the top is irrelevant if bottom accumulation and bull-cycle gains are missed. Compared to the COVID cycle, the most recent cycle underperformed significantly.

I’m a data guy and don’t write reviews out out doing my due diligence, so I took the last 2 months and studied other cycle-focused traders and saw consistent positioning and portfolio growth from 2022–2025. Most by 10x. I even paid for another traders membership to go through past videos and trade history ect. The majority of them had a massive success in the bull cycle with proof.


Toray had become the bag holder he once chastised others for. His approach has exposed weak trading ability. Innovation also focus on mindset, contrarian thinking, and motivational messages (which are amerture at best). Most of us have responsibilities, families, and careers and are disciplined in life and don’t want to listened to couple so called trader especially when one of them toray that looks like he lacks discipline in his own lifestyle choices. we participate in this space to invest, ride the waves, make money, and exit better than we came in that’s it and repeat the next cycle. Not to sit idol for 3 years hardly doing anything.

After several years as a paying member, I can honestly say it’s not worth it. Toray needs a sad violin he plays victim tells and says stuff like don’t now what else I can possibly do and cry’s to the members that fake reviews are from competition instead of taking accountability. Just stop and take a good look around. Not very motivational and contrarian at all.

I have learned a lot since being here — but none of it has been from these guys. I had a bad feeling about this about half way through I should had listened to my gut feeling and walked away sooner.

Another thing that doesn’t make sense is they have relocated to and have been Dubai residents for a while now and have Dubai offices for innovation, but the the membership that has doubled is still priced in £’s and Vat is charged accordingly to the GBP rate. Another thing that lacks transparency.

This is my honest review after 3 years. Please like anything do your own research.

Toray couldn't have been more wrong about the current crypto market. I've been a member for almost 3 years waiting patiently for the 'lows'. He went against everything he's ever preached about not putting 'all' your investable capital in. He deployed over 95% of his capital (that he grew predominantly from the Covid bull cycle) into the crash/liquidity event in November, all of which now is down 50-60%. He left about 20k which is practically nothing compared to the hundreds of thousands he deployed in November. Every video he uploads, he continues to claim that he's more optimistic than ever despite the market continuously bleeding. He simply can't admit when he's wrong. And to make matters worse, he doubled his subscription fees not because of his reasoning of the 'value' he provides, but simply as a way to deter people from cancelling. I hope you're left with no members after this.

I’ll keep it short because the more I write the more they will ‘disagree’ with proper marketing words how wrong I am.

I’ll tell you this: if someone is wrong 90% of the time, but still looks like a winner on his socials in the eyes of his sheep. He’s an actual marketing winner. So well done T on that at least.

Not worth the money. He loves to hear himself talk and basically says the same in 30 different sentences. But he’s wrong, people lose money (beside ridiculous monthly fees)

Spent several months trying to cancel my subscription once I cancelled they took a years subscription amount out my bank at renewal time contacted immediately to adivse of this and that I had cancelled and was told they do not refund. I have gained nothing from being a member with them for 3 years. The subscription took £1152 out of my bank and I they won't refund even though I no longer use the app.

I wrote a very long review about their numerous flaws, but then deleted it. They seem the type to pursue legal action.

I also don't want to help them by providing feedback.

I'll simply say this: I was a member for YEARS and I can unequivocally say it was not worth the money. Not even remotely.

In my opinion, they simply sell the illusion of confidence to the inexperienced.

EDIT: Since posting this Toray has publicly said, on X, to me "yes... we do sue, it's fun :)"

Misinterpretation of the crypto market. We'd been taking a defensive stance since 2023 because we knew the market could go down, and we missed many opportunities. Since October, Toray has been saying we were on the upside with all our capital invested, and yet the market keeps falling. The worst part is the portfolio buy updates, which require adding more capital, when the average person can't afford it because everything has been invested for weeks.

I appreciate the app updates, but the market interpretation has been disastrous for a paid subscription. If you have unlimited funds to buy, it would work well for you. Otherwise, it's not for you.

They're so manipulative and deceptive in their dealing, they told me that my payment can only be sent through crypto box cash and I need to contact someone to make payment to in Malaysia after which my payment will be available in Switzerland.