So easy to apply. Wasn’t sure how long it would take, applied on Friday night, approved on Monday, money in bank Tuesday morning. Will definitely use them if I ever need another loan. Fantastic exp... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
This is my 3rd loan that I’ve gotten from Lending Club and it might have been the easiest. It is a difference maker when you work with a company that you’ve established a long track record with. I had... See more
I just opened my 2nd loan with LendingClub. Approval was done the same day! I have had a great experience with both loans. Payments to creditors and into my bank account in record time. I would r... See more
My experience was great because it was easy and I will be able to pay some credit cards off. I will also have money in my savings account for emergencies. The recent increase in the prices of food,... See more
Company details
Written by the company
Happen Bank is built for people in motion. We make it easy to keep more of what you earn and earn more on what you save—so you can focus on what you want to make happen next. 5+ million members and counting.
About Happen Bank
Written by the company
- Happen Bank is a digital bank built around a simple belief: banking should work better for you. We started as LendingClub in 2006 and have helped over 5 million people make their money work harder. Now as Happen Bank, we bring borrowing, checking, and savings together in a digital experience that makes it quick and easy to make smart financial decisions. That means decisions in moments, not weeks. Fixed rates with no traps or gotchas. And trusted products and tools that help you earn more, save more, and make progress towards what you want to make happen next. You’re making it happen. We’re here to clear the way. We are Happen Bank.
Need more information?
___
For more information about Happen Bank, visit https://www.Happen.com || Happen Bank, National Association, Member FDIC
Contact info
88 Kearny Street, Suite 600, 94108, San Francisco, United States
- (888) 596-3157
- happen.com
4.7
Excellent
14K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
really good
17 June 2026
Unprompted review
Reply from Happen Bank
Happy to hear you’re having a positive experience!
Willing to work with me!
This company is great! The only one willing to work with me, got a great personal loan to consolidate a bunch of cards and lower my monthly expenses! 2nd time they’ve worked with me, will definitely come here first next time, though I hope that’s a long time off
4 June 2026
Reply from Happen Bank
Excellent! Thanks for taking the time to tell us what you think. We love hearing from our members!
User-friendly and has great staff
User-friendly and has great staff! Glad I changed.
15 June 2026
Unprompted review
Reply from Happen Bank
Excellent! Thanks for taking the time to tell us what you think. We love hearing from our members!
If you need help from any Bank go to lending Club they’re the Best
Lending Club the Best Bank Ever
14 June 2026
Reply from Happen Bank
We’re so glad you’re enjoying the service. Thanks for being a LendingClub member!
Reply from Happen Bank
That’s pretty good – we’re glad you are enjoying the services. We’ll keep improving.
100% Recommended
This was the easiest loan consolidation ever. The process was easy, quick and accurate. They disbursed the money in a timely manner. I would recommend Lending Club to anyone with credit card consolidation.
13 June 2026
Reply from Happen Bank
Happy to hear you’re having a positive experience!
I liked the whole professional process…
I liked the whole professional process and the customer service.
14 June 2026
Reply from Happen Bank
We’re so glad you’re enjoying the service. Thanks for being a LendingClub member!
Reply from Happen Bank
Excellent! Thanks for taking the time to tell us what you think. We love hearing from our members!
Loan processing was super fast and very…
Loan processing was super fast and very easy to set up. Amazing interest rate. Highly recommend
14 June 2026
Reply from Happen Bank
We’re so glad you’re enjoying the service. Thanks for being a LendingClub member!
Reply from Happen Bank
Happy to hear you’re having a positive experience!
Lower Interest Rate, Timely Completion
I was able to consolidate a loan & credit balance into a cheaper monthly payment and a lower interest rate, freeing up monthly funds. Easy application.
I wish there was more interaction/instructions available for some unanswered questions. Timely completion.
14 June 2026
Reply from Happen Bank
Excellent! Thanks for taking the time to tell us what you think. We love hearing from our members!
Lending Club Loan
Very easy process. I was approved and my payment was made within two days!
13 June 2026
Reply from Happen Bank
We’re so glad you’re enjoying the service. Thanks for being a LendingClub member!
Reply from Happen Bank
Happy to hear you’re having a positive experience!
Reply from Happen Bank
Excellent! Thanks for taking the time to tell us what you think. We love hearing from our members!
The process was easy to follow and…
The process was easy to follow and happened exactly as outlined.
13 June 2026
Reply from Happen Bank
We’re so glad you’re enjoying the service. Thanks for being a LendingClub member!
The process was fast and I didn’t have…
The process was fast and I didn’t have to submit tons of documents in order to get approved. They set up an Autopay for me using Plaid but used the wrong account number but a quick call and the problem was resolved. The Customer Service Representative That I worked with was SUPER and stayed with me the entire process to get corrected account number in system. He also helped to change my due date and answered all my questions. I would highly recommend Lending Club to a friend.
11 June 2026
Reply from Happen Bank
Happy to hear you’re having a positive experience!
It was amazing being affiliated with…
It was amazing being affiliated with these company and this leadership
13 June 2026
Unprompted review
Reply from Happen Bank
Excellent! Thanks for taking the time to tell us what you think. We love hearing from our members!
Once again
Once again, Lending Club receives five stars. They make the borrowing and repayment process so incredibly easy. I greatly appreciate the effort they have put into the efficient, quick and transparent process.
9 June 2026
Unprompted review
Reply from Happen Bank
Excellent! Thanks for taking the time to tell us what you think. We love hearing from our members!
I am very happy with Lending Club…
I am very happy with Lending Club because applying for AND receiving funds requested was simple,fast and arrived when they said it would. I give them rating of 10 out of 10 with 10 meaning the BEST 👌 👍
13 June 2026
Reply from Happen Bank
We’re so glad you’re enjoying the service. Thanks for being a LendingClub member!
Thank you for helping me get back on…
Thank you for helping me get back on track with no hassle I appreciate it and look forward to the future.
13 June 2026
Reply from Happen Bank
Happy to hear you’re having a positive experience!
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.