Hipoteken International Mortgages Reviews 129

TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

Super smooth and stress-free process from start to finish. The guidance and support throughout every step made everything so much easier and gave me real peace of mind. Everything also moved incredibl... See more

Rated 5 out of 5 stars

From the very first moment all personell from Hipoteken were friendly, communicative and professional. I'm really happy to choose this mortgage adviser and happy that the mortgage is completed and I h... See more

Rated 5 out of 5 stars

From start to finish the guys at Hipoteken were amazing in helping us secure a mortgage for our dream home in Spain. We started with Daniel who clearly signposted how things would work and what we nee... See more

Rated 5 out of 5 stars

Really good experience. Alberto and collegues really helped us very well with our mortgage. We had a tough case but they were there always, and finally made it for us. Really high recommended...

Company details

  1. Mortgage Broker
  2. Non-Bank Financial Service

Written by the company

Mortgages don’t have to be so complicated! We want to make them easy for you! Our mission is to provide a fast and cost-efficient online mortgage service to different nationalities and in different languages, working with a variety of banks and lenders, which allow us to get the best possible mortgage deals for our clients. Our brand Hipoteken International Mortgages was launched in 2020, after successfully signing many mortgages with many happy clients for many years. Our team has wide experience in residential, corporate and commercial finance, as well as in real estate deals in Spain. We can get the best deals for our clients, thanks to the extensive product portfolio we can offer having worked with trusted Spanish banks on a daily basis for many years. We have offices in Valencia, Spain, with local presence and daily contact with banks, solicitors, property agents, and of course property buyers needing finance.


Contact info

4.9

Excellent

TrustScore 5 out of 5

129 reviews

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Rated 5 out of 5 stars

Very good experience

Alberto and Luis were incredibly helpful throughout the entire process. They communicated well, were transparent, and proactive. Thank you!

23 June 2025
Unprompted review
Rated 5 out of 5 stars

Efficient and helpful

Everything about the process was handled efficiently and helpfully. Daniel and Maria were both super patient and very easy to speak to.

2 June 2025
Unprompted review
Rated 5 out of 5 stars

Hipoteken was very helpful and efficient

Daniel Morante helped me to get a mortgage for an apartment in Spain. He was very helpful and guided me along the way in a professional and friendly manner. As my salary comes from Singapore in Singapore dollars, there were not many banks that wanted to give me a loan but Daniel found a few good options. Thank you Hipoteken and Daniel!

31 March 2025
Unprompted review
Rated 5 out of 5 stars

Used for buying a property in Spain

Used for buying a property in Spain, and were very informative throughout, and helped all the way from initial enquiry, getting us a great deal, and completing on said deal. Multiple phone calls and emails and they were great all the way through. Couldn't recommend higher. Worked specifically with Luiz and Daniel - thanks both

30 April 2025
Unprompted review
Hipoteken International Mortgages logo

Reply from Hipoteken International Mortgages

Dear David, thank you for recommending Hipoteken and on behalf of the whole team, many congratulations on your purchase!

Rated 5 out of 5 stars

Exceptional results with a personal touch

I am writing to express my sincere gratitude and satisfaction with the exceptional service I received during my recent mortgage process.
From the very beginning, Hipoteken demonstrated a deep understanding of the mortgage market and provided clear, concise information tailored to my specific needs. I was particularly impressed with the ability to secure a mortgage with lower costs than I had initially expected. Throughout the process, I felt comfortable asking any question, no matter how small or complex. Their responses were always prompt, thorough, and helpful. Moreover, when my primary point of contact was unexpectedly ill, a colleague seamlessly stepped in and provided the same level of outstanding service. This demonstrated the professionalism and teamwork of the entire organization
Overall, my experience with Hipoteken was nothing short of excellent and I would highly recommend their services to anyone seeking a mortgage broker who delivers exceptional results with a personal touch.

11 April 2025
Unprompted review
Rated 5 out of 5 stars

Thank you very much again, dreamteam!

Thank you very much again Daniel, Luis and Philip! It was a file from the beginning with much challenges, because of the difficult situation with the house of my aunt. we made it and I am really happy with you and you helped me and Daniel found UCI as a perfect new option what was for me a big 10 worth that you did and also the help you offered from begin till the end! Philip helped us and you both gave support more then enough. In Valencia there is a dreamteam to help you in whole Spain: Hipoteken, UCI bank and notary Ana Julia are the dreamteam to help!

17 April 2025
Unprompted review
Rated 5 out of 5 stars

Hipoteken: A Lifesaver for My Spanish Mortgage!

Trying to get a mortgage in Spain when you don't live there is tough. I tried a couple of banks myself, but it didn't go well. I searched online for a mortgage advisor and found Hipoteken, and I'm so glad I did.

Daniel and Luis were great from the start. They listened to my situation, explained everything clearly, and told me what I needed to do. They were super efficient with their communication and with everything from the first call, especially since I was under pressure to buy the house within a deadline.

Daniel was amazing throughout. He kept me updated all the time and answered all my questions. He fought for me with the banks and found the best mortgage deal. I really don't think I could have done it without him.

At first, I thought Hipoteken's price was a bit high. But after seeing how much work they did and how much they helped me, I think it was worth it.

If you're a non-resident trying to get a mortgage in Spain, especially if it's complicated, I really recommend Hipoteken. Daniel and Luis are pros who want to help you buy a place in Spain.

8 April 2025
Unprompted review
Rated 5 out of 5 stars

From start to finish the guys at…

From start to finish the guys at Hipoteken were amazing in helping us secure a mortgage for our dream home in Spain. We started with Daniel who clearly signposted how things would work and what we needed. Once the wheels were in motion, Luis took over to ensure a smooth process. Both were great help, covering everything for us, from talking to the bank, lawyer and even the estate agent. Cannot recommend these guys enough. Thanks again

25 February 2025
Unprompted review
Rated 5 out of 5 stars

Trust in Hipoteken, you will not regret.

After finding the apartment we wanted in Valencia, we found it impossible to make contact with a Spanish bank to start mortgage discussions. Thankfully we found Hipoteken. Within a week we had received two great mortgage offers with the help of Daniel, with highly competitive rates and conditions that I doubt we could have secured by ourselves. Daniel expertly guided us through the whole process, and then Luis was also involved to set up the mortgage documents and liase with the bank (Abanca). The team always kept us informed, worked hard to deliver the mortgage on time, and it was a total pleasure to work with them. You can have total trust in the services and capabilities of Hipoteken. Their fee, payable only at completion, was 100% worth it in our view. If we ever find ourselves looking to buy another property, we would have no doubt to go back to Hipoteken. Thank you Daniel and Luis!

21 February 2025
Unprompted review
Rated 5 out of 5 stars

A brilliant service from start to finish

Our experience with Hipoteken has been outstanding from start to finish, thanks to the exceptional professionalism of Alberto Garcia and Luis Grateron. From the very first interaction, they demonstrated deep knowledge, patience, and a genuine commitment to ensuring a smooth and stress-free process.

Their attention to detail, clear communication, and ability to navigate complex matters with ease made all the difference. No question was too small, and they consistently went above and beyond to provide guidance and reassurance.

We couldn’t be happier with the service we received and highly recommend Hipoteken to anyone looking for a trustworthy and efficient team. Thank you, Alberto and Luis—you are a true credit to your company!

31 January 2025
Rated 5 out of 5 stars

We highly recommend Hipoteken!

We are extremely grateful to Daniel and Luis in Hipoteken for all of their help and hard work in securing our Spanish mortgage. They made the process a lot easier than we expected and were always very quick to reply to our queries. Thank you both so much!

17 January 2025
Unprompted review
Rated 5 out of 5 stars

Spanish Guardian Angels

Both Alberto and Luis have been absolutely amazing during the entire process of us buying our home in Spain. They went over and above the call of duty and actually became the only two people that we felt were guiding us in the right direction and had our interests at heart. They offered advice on everything that related to not just buying our home and getting our mortgage , but on the Spanish legal systems and regulations. They were so informative and supportive to us and we would highly recommend them to anyone looking to get a mortgage. From day one they were honest and open with us about what funds and finances we needed in place to make this happen and they explained every single step as it happened. Even when we were confused about paperwork and forms they explained everything and more often than not they responded out of office hours to our queries too. We couldn’t have made this move without them.
Thank you Alberto and Luis .

6 February 2025
Unprompted review
Rated 5 out of 5 stars

Ferienwohnung auf Mallorca

Unser Hypothekenmakler-Team von hipoteken.com, insbesondere bezogen auf die beiden Herren Philip John Lee und Luis Boris Grateron, verstehen absolut ihr Handwerk und haben uns bis zur notariellen Kaufurkunde professionell begleitet. Hochachtung für ihre geleistete Arbeit. Wenn Sie eine spanische Hypothek benötigen, dann sind Sie an der richtigen Adresse. Unser Traum für eine schöne Ferienwohnung auf Mallorca ist in Erfüllung gegangen. Herzlichen Dank, Philip & Luis.

Our team of mortgage brokers at hipoteken.com, especially the two gentlemen Philip John Lee and Luis Boris Grateron, absolutely understand their craft and accompanied us professionally right up to the notarial purchase deed. High regard for the work they have done. If you need a Spanish mortgage then you have come to the right place. Our dream for a beautiful holiday apartment on Mallorca has come true. Thank you very much, Philip & Luis.

31 January 2025
Unprompted review
Rated 5 out of 5 stars

I had the pleasure of working with…

I had the pleasure of working with Daniel F. García and Luis Boris Grateron in securing a mortgage in Spain, and I cannot recommend them highly enough.

From my very first interaction with Daniel, he provided clear and transparent guidance on how their company operates, outlining the process and costs upfront. His honesty and professionalism immediately gave me confidence.

Even before we found the right property, Daniel secured a pre-approval for us, which provided invaluable peace of mind during our search. He carefully reviewed all necessary documents, ensuring everything was in order before submitting our application to the bank. Thanks to his meticulous preparation, the process went smoothly, and we achieved a successful outcome.

Daniel managed everything seamlessly, keeping us informed every step of the way, making what could have been a stressful experience completely effortless for us.

I highly recommend Hipoteken to anyone looking for a mortgage in Spain. A heartfelt thank you to both Daniel and Luis for their outstanding support.

1 July 2024
Unprompted review
Rated 5 out of 5 stars

Excellent Service – Highly Recommended!

We are thrilled to finally be enjoying our new home in Spain, and we couldn’t have done it without the incredible support from Hipoteken! From start to finish, both Luis and Daniel guided us through the entire process with detailed and professional advice.

No matter what questions we had, they were always quick to respond and provide clear answers, making what can be a complex and bureaucratic process feel smooth and stress-free. While some aspects were out of our hands, their expertise and efficiency ensured everything went perfectly in the end.

We are beyond grateful for their help in making our dream a reality. If any of our friends or family ever need a mortgage for a home in Spain, we will absolutely recommend them.

Thank you once again – we are a very happy couple!

Robert & Manon

29 January 2025
Unprompted review
Rated 5 out of 5 stars

Luis and Daniel were both extremely…

Luis and Daniel were both extremely helpful and knowledgeable, offering guidance throughout the process. They made it all seem smooth and straightforward and were always available to answer my many questions. Highly recommended.

13 January 2025
Unprompted review
Rated 5 out of 5 stars

⭐️⭐️⭐️⭐️⭐️

⭐️⭐️⭐️⭐️⭐️
We had an outstanding experience with Hipoteken Mortgage Advisers! Daniel and Luis were incredibly helpful, providing us with detailed attention throughout the process of arranging our mortgage in Spain. They kept us informed every step of the way, ensuring we were always up to date with the progress. Their professionalism and dedication made the entire experience smooth and stress-free. We highly recommend their services to anyone seeking expert mortgage advice. Thank you, Daniel and Luis!

11 January 2025
Unprompted review
Rated 5 out of 5 stars

Amazing service - highly recommend

Amazing service! Fast, accurate and transparent. No cure - no pay.
Hipoteken stood by me for nearly 3 years providing a number of indicative offers, while my personal situation was changing as did the house wishes.
I could submit the documents in the language of my country (EU) and this alone was worth the fee vs. having to look for certified translations of the huge paperwork required for non-residents by direct application with main Spanish banks. I was very pleased with the offers, which came in according to my wishes, so I could compare and choose. Hipoteken was there to advise too. The team was easily reachable for any questions.

13 December 2024
Unprompted review

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