Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... See more
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Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.
21515 Hawthorne Blvd, Suite 200 , 90503, Torrance, United States
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it was an amazing experience - got approved and funded in less than 5 days

Reply from Happy Money
Easy to apply; great rates; payment in days directly deposited.

Reply from Happy Money
Excellent service. Everything was paid off in less than 5 days. The approval process was extremely easy. This company exceeded my expectations.

Reply from Happy Money
What made the experience great was the turn around time. Funds were dispersed as said and it's easy for payments to be made. I would like to have a payment account I can see and where to make additional payments of the loan amount.

Reply from Happy Money
I don't usually leave reviews but wanted to leave one for Happy Money because the process and customer support has been fantastic.
The process is from start to finish is very quick. I had the loan in my bank account within a few days after application.
Now, what really surprised me was the customer support. Life happens and I got caught in layoffs. It was completely unexpected but put a huge strain on my cash flow.
Their insurance claim process covered 3 month with proper documentation during these tough times as the job market was not in my favor. I was able to pause for 2 months as I got a job to create some buffer and got back on track.
I highly recommend their loan services.

Reply from Happy Money
The most incompetent loan company I have ever dealt with. I jumped through hoops for three days with these individuals, providing every piece of documentation requested, including pay stubs, two tax forms, and bank statements with direct deposits from payroll highlighted. Yet, I was denied due to "cannot verify income." I have never had an income verification issue or any other issue with other loan companies I've used. A complete clown show.

Reply from Happy Money
I was really grateful for the loan I received from Happy Money. It allowed me to consolidate my cards and gave me breathing room so I could get my financial house in order. The process was quick and easy with a decent interest rate. Thank you.

Reply from Happy Money

Reply from Happy Money
You were to help me through the application process. Even when I made a mistake you were professional. Whole process was just a few days. Then funds were deposited in my bank account. Thank you all very much.

Reply from Happy Money
The process was simple. It was easy to receive the money by just making a deposit. The information is provided and easy to understand. The customer service is excellent. The money received provided me what I needed.

Reply from Happy Money

Reply from Happy Money
This is my second loan with Happy Money. The process is easy, the repayment process is seamless, and I never encountered any problems or difficulties with my relationship with them. I highly recommend them if you are in need of a loan.

Reply from Happy Money
I didn't have any problems obtaining a loan ,the process was very easy and they work quickly, so if you need fast cash they are the answer

Reply from Happy Money
Getting a loan from Happy money was one of my happy time in life. I had high interest rate credit cards and the loan help me to paid them off. I hope I don't go back using those cards again. The most important aspect of it is that the interest rate was very low.

Reply from Happy Money
Very simple loan process and funding was fairly quick. The interest rates were also very competitive. I highly recommend Happy Money for any loan needs!!!! 10/10

Reply from Happy Money
Happy Money was very simple and straight forward. I applied and was funded in just a few days. 10/10 recommend.

Reply from Happy Money
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