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Rated 5 out of 5 stars

Just arranged a loan for my business. Not a small amount. Very efficient organisation, online system excellent, and when I spoke to them on the telephone they were very helpful. Interest rate more... See more

Company replied

Rated 5 out of 5 stars

Very quick and easy process, with team explaining all pof the way the process. If any technical issues when completing web application , this was sort straight away. Staff could not do enough to he... See more

Company replied

Rated 5 out of 5 stars

Esme were a pleasure to deal with. We were looking for short term borrowing for our business. The application process was straight forward and communication was prompt and courteous. Funds in our a... See more

Company replied

Rated 4 out of 5 stars

Very flexible online loan facility. At the right price.

Company replied

Company details

  1. Financial Institution

About Esme Loans

Written by the company

Esme Loans, owned by NatWest, makes getting funding for your business simple and hassle-free; so you can make the most of every opportunity.

What Esme Does

  • Unsecured business loans for Limited Companies and Sole Traders
  • Amounts up to £250,000
  • Terms from 1 to 5 years

Why choose Esme?

  • Esme only uses soft-credit checks, so your credit score is protected.
  • The paperless application only takes 10 minutes and you’ll get a rapid decision, giving you more time to focus on your business.
  • Get competitive rates, with no set-up fees.
  • There are no early repayment charges for any amount. So, if you want to pay back all of it, or just some of it early, you can at no extra cost.
  • If approved, funds can be in your account within an hour, so there’s no waiting around.

Who is eligible to apply?

You must be a sole trader or Director of a UK Limited company registered with Companies House that has been actively trading for at least 3 years. You must have a turnover of £50,000 or more and a track record of making profit. The minimum age for applying is 18 years old and you need to be a UK resident and a homeowner.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

32 reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

Not only was the Esme loan far cheaper…

Not only was the Esme loan far cheaper than other providers. The application process was seamless and extremely quick.

5 December 2019
Unprompted review
Esme Loans logo

Reply from Esme Loans

Hi Nick,

It's great to hear you found the process nice and straight forward! Thank you very much for your comments.

Kind regards,

Jake
Customer Services Manager @ Esme

Rated 5 out of 5 stars

First class service!

The whole process was straightforward and fast. The borrowing rate we were given was competitive and the service we received from Esme was first class. I would highly recommend them.

29 November 2019
Unprompted review
Esme Loans logo

Reply from Esme Loans

Hi Eddy,

Thank you very much for your feedback! I am glad you found the service first class and have passed your comments on to the team.

Kind regards,

Jake
Customer Services Manager @ Esme

Rated 5 out of 5 stars

very easy to sort out

very easy to sort out. Thanks

20 November 2019
Unprompted review
Esme Loans logo

Reply from Esme Loans

Hi Steven,

Thank you for taking your time out to leave a review, I'm glad the experience was nice and easy!

Kind regards,

Jake

Rated 5 out of 5 stars

Amazingly quick and straightforward and…

Amazingly quick and straightforward and the person I spoke with was very helpful and knowledgeable..I am very very impressed!

18 November 2019
Unprompted review
Esme Loans logo

Reply from Esme Loans

Hi There,

It's great to hear the team were able to help. Thank you very much for the feedback!

Kind regards,

Jake

Rated 5 out of 5 stars

Very quick response and turnaround

Very quick response and turnaround. Staff were extremely professional and helpful on setup.

31 October 2019
Unprompted review
Esme Loans logo

Reply from Esme Loans

Hi Gareth,

It was a pleasure to help you and your business!

Thank you for your comments.

Kind regards,

Jake

Rated 5 out of 5 stars

Very quick and easy process

Very quick and easy process, with team explaining all pof the way the process.
If any technical issues when completing web application , this was sort straight away.
Staff could not do enough to help.

17 October 2019
Unprompted review
Esme Loans logo

Reply from Esme Loans

Hi Brian,

We really appreciate the feedback, thank you! Great to hear we were able to help!

Kind regards,

Jake

Rated 5 out of 5 stars

Very efficient business loan service…

Very efficient business loan service understanding ,clear and very helpful indeed simply good with customers

15 October 2019
Unprompted review
Esme Loans logo

Reply from Esme Loans

Hi Duncan,

It was a pleasure speaking with you earlier!

Thank you for taking your time out to leave a review, I'm glad you enjoyed your experience with Esme.

Kind regards,
Rayanna

Rated 5 out of 5 stars

Great service.

Great service.
Overcame a couple of unforeseen challenges along the way.
Highly recommended.

Thanks Esme

11 October 2019
Unprompted review
Esme Loans logo

Reply from Esme Loans

That's great to hear, thank you Tom. We really appreciate the feedback!

Kind regards,

Jake

Rated 5 out of 5 stars

Really great company

Really great company, easy to deal with and very good at keeping in constant communication. Would highly recommend

27 September 2019
Unprompted review
Esme Loans logo

Reply from Esme Loans

Thanks for the kind words Tamazin! Welcome to Esme.

Kind regards,
Jake

Rated 5 out of 5 stars

Easy to arrange

Easy to arrange, simple straight forward and friendly staff. Much better than dealing with a high street bank. No fuss and treated as an individual, unlike the high street bank!

23 September 2019
Unprompted review
Esme Loans logo

Reply from Esme Loans

Hi Surjit, thanks for taking the time to leave the super feedback!

Jake

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