Was super easy to apply and set up. Requesting money is as easy as signing in and hitting a few buttons. Money comes that day if requested before noon. Making a payment reflects immediately, no wai... See more
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Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. Currently, we are offering a Line of Credit to residents of Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, and Saskatchewan but additional provinces will be operational soon. Applying for a Line of Credit from Fora is easy and 100% online. Credit limits range from $1,000 to $15,000. The annual interest rate for a Fora Line of Credit ranges from 19.9% to 34.9%.. Actual rates may vary and are subject to eligibility, underwriting and creditworthiness. You only pay interest on the amount of credit you use, not on your credit limit. It’s the flexibility in a credit product you have been looking for! BC Licence#: 84559; BC Licence#: 84740
Contact info
Toronto, Canada
- 1-888-899-3672
- service@foracredit.ca
- foracredit.ca
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Replied to 85% of negative reviews
Typically replies within 1 week
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Has been easy and fast setup and…
Has been easy and fast setup and approval process and easy to get a draw on your loan.. quick easy and everything goes smooth with payments coming out and stuff and no annoying phone calls from them
prompt and courteous service
Your associates were very warm and respetcfull.
They answered all my questions regarding the process.
Most of all, I was pleasantly amazed with the processing time once all required documents were submitted.
Support is lacking
Support is lacking, and unable to actually do things as per the contract you agree to. Needed to update bank accounts, which the contract explicitly states you can email to their email. Nobody replies, and chat support is incapable of doing anything (or unwilling)

Reply from Fora Credit Inc.
Great fast and friendly service.Would…
Great fast and friendly service.Would recommend Fora for your needs
Terrible interest rate
Terrible interest rate, been offered lower rates through fora but you guys won’t put them through while I have a balance.

Reply from Fora Credit Inc.
I was approved for my line of credit in…
I was approved for my line of credit in less than 30 minutes, and the money was transferred into my account the same day after I made the request. The process was quick, smooth, and easy.
So far my experience with Fora Credit…
So far my experience with Fora Credit has been good. In doing credit limit increases, I feel that Fora Credit should be offering these increases more frequently and not waiting 6 months when a person’s account and payment history is excellent.
Great experience..
I gave 4 stars because getting a line of credit here was incredibly easy, and managing the repayments is a breeze. They automatically collect payments from my checking account every two weeks, which keeps things stress-free. I also love that you have the flexibility to make extra payments whenever you want to lower your balance faster. Best of all, it has given a really great boost to my credit score! Highly recommend.
Affordable
Company is an absolute ideal option for…
Company is an absolute ideal option for people who need a loan and reusable credit. They are so easy to deal with and making payments and dealing with making withdrawals with their online platform couldn't be easier. Highly suggest using this company 10 out of 10.
Easy to connect
Fora helped me financially when I…
Fora helped me financially when I needed some extra money for my expenses. It's easy and very reliable.
Thank you Fora!
Process was very easy
Process was very easy to obtain the loan and easy to maintain payments and use. Would recommend.
Limited Payment Options and Lack of Help to Make more money off you
Sure, sure; receiving money is easy, and the one- to two-day wait isn't a bad thing, so people might think twice about impulsive spending.
The problem is the interest is a daily rate that is based on an annual rate of an extremely high number (its nearly half). So you could be paying hundreds a month on only $4000.
To make it worse, they say they only accept debit. I couldn't wrap my head around what I wasn't understanding because my debit does not have a security number, like most debit cards in Canada. Upon contacting customer service multiple times, they failed to explain anything. I was told to just 'use the security number on the back of my debit card.' I asked a few times over the span of a couple months, getting so fed up I had to give it a break before I called them and lost it. REMEMBER THIS IS A DAILY INTEREST RATE.
I had to put it together myself when I found out about a virtual Visa debit card, paid off the emergency funds I used, and will never ever draw money from this credit line unless I am about to die and have no other options.
I highly suggest running an AI detector on this review and others for forums. Then make a judgment on that.

Reply from Fora Credit Inc.
Money isdued
Its a great help to me at a time when have finanicial difficulties,easy to use and fast hopefully will be able to pay off soon,
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