Fora Credit Inc. Reviews 

740
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 174 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently find the application process and overall user experience to be very easy and straightforward, allowing for quick access to funds. Many people appreciate the efficiency and helpfulness of the staff, describing the service as superior and supportive, especially during financial difficulties. The company is often seen as a reliable option for those needing a line of credit, with funds frequently available the same or next day. However, some people mentioned high interest rates, making it challenging to pay off loans quickly. A few other people also felt that customer service was sometimes unresponsive or unhelpful, struggling to get clear answers or resolve issues. Additionally, some reviewers experienced delays in receiving their funds, contrary to the generally fast deposit times.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment, with many praising the ease and speed of accessing funds... See more

Service

Users describe positive interactions with service, highlighting the helpful and supportive nature of the... See more

User experience

Customers had positive experiences with user experience, consistently describing the process as easy to... See more

Customer service

Consumers generally report positive experiences with customer service, highlighting prompt follow-ups, clear... See more

Staff

Customers consistently note positive experiences with staff, describing them as professional, helpful, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I highly recommend Fora for anyone looking for a loan when the bank won't help. Very easy process and fast payout on your approved loan. Plus you will alway have an ongoing line of credit,you can draw... See more

Rated 5 out of 5 stars

Was super easy to apply and set up. Requesting money is as easy as signing in and hitting a few buttons. Money comes that day if requested before noon. Making a payment reflects immediately, no wai... See more

Rated 5 out of 5 stars

Using Fora is very easy to get started along with onboarding process. When I had questions, the live person that helped me was very patient and polite. Definitely would recommend if you are able to... See more

Rated 5 out of 5 stars

When they said Online submission and approval it’s really mean it. They offer extra money automatically when you are upto date with your payments and this is really really worth it for me. Thanks


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service

Written by the company

Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. Currently, we are offering a Line of Credit to residents of Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, and Saskatchewan but additional provinces will be operational soon. Applying for a Line of Credit from Fora is easy and 100% online. Credit limits range from $1,000 to $15,000. The annual interest rate for a Fora Line of Credit ranges from 19.9% to 34.9%.. Actual rates may vary and are subject to eligibility, underwriting and creditworthiness. You only pay interest on the amount of credit you use, not on your credit limit. It’s the flexibility in a credit product you have been looking for! BC Licence#: 84559; BC Licence#: 84740


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

740 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 86% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(740)

175 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

I have asked for an increase after…

I have asked for an increase after being a long time client and keep getting declined- not sure why do not really happy with the service at this point

7 July 2025
Fora Credit Inc. logo

Reply from Fora Credit Inc.

Hello Gilbert,
Thank you for providing your feedback.
Our team would be happy to discuss this matter with you, please feel free to reach out to us at 1-888-899-3672.

Rated 1 out of 5 stars

Interest rate reduction …

I asked for an interest rate reduction and the person I talked to was very vague and cryptic. They wouldn’t even consider it.

23 June 2025
Fora Credit Inc. logo

Reply from Fora Credit Inc.

Hello Casey,

Thank you for taking the time to leave a review and for providing your feedback.

Our team would be happy to provide any clarification and assist you with your questions. Please feel free to reach out to us at 1-888-899-3672.

Rated 5 out of 5 stars

straightforward and transparent credit line

I have been using Fora for approximately one year. Their level of service and transparency is absolutely amazing. They are very easy to deal with and clear about payments and credit limit limits. I would highly recommend Fora to anyone looking for an easy to use straightforward credit line supported by excellent customer service.

13 June 2025
Rated 5 out of 5 stars

I just wanted to share that I’ve had a…


I just wanted to share that I’ve had a really good experience with Fora Credit. The process was quick and straightforward, and their team was helpful and professional throughout. Everything was clearly explained, and I felt supported the whole way. I would definitely recommend them to anyone looking for a reliable credit option.

18 June 2025
Rated 1 out of 5 stars

Applied with fora for a line of credit…

Applied with fora for a line of credit through koho I sent all the documents and even did the the login where they access your bank account and can see the transactions they were offering my 30 percent interest and that was really high also in the span of a month of a half they asked me 6 times to verify my account re upload the same documents 5 times sign the agreement again the people working for this company are not smart at all or animals just working there and I closed my application

9 June 2025
Unprompted review
Fora Credit Inc. logo

Reply from Fora Credit Inc.

Hello Jason,

We’re sorry to hear about your experience and we appreciate you taking the time to leave a review as we’re always looking for ways to improve.

If you still need assistance or would like to speak to a member of our team, please contact us at 1-888-899-3672. We would be happy to assist you. Thank you.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look