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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. Many customers found the staff to be very professional, helpful, and knowledgeable, often going above and beyond to assist with inquiries and policy adjustments. People appreciated being able to speak with actual representatives who were courteous and efficient in resolving issues, including setting up payments and explaining policy benefits. However, some people were dissatisfied with aspects of customer service, particularly regarding payment processing and claim handling. There were instances where customers reported issues with payments not being correctly applied or accounts being closed without proper notification. Additionally, some reviewers experienced difficulties with claims being arbitrarily denied or with a lack of responsiveness and clear communication when trying to surrender policies or obtain information.

What people talk about most

Customer service

Consumers find customer service to be ambiguous. Many reviewers praise representatives for being... See more

Staff

Users describe positive interactions with staff. Many customers praise the representatives for being... See more

Payment

Reviewers mention ambiguous feedback about payment. Some customers report positive experiences, such as... See more

Service

People report ambiguous experiences with service. While some customers praise the customer service, noting... See more

Claim

Reviewers highlight ambiguous aspects of claim. Some customers experienced professional and knowledgeable... See more

Based on these reviews

Rated 4 out of 5 stars

Ms. Lucy is who took my call and she was very professional and great customer service making a payment. It was nice talking to an actual person.

Company replied

Rated 4 out of 5 stars

The representative was very helpful about the forms to sign. I was impressed, also, about the attention to HIPAA privacy compliance.

Company replied

Rated 5 out of 5 stars

Young man on phone helped me with my issues that I was having for months trying get info straight w other calls to company not understanding he was pro his name something j .thank u again Pamela curt... See more

Rated 5 out of 5 stars

Customer service was a big help. I had trouble getting into my account, since the website had changed and I needed to set up my account. She helped me on how to format the account numbers, and how t... See more

Company replied


Company details

  1. Money & Insurance

Information provided by various external sources

Globe Life And Accident Insurance Company, based in McKinney, Texas, provides life and health insurance coverage nationwide.


Contact info

3.4

Average

TrustScore 3.5 out of 5

84 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 45% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The representative that took my call…

The representative that took my call when I called to make a claim was very knowledgeable and professional on the call the entire time. Also, sent condolences to my family as well that's the type of professionalism that take company's above and beyond.

22 March 2026
Unprompted review
Rated 5 out of 5 stars

I was able to talk to a person that was helpful

I was able to talk to a person that helped me set up auto pay. Now I don’t have to deal with the website which is not very user friendly. I have 8 policies. I get 8 bills in the mail - lots of cost there and lots of paper. These bills all coming to the same address need to be consolidated.

14 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

Deborah, thank you for taking the time to detail your thoughts, and we will pass them to the proper departments. Your review means a lot to us, and your satisfaction is very important to us. Thank you for your five-star review!

Rated 3 out of 5 stars

Rep was extremely helpful and patient

Rep was extremely helpful and patient, even though we still couldn’t get website phone app to send a verification email to to me. I.T. Department, are you listening ???!

14 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

Greg, we're grateful for your kind feedback on our rep's patience, and we'd like to help with your app issue. Please send an email to CustomerPortalReg@Globe.Life or call us at 877-491-8246 to reach dedicated specialists on this. Thank you for your feedback; your satisfaction means a great deal to us.

Rated 5 out of 5 stars

Personnel very friendly

Personnel very friendly. Answered all questions instantly. Took time to explain to me their app. Treated me with respect. Thank you for making this a good experience

14 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

We sincerely appreciate your feedback! Providing our customers with the best possible service through knowledgeable and professional representatives is a top priority for us, and we're happy you're a satisfied policyholder. We look forward to serving you in the future!

Rated 5 out of 5 stars

Young man on phone helped me with my…

Young man on phone helped me with my issues that I was having for months trying get info straight w other calls to company not understanding he was pro his name something j .thank u again Pamela curtis

13 April 2026
Unprompted review
Rated 1 out of 5 stars

Sent me junk mail through a business…

Sent me junk mail through a business called Our Town America

14 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

If you would like to have your address removed from our database, we invite you to send an email to cspolicyservices@globe.life with this information. Thank you for your feedback.

Rated 5 out of 5 stars

I was hacked and needed help fixing my accounts

I was hacked and needed assistance.

1 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

Patricia, we are so sorry to hear that you've been hacked. Please reach out to a customer care supervisor at cspolicyservices@globe.life for assistance with this. We hope to hear from you soon.

Rated 5 out of 5 stars

My experience was great!

My experience was great!! The representative was knowledgeable and helpful. Keep up the good work!

9 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

We are so glad to hear that you had an excellent experience! That feedback means so much to us. We are grateful and honored that you trust Globe Life with your family's financial security.

Rated 5 out of 5 stars

Great customer service

Great customer service! I have a few policies with globe life. Very pleased with customer service over last several years

8 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

Thank you for your feedback, Joy. It’s always a pleasure serving and protecting families. We appreciate you letting us know how we’re doing!

Rated 1 out of 5 stars

Horrible company

Horrible company. Instead of explaining policies that better fits you. Years paying for term life insurance. Previous agent I spoke to was very helpful saying why they didn’t offer you whole life. Can’t convert to whole life with money I’ve already put into the term life. Will take my business elsewhere. It’s all about money with this company

9 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

Prissy, we know you might have questions about the specifics of your policy. We are always here to help. Please send an email to a customer care supervisor at cspolicyservices@globe.life if we can assist. Thank you for your feedback, and we hope to hear from you soon.

Rated 5 out of 5 stars

Great experience!

The girl I talk to was very knowledgeable and solved my problem immediately. In the past it's not been so great. But this time I was extremely satisfied.

8 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

Carol, we are so glad to hear you had a great experience! Customer care is very important to us, and we're delighted to hear we met the mark. Thank you for letting us know!

Rated 5 out of 5 stars

The Agent was very helpful and took…

The Agent was very helpful and took care of a problem I had setting up auto pay. Sorry I don’t remember her name but she was very courteous and resolved my issue

8 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

Cheryl, it's satisfying to us to hear that you had a great experience with our customer care representative! Your feedback means everything to us. Thank you for leaving us a five-star review!

Rated 5 out of 5 stars

Globe Life representatives are outstanding!

The representatives at Globe Life are always helpful, informative and refreshingly cheerful! It is a pleasure dealing with them every time I call.

7 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

This is wonderful to hear, Sandy! Thank you for passing on these kind words, and we'll be sure to share them with the team. We are honored you chose Globe Life for your family's financial security.

Rated 1 out of 5 stars

I am filing a complaint regarding the…

I am filing a complaint regarding the poor customer service and lack of response from Globe Life.

On April 2, 2026, I contacted Globe Life in writing to request specific information regarding the cash surrender value of my life insurance policy and the potential tax consequences of surrendering it. Before making any financial decision, I requested the following information:

• My cost basis or total premiums paid into the policy
• The taxable amount if I surrender the policy
• The tax implications of a full surrender
• A detailed breakdown of the cash surrender value

I made it clear that I was not authorizing surrender of the policy. I was only requesting information so that I could make an informed decision.

Despite my written request, Globe Life failed to provide the information I requested. Instead, I received a generic response that did not answer my questions. I then followed up again, but as of today I still have not received the specific information requested.

In addition, I have experienced difficulty reaching anyone who is knowledgeable and able to assist me. I believe Globe Life has failed to provide reasonable customer service and has not fulfilled its obligation to provide policy information to a policyholder upon request.

I am requesting that Globe Life promptly provide:

1. The total amount of premiums I have paid into the policy
2. The cost basis of the policy
3. The current cash surrender value
4. The taxable portion, if any, of the surrender value
5. A written explanation of any tax consequences related to surrendering the policy

I would appreciate the Better Business Bureau’s assistance in obtaining a complete and timely response from Globe Life.

2 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

We hope you'll accept our apology for the delay you have experienced in getting the answers you need. Please reach out to a customer care supervisor for assistance with this request. Kindly email cspolicyservices@globe.life at your earliest convenience. Thank you for your feedback, and we hope to hear from you soon.

Rated 5 out of 5 stars

Amezing products

Amezing products

1 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

Thank you so much for taking the time to leave us feedback! Your satisfaction is always our top priority.

Rated 1 out of 5 stars

I could not convince them to update my Policy.

I could not convince them to update my Beneficiary information on the Lost Policy Certificate that is used when the main policy is lost. She said that they could not update that information, even though they have access and control of their database. How ridiculous.

In their response to my complaint they gave me a link back to their website but no one to speak with about the issue. I guess we are back to, well we responded but we never heard back from you, type of a situation. Oh well, if you don't want to resolve this customer issue, then don't bother me again. I will continue to pay my $379.00 monthly premiums and hope that in the end my beneficiaries receive the benefits without a hassle.

1 April 2026
Unprompted review
Globe Life logo

Reply from Globe Life

Ernest, we would like to connect you with a customer care supervisor who can look into this for you. Please reach out at cspolicyservices@globe.life, and we will be glad to assist. Thank you for your feedback, and we hope to hear from you soon.

Rated 5 out of 5 stars

A nice agent helped me with my claim

A nice agent helped me with my claim. I appreciate the information received from the agent.

30 March 2026
Unprompted review
Globe Life logo

Reply from Globe Life

Agnes, this is great news! We are so glad to hear that we could assist. Please know we want you to reach out if we can help in any way!

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