Fora Credit Inc. Reviews 

735
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 171 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the easy application and setup process, along with quick access to funds. Many appreciate the helpful and professional staff, who provide excellent customer service and support. People value the ongoing line of credit, offering flexibility and financial assistance when needed. However, some customers noted concerns regarding high interest rates, which they found substantial. A few also felt there were delays in receiving funds after approval. Additionally, some reviewers were not happy with customer support, citing unresponsiveness and difficulty getting clear answers.

What people talk about most

Payment

Customers had ambiguous experiences with payment. Many reviewers found the process of requesting money and... See more

Service

People report positive experiences with service, often highlighting its speed, ease, and helpfulness,... See more

User experience

Consumers find the user experience to be positive, with many describing the application process as super easy... See more

Customer service

Reviewers mention positive feedback about customer service, with many praising the helpfulness and... See more

Staff

Clients share positive opinions on staff, frequently describing them as professional, helpful, and easy to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Was super easy to apply and set up. Requesting money is as easy as signing in and hitting a few buttons. Money comes that day if requested before noon. Making a payment reflects immediately, no wai... See more

Rated 5 out of 5 stars

I highly recommend Fora for anyone looking for a loan when the bank won't help. Very easy process and fast payout on your approved loan. Plus you will alway have an ongoing line of credit,you can draw... See more

Rated 5 out of 5 stars

Using Fora is very easy to get started along with onboarding process. When I had questions, the live person that helped me was very patient and polite. Definitely would recommend if you are able to... See more

Rated 5 out of 5 stars

When they said Online submission and approval it’s really mean it. They offer extra money automatically when you are upto date with your payments and this is really really worth it for me. Thanks


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service

Written by the company

Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. Currently, we are offering a Line of Credit to residents of Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, and Saskatchewan but additional provinces will be operational soon. Applying for a Line of Credit from Fora is easy and 100% online. Credit limits range from $1,000 to $15,000. The annual interest rate for a Fora Line of Credit ranges from 19.9% to 34.9%.. Actual rates may vary and are subject to eligibility, underwriting and creditworthiness. You only pay interest on the amount of credit you use, not on your credit limit. It’s the flexibility in a credit product you have been looking for! BC Licence#: 84559; BC Licence#: 84740


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

735 reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 86% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(735)

171 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Online

I was able to get approved for line of credit and it's useful. Interest too high I'm hoping it will go down more. Transfered of funds takes a bit long.

18 September 2025
Rated 5 out of 5 stars

Fora was there when we needed it the…

Fora was there when we needed it the most. Its just unfortunate that we needed the help in the first place, but all is coming along great. They were there when I needed then the most. Thankyou

18 September 2025
Rated 1 out of 5 stars

Interest rate

9 September 2025
Fora Credit Inc. logo

Reply from Fora Credit Inc.

Hello James,
If you have any specific questions, please contact us at 1-888-899-3672. We are here to assist you. Thank you.

Rated 5 out of 5 stars

non biased assessment

I recieved a non biased assessment.
Funds were arranged as promised, and the current process seems to be much more efficient.

2 September 2025
Rated 5 out of 5 stars

Super easy to deal with!

Super easy to deal with and everything was done on line.
Money deposited the same day that I requested it.
Would absolutely use them again.

28 August 2025

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