Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Created with AI, based on recent reviews
Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.
21515 Hawthorne Blvd, Suite 200 , 90503, Torrance, United States
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
The procedure was easy to follow and the results came quickly

Reply from Happy Money
Excellent service from start to finish. Friendly and cust service excellent

Reply from Happy Money
Thanks so much to Happy Money I had an emergency and needed cash and they come through just in time.

Reply from Happy Money

Reply from Happy Money
Great company to work with. I paid off some pretty exhausting debts, and now I can focus on the payback. I love this company.

Reply from Happy Money
This was a very easy process and experience to be able to obtain funds quickly to payoff credit cards to improve my credit score.

Reply from Happy Money
Happy money made the process smooth and easy. They also had the best interest rate I could find. Customer service is great. I would definitely use them again in the future.

Reply from Happy Money
The application process was very smooth and any time I needed to upload a document they offered to upload it for me via emails. They went out of their way to make the process as easy as possible. The rate and amount I was offered was much better and much more than other places so the decision to go with Happy Money was an easy one. I used to deal primarily with just one lender for personal loans and I used this one to pay off 2 loans with the other company and will continue to use Happy Money as long as they keep giving me great offers like they did here!!

Reply from Happy Money
I was kind of hesitance at first, being that my debt to income ratio was just ok. This was the second time using Credit Karma site as a reference to financing. Both times resulted in a positive outcome. But I was really impressed and thankful for Happy Money for the opportunity they gave me. The application process was reasonable, fair and short with a quick turnaround time frame. The AI communication was excellent on handling a particular situation I had needing to upload additional documents. Overall this was one exceptional experience that has allowed me to finally get some sleep at night. I would highly recommend using Happy Money to others for your financial freedom

Reply from Happy Money
That was the fastest the most easiest bone I ever received in my life. Thank you for your professionalism.

Reply from Happy Money
Happy money was great to work with. I asked for loan amount. It was there in a matter of no time I pay off in 60 months. You can’t beat that thank you.

Reply from Happy Money
The process was quick and easy. I received my money in 4 days. I couldn’t happier. Thanks Happy Money!

Reply from Happy Money
Everything went really well and very simple instructions to follow, and the reply was very positive and my loan was approved and deposited into my account with in a matter of days. I highly recommend any who is looking for a solution to helping their financial situation on getting ahead getting your monthly credit card payments under control for the new year. Thank you.

Reply from Happy Money
It has been such an easy and quick process. So please with them! The payment options were plentiful. So grateful I found them. Thank you!!!

Reply from Happy Money
My experience was pretty straightforward. The only issue was getting a straight yes or no. I have paid off almost all my cards completely which gives me room to breathe and I am glad for that.

Reply from Happy Money
I am happy to give Happy Money a 5 star review. They helped me qualify for a consolidation loan that allowed me to pay off all my credit cards with interest rates as high as 29.99%. The payments were killing me. I've been aggressively paying off my debt and Happy Money helped expedite that by loaning me the money I needed at nearly half the interest rate of 17% and made it one simple smaller payment each month. I would highly recommend them.

Reply from Happy Money
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.