Home Warranty Inc. Reviews 

620
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 606 reviews, reviewers had a great experience with this company. Consumers frequently mention that the customer support team and staff are exceptionally helpful, friendly, and always ready to answer any questions completely and thoroughly. Reviewers consistently emphasize the prompt assistance, smooth communication, and extremely fast claim processing that make managing home appliance repairs a breeze. Some reviewers were not happy with the financial compensation, noting that payout amounts were frequently insufficient to cover full appliance replacements or costly repairs. However, some people also mentioned frustrating experiences regarding unexpected coverage misunderstandings and difficulties with locating proper local service vendors in their area.

What people talk about most

Service

Clients share ambiguous opinions on service, noting both highly efficient claims and frustrating coverage... See more

Claim

Customers report general satisfaction and positive experiences with the claim process. Many reviewers note... See more

Staff

Reviewers mention positive feedback about staff, noting that representatives and technicians are friendly,... See more

Customer service

Reviewers highlight positive aspects of customer service, describing representatives as knowledgeable,... See more

Warranty

Consumers find warranty to be ambiguous, reflecting a wide division in experiences. While some reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Claims personnel handled submitting the claim did a good job. Claim has not yet been paid. I submitted the original invoice without including my street address. A second copy of invoice was submitted... See more

Company replied

Rated 5 out of 5 stars

I have never used a home warranty. Purchased it last year when I bought a new home & realtor suggested purchasing one. I didn't use it last year and debated about renewing it again. Well, I renewed it... See more

Company replied

Rated 5 out of 5 stars

Staff was always very friendly and helpful. When I had questions as to how the process worked they were able to give me detailed instructions to make sure everything went smoothly. The only issue I ha... See more

Company replied

Rated 5 out of 5 stars

I have had other warranties before and they have been more of a headache than anything. However we have had several unfortunate appliance breakages and Home Warranty have been great. I love that a re... See more

Company replied


Company details

  1. Repair Service
  2. Air Conditioning Repair Service
  3. Boiler and Heating Service
  4. Home Insurance Agency
  5. Insurance Company

Written by the company

Home Warranty of the Midwest, Inc. was founded in 1999 by the owner of a successful appliance repair company.​ With 36 years of repair experience, he was determined to put together a plan that would cover items in the home more comprehensively, allow the use of local contractors, and pay contractors more quickly for completed work.​​​​ Home Warranty serves as an additional product source to a wide range of businesses including real estate agencies, utility companies, property management, mortgage lending, home inspection, financial planning, residential construction, and independent insurance agencies. We are committed to utilizing trusted, local servicers who can ensure a timely response to customer needs. We pride ourselves on our LIVE call answering during core business hours with two call centers in the U.S. We also provide our customers with active, responsive District Sales Representatives who help agents and companies every step of the way.


Contact info

4.1

Great

TrustScore 4 out of 5

620 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 94% of negative reviews

Typically replies within 1 week

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4.1

All reviews

(620)

618 reviews in the last 12 months

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Rated 5 out of 5 stars

Timely response

Timely response. Great customer service. Easy process for submitting claims.

4 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Love to hear this! Thanks for sharing.

Rated 1 out of 5 stars

Lied about claims process

at first they told me everything would be put under one claim and that I would have a single deductible. Then they split the claims and would only cover 30% of the cost for the second part. When I called to tell them that I was told it both repairs were connected and that I was told that it would be one claim, Ron did everything possible to get me to say something that would disqualify the first approved claim from being covered. I told him I'm not the repair tech and don't know how to explain what happened. He then said that they don't cover subsequent repairs and that the second claim would be deleted completely. The second part was discovered a couple of hours after the first repair was made. How is this subsequent? Obviously both parts failed but it takes a while to notice the air is not cooling and to have the tech return. He can't just camp out at my house until the temperature drops. Before I could get the number of the second claim, he deleted it from the system without a trace. He claimed that the calls were transcribed and that at no one ever told me it would be one claim or that it would be covered which is not true. He claimed to be reading it and it was clear it was a summary, not what was actually said. He did not provide the transcripts or the contract which he states doesn't cover "outside lines" (which is not what was broken) or the second part that was needed to repair the initial breakdown. All he said is "that's just the way it is". The contract is not available for viewing anywhere in the portal either. The links take you in a loop. Why would they not make it available unless its to be able to interpret the language to their benefit. He also claimed that they tried to contact me and I didn't answer so that's why another company (of their choosing) was assigned to it even though I had somebody working on it. I was told my company is in network so that was not the issue either. He just wanted an excuse to not pay for anything. He can take my bad explanation of what happened as a reason to cancel a claim but will not honor the statement made by the other rep. If anything, he should have called the repair company for a proper explanation and adjusted the claim accordingly like the first lady had done. The claims department reached out and I accepted the resolution. However, I am leaving the review as is because all this still had to happen in order to achieve a fair outcome.

31 May 2026
Unprompted review
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Service Management reached out today to resolve this - if we have improved your opinion of us, please consider a revision to your review.

Rated 5 out of 5 stars

Serviceman very good

The serviceman you recommended was great.
Prompt service.

2 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Love to hear this! Will let them know.

Rated 5 out of 5 stars

Easy Fix!

The CS rep was extremely helpful and courteous. The claim was completed the next business day after being opened on a Sunday no less. Fix was completed quickly, no hoops to jump through regarding payment or otherwise. Easy process all the way around and pleased with current results.

10 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Love to hear this! Thanks for the review.

Rated 5 out of 5 stars

I called and immediately I received…

I called and immediately I received notice that my claim was accepted and we called the air conditioning service the next morning and the tech was out by 10:30 am and diagnosed the problem and two hours later returned with the new board. The air was up and running by the afternoon. I am very greatful!

10 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Love to hear this! Thanks for the review.

Rated 5 out of 5 stars

Awesome customer service

Awesome customer service! It was our first time needing to request service. It was perfect. Very responsive and helpful. And best of all, an English-speaking human answers the call.

2 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Yes! 100% US Based call center - honored to serve.

Rated 5 out of 5 stars

Spin Cycle Repair and Sales are the…

Spin Cycle Repair and Sales are the best apliance Repair service. Why try the rest when you can get the best, Spin Cycle Repair and Sales!!

9 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Spin Cycle is a great servicer for us - thanks for the shout out!

Rated 5 out of 5 stars

We had a problem with the repair…

We had a problem with the repair company that had come to fix our dryer. Both Shane and Ron stepped up and resolved the problem to our satisfaction. Home warranty is a first class company that puts customers first.

9 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Glad to hear this! Shane and Ron are amazing. Thanks for the review!

Rated 1 out of 5 stars

Repair was approved but after two weeks…

Repair was approved but after two weeks parts were not available and no availability was projected. I wanted to move to a replacement settlement but you refused. NOT HAPPY

3 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

We regret you were less than satisfied - we ended up paying the repair estimate out to you as that was the approved amount.

Rated 5 out of 5 stars

Love Home Warranty

Renewal simple. Claim processing - couldn't be easier. Most technicians wince when you tell them you're using a home warranty. Then they're pleasantly surprised when they find our that they only have to talk to Home Warranty rep to explain the problem and the repair. AND you don't have to use an "Approved Technician".

1 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

We aim for quick, easy, and personal service! Thanks for the review.

Rated 5 out of 5 stars

Great experience

I never do warranties but I am glad we did. Easy procedure, quick, very helpful and friendly. What more could you ask for?

5 June 2026
Home Warranty Inc. logo

Reply from Home Warranty Inc.

Love to hear this! Thanks for sharing.

Rated 1 out of 5 stars

Reimbursement and time for Claim

Had top of line LG Refrigerator ($5,000+). Had a problem and repairman come out 3 times starting May 11, 2026 till 5 June 2026. After doing without a refrigerator for over a month, he said it was not repairable. Settlement was less then $1000 and was not a French Door but lady deemed it was a like refrigerator. I was also charged for service call when I called and then paid the serviceman a service charge. I had to call and still have not received reimbursement for the service call. I would not recommend Home Warranty, Inc. to anyone. For those individuals that are not familiar with computers, they are in trouble. Everything is done over the computer. Not a good Home Warranty.

5 June 2026
Unprompted review
Home Warranty Inc. logo

Reply from Home Warranty Inc.

We cannot find you in our customer database? Please verify that you are reviewing the correct company as our name is similar to other home warranty companies. We do not charge a service call fee at the time you place a claim.

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