I hold annuities from Global Atlantic, Symetra, Nationwide, and Athene via my Chase broker. When I registered online, I was amazed at how effortlessly it went. Whenever I required assistance, it... See more
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Review summary
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Reviews shaping this summary
My first transaction with Gainbridge, I was a little nervous about the transfer of funds between banks and Gainbridge. There was a small period of time where I didn’t know who was holding my funds. Af... See more
Company replied
I found Gainbridge on the internet when I was searching for an Annuity. They were very clear and upfront with their rates and terms, my communications prior to opening my account were with real peopl... See more
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Looking for an investment for my retirement savings. While searching through the investment opportunities, I noticed an annuity which had a great rate. I was like, "What's the catch." After doing s... See more
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Company details
About Gainbridge
Written by the company
Gainbridge® was founded to be a better way for people to grow their money. Through our self-managed digital platform, we eliminated hidden fees and commissions, putting the power and more money back in your hands, which, really, is where it should have been all along.
How does buying annuities directly from Gainbridge® work?
1. Apply in minutes: Open an account with an easy, online application.
2. Fund your annuity: You can fund your annuity by a checking or savings account, check, or, for products that qualify, qualified transfer (typically an IRA, 401(k) or 1035 exchange).
3. Watch your money grow: To manage your account and see your growth, simply log into your Gainbridge® portal for real-time updates.
Apply now
Our online platform lets you buy our annuities directly. This means you get a transparent experience, putting the power and higher returns back in your hands.
Insurers rated A- (excellent) by AM Best for their financial strength1. And with Gainbridge® annuity products, you can cancel within 30 days of receiving your contract. We strive to give you the most trustworthy and transparent experience as we continue to offer annuities built for the 21st century.
We have real people ready to help real people. Our gold medal support team is here to help. Reach us by phone, email, or live chat.
Contact us
1A.M. Best Company assigns ratings from A++ to S based on a company’s financial strength and ability to meet obligations to contract holders. A- (Excellent) is the 4th highest of 16 ratings. For more information about the rating, visit www.ambest.com
Annuities issued by Gainbridge Life Insurance Company, Zionsville, Indiana. Products and/or features may not be available in all states. All guarantees based on the financial strength and claims paying ability of the issuing insurance company.
Contact info
10555 Group 1001 Way, 46077, Zionsville, United States
- +1 866-252-9439
- team@gainbridge.com
- gainbridge.com
4.5
Excellent
1K reviews
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Higher interest paid.
9 January 2026
Reply from Gainbridge
Thomas,
Thank you for recognizing our competitive rates! We're committed to offering valuable annuity products that help our customers achieve their long-term financial goals.
The Gainbridge® Team
Process and timelines
Called and the lady explained the process and timelines. Also answered my question about designating a beneficiary
6 January 2026
Reply from Gainbridge
Michael,
We're so pleased to hear about your positive interaction with Gainbridge®! Every customer deserves attentive, professional service, and we're glad we could provide that for you.
The Gainbridge® Team
DocuSign Issues.
The Gainbridge team was great, but not so much for the DocuSign people. Couldn't receive e-mails from them, to execute the contract, and the problem was never resolved—no problem with e-mails from Gainbridge.
19 December 2025
Reply from Gainbridge
Mr. Pete,
We're sorry to hear about your communication issues with one of our partners. That is not the level of service we aim to provide. Thank you for letting us know, all feedback is taken and will help us improve our offerings.
The Gainbridge® Team
best rates in the market
great staff to communicate with .They make it very simple and stress free. Great rates .This is my second year with them .My local bank cant compete with them and lost a lot of buisness.Thankyou Gainbridge
8 January 2026
Reply from Gainbridge
Linda,
We're delighted you've found value in our rates! Our team continuously monitors the market to ensure our annuity offerings remain competitive while maintaining the reliability you expect from Gainbridge®.
The Gainbridge® Team
Easy and simple.
15 December 2025
Reply from Gainbridge
Richard,
Your feedback about our user-friendly interface is greatly appreciated! We believe that managing your financial future through annuities should be straightforward, and we're glad we could deliver on that promise.
The Gainbridge® Team
nobody is perfect
9 January 2026
Reply from Gainbridge
Judy,
Thank you for your feedback! While we strive to be a perfect savings partner for all of our customers, we acknowledge that anyone can fall just short of this achievement. Please reach out to our dedicated support team at 1-866-252-9439 or team@Gainbridge.io so we can address any lasting questions personally.
The Gainbridge® Team
Excellent The agent who I spoke with
Excellent The agent who I spoke with, was so helpful to me. She was very patient and understanding that I’m a senior citizen and I had a hard time filling the paperwork out.
13 January 2026
Reply from Gainbridge
Sharon,
Thank you for recognizing our customer service team! We take pride in providing professional and knowledgeable support. We'll make sure to share your kind words with our team members who assisted you. We are always here for all of your savings needs.
The Gainbridge® Team
Easy online way to purchase an annuity.
14 January 2026
Reply from Gainbridge
Jean,
Thank you for noting how easy it was to use our Gainbridge® platform! We understand that annuity services should be accessible, and we're glad we could provide you with a smooth experience.
The Gainbridge® Team
The returns.
29 December 2025
Reply from Gainbridge
Samuel,
Thank you for recognizing the value we offer! We believe that competitive annuity rates combined with excellent service create the best experience for our customers.
The Gainbridge® Team
Reply from Gainbridge
Mrs. Meredith,
We're pleased you appreciate our rate offerings! Balancing competitive annuity rates with reliable service is core to our mission at Gainbridge®.
The Gainbridge® Team
Good rate and easy to buy online
30 December 2025
Reply from Gainbridge
Nawal,
We appreciate your feedback about our annuity rates! Our goal is to provide industry-leading value while maintaining the stability and security you deserve.
The Gainbridge® Team
Reply from Gainbridge
Jamie,
We're delighted to hear that you found our annuity buying process simple and efficient! Our team works continuously to streamline our digital experience, and your feedback validates these efforts.
The Gainbridge® Team
So far so good!!
It was really easy to enroll and open an account. The interest rate is very enticing and I hope it will delivered what was promised after the 5 years term.
5 January 2026
Reply from Gainbridge
Polito,
Your feedback about our easy-to-use platform is wonderful to hear! We're committed to maintaining this level of simplicity while providing comprehensive annuity solutions.
The Gainbridge® Team
Easy to make decisions and invest.
10 January 2026
Reply from Gainbridge
Sanjivan,
Thank you for noting how easy it was to use our Gainbridge® platform! We understand that annuity services should be accessible, and we're glad we could provide you with a smooth experience.
The Gainbridge® Team
Phone gets you to a live person quickly…
Phone gets you to a live person quickly and my rep personally followed up with me.
2 January 2026
Reply from Gainbridge
Scott,
Your praise for our customer service team means a lot to us! We invest heavily in our customer service team to provide the highest level of support, and we're glad this showed in your experience.
The Gainbridge® Team
Gainbridge is an incompetent institution
Gainbridge is not what it claims; it is an inconsistent institution with a high level of mismanagement of clients' funds and unmanageble incompetency.
It misplaces and stagnates clients' funds for its own gain.
8 January 2026
Reply from Gainbridge
Dr. Lazaro,
We apologize for not meeting your expectations. Every customer's experience matters to us, and we'd like to understand where we went wrong. We aim to provide excellent value with our annuity products while ensuring the security and stability our customers’ deserve. Please reach out to us directly at 1-866-252-9439 or team@Gainbridge.io so we can work towards a resolution.
The Gainbridge® Team
An overall positive experience
The Gainbridge website presented information clearly and the transaction was easy to complete. Communication from Gainbridge was also good.
31 December 2025
Reply from Gainbridge
David,
We're thrilled to read about your positive experience with Gainbridge®! Our team is dedicated to providing exceptional service along with strong annuity products, and we're grateful to have customers like you who recognize and appreciate these efforts.
The Gainbridge® Team
Reply from Gainbridge
Johanna,
Thank you for your review! We're glad you had a great experience with Gainbridge®.
The Gainbridge® Team
Reply from Gainbridge
Richard,
Thank you for taking the time to share your positive experience with Gainbridge®! We're happy to hear that you're satisfied with our annuity products.
The Gainbridge® Team
Quite easy to transfer funds and open …
Quite easy to transfer funds and open an account
29 December 2025
Reply from Gainbridge
Murray,
We're delighted to hear that you found our annuity buying process simple and efficient! Our team works continuously to streamline our digital experience, and your feedback validates these efforts.
The Gainbridge® Team
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