eCapital Freight Factoring Reviews 1,548

TrustScore 4 out of 5

4.0

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, clear communication, and proactive approach, making interactions pleasant and productive. Many people highlight the personalized attention and dedication of individual team members, noting their willingness to go the extra mile to ensure smooth processes and address queries promptly. However, some customers experienced dissatisfaction with the company's service and payment processes. These individuals reported issues such as slow funding times, with some stating it took several days to receive funds instead of the promised same-day service. There were also mentions of poor communication, lack of interest in their business, and difficulties in resolving issues, with some tasks taking weeks to acknowledge. A few other people also felt that there were issues with the handling of funds and that customer service was unhelpful or dismissive.

What people talk about most

Staff

Consumers find staff to be positive, highlighting their professionalism, helpfulness, and excellent... See more

Service

Users describe ambiguous interactions with service. Many customers praise the excellent support, highlighting... See more

Customer service

Customers had ambiguous experiences with customer service. Many reviewers praised specific sales... See more

Payment

People report negative experiences with payment. Many customers express frustration with delayed funding,... See more

Response time

Clients share ambiguous opinions on response times. Many customers praise quick and instant responses from... See more

Based on these reviews

Rated 5 out of 5 stars

Alex was extremely helpful throughout the entire process. From the first step to the final result, he was professional, supportive, and easy to work with. He explained everything clearly, answered a... See more

Company replied

Rated 5 out of 5 stars

We’re truly grateful for Alex's help in setting up our factoring account. From start to finish, he was incredibly knowledgeable, patient, and made sure we understood every part of the process. His cle... See more

Company replied

Rated 5 out of 5 stars

Working with ECapital has been a genuinely great experience, thanks to our sales rep, Johnny McSorley. As a freight broker, solid factoring is key, and Johnny consistently delivers. He truly underst... See more

Company replied

Rated 5 out of 5 stars

Johnny was extremely helpful throughout the entire process. From the first step to the final result, he was professional, supportive, and easy to work with. He explained everything clearly, answere... See more

Company replied

Rated 5 out of 5 stars

Our experience has been outstanding. The onboarding process was quick and easy, and our agent, Alex Sanchez, was incredibly helpful. He answered all our doubts in a timely manner. Ecapital service... See more

Company replied

Rated 5 out of 5 stars

Want to write this review about worker skyla baker from e capital she is really helpful and kind. All the time when I have issue i ask her to help and she always replies super fast and always tries to... See more

Company replied

Rated 1 out of 5 stars

E Capital dropped many carriers like hot tamales w/out advance notice. They parted ways w/carriers w/less than 5 trucks is what we were told. Our accounts were sold, no worries; however, they are ta... See more

Company replied

Rated 5 out of 5 stars

We had tge chance to deal with Johnny McSorley and he made our factoring experience exceptional. He went back and forth with our previous factoring company to make sure we were set up with eCapital as... See more

Company replied

Rated 1 out of 5 stars

This company did not show any interest, communication, or appreciation for our business. We've since moved to another factoring company and CANNOT STRESS HOW MUCH BETTER IT IS. Worst decision our comp... See more

Company replied

Rated 5 out of 5 stars

I've worked with Ecapital for the better part of five years. The system they have in place helps us as (load brokers) to vet carriers and weed out potential business partners we don't want nor can af... See more

Company replied

Rated 5 out of 5 stars

dealing with Roxana Zambrano​​​​ Encalada has been nothing short of excellent and a blessing. God bless her patience with me and all my questions and I could not recommend her enough for how ama... See more

Company replied

Rated 5 out of 5 stars

Wanted to give a big shout out to Ruth DuPlessis our account manager for keeping on top of our account and her attention to details. Ruth also communicates well and is always a pleasure to work with.... See more

Company replied

Rated 5 out of 5 stars

First I want to say thanks to Alex Sanchez at ECapital for listening and understanding what I was facing. A friend of mind referred me to him and told me he’s the man to see on factoring and he’s goin... See more

Company replied

Rated 5 out of 5 stars

Working with Johnny and Cori has been an absolutely amazing experience. As a new brokerage company, eCapital has given us the ability to grow larger every single day, and that growth would not... See more

Company replied

Rated 5 out of 5 stars

I've been working with Sarah. She's great and their team is very good. Very detailed in purchasing process of the Invoices which help in lowering the #'s of Invoices in Dispute or Charge back. I'... See more

Company replied

Rated 1 out of 5 stars

My company had been hear less than a month, Factoring company is there to help Truck companies to get funded fast and help running companies. Instead this company takes long time to verify brokers aft... See more

Company replied

Rated 5 out of 5 stars

I have been dealing with eCapital for more than 3 years now and i would recommend everyone. They have highly professional employees, I deal with Nattasha Nayyar and she is one the best person to work... See more

Company replied

Rated 5 out of 5 stars

ALEX SANCHEZ was a very helpful and kind individual. He was able to answer all my questions, and he has very good communication skills. ALEX helped me with communicating with me in Spanish as well.... See more

Company replied

Rated 5 out of 5 stars

I’m very happy with my experience so far with eCapital. I’d especially like to recognize Alex Sanchez, who opened the account for me. He handled everything with great care, patience, and professiona... See more

Company replied

Rated 5 out of 5 stars

I have been working with ECapital for years and always had a great experience and the knowledge of their staff is very good and my Account Manager Ruth DuPlessis is always pleasant and understan... See more

Company replied

Rated 5 out of 5 stars

From start to finish Johnny McSorley was very helpful and available each time I called or emailed him. He was thorough answering all of my questions and concerns about getting set up with eCapital and... See more

Company replied

Rated 5 out of 5 stars

Hello, Thank you for reaching out and for the opportunity to work with eCapital. So far, my experience has been positive. The team has been attentive, and the factoring process is working as expe... See more

Company replied

Rated 5 out of 5 stars

Alex Sanchez was excellent his customer service exceeded my expectations. He throughly explained everything to me in great detail and answered all of my questions. I definitely would recommend him t... See more

Company replied

Rated 5 out of 5 stars

I have to say that Johnny McSorley was very professional in all our onboarding process, very patient clearing all doubts along with Gabriela Arduz We are glad to be enrolled to ECAPITAL

Company replied

Rated 5 out of 5 stars

Im very satisfied with eCapital. I didn't know what to expect but over the months ive gain a relationship with them. Had great experiences with everyone.

Company replied

Rated 5 out of 5 stars

My onboarding experience with eCapital was excellent, largely thanks to Randy Redler. From the very beginning, he was extremely communicative and made sure I understood each step of the process. H... See more

Company replied

Rated 5 out of 5 stars

I have been working with E capitol for the past 5 years and have always had a very good experience, thanks to the help of Helga and Alex Sanchez. I recommend E capitol.

Company replied

Rated 5 out of 5 stars

Dylan Druer is one of the best customer representative's I've ran across in a long time. Greatly appreciate him and eCapital for the support in growing our business.

Company replied

Rated 5 out of 5 stars

I been working with Alexandra Flores, and she great at communicating and getting me answers to all my questions and concerns, and paying on time my invoices. Thank you e capital for having an outsta... See more

Company replied

Rated 5 out of 5 stars

Excellent service! ALEX SANCHEZ was professional, reliable, and easy to work with. Everything was handled smoothly and exactly as promised.

Company replied

Rated 5 out of 5 stars

ALEX SANCHEZ Is the best !! He went above and beyond, He worked with me and explained everything to me as far as the process and the app. Every time I called or emailed him he answered or responded pr... See more

Company replied

Rated 1 out of 5 stars

Everything from set up to fees and time to customer service. We were told something else , poor management and services. they take 3 days for EFT and no other method never switch until you have fu... See more

Company replied

Rated 1 out of 5 stars

This company absolutely crucified the company I work for. The communication and help was none existent. We have asked for a full break down of every transaction and we have been completely ignored. Th... See more

Company replied

Rated 5 out of 5 stars

top service and very professional on all levels and the way our rep Darlene Desjarlais care about customer services is top level care, she is the most professional rep we ever had on all levels

Company replied

Rated 1 out of 5 stars

Right from sign up to funding invoices, everything is a nightmare with this company. We were told all the rosy stories but ended up with nightmare. It takes literally 3-4 days to get funds into your a... See more

Company replied

Rated 5 out of 5 stars

Everything is super simple and very explainable. I get a load and I dictate on when I want it received. Rather in a couple of days or a couple of hours. It’s a great service and fees are not outrageou... See more

Company replied

Rated 5 out of 5 stars

Knowledgeable about industry, very helpful and patient. Truly thankful to you in my corner.

Company replied

Rated 5 out of 5 stars

eCapital always provides 5 star service and will go out of their way to help move your operation forward.

Company replied

Rated 1 out of 5 stars

I had very poor experience with E-Capital. After a year of cancellation they still owe me money from unpaid loads, more then $1000. I have up to call them anymore. Very complicated cancellation policy... See more

Company replied

Rated 5 out of 5 stars

Barbara is amazing to work with, always responds, quick turnaround in resolving any issues

Company replied

Rated 1 out of 5 stars

They sent payment for services we completed for my company to a company we don’t work with. They received an invoice with a voided check from my company directly and still paid someone else. We... See more

Company replied

Rated 5 out of 5 stars

I've been working with Johnny. That guy is great and his team is amazing. So far so good. I'm hopeful that as we move down the road things get better faster and easier. So far so good

Company replied

Rated 5 out of 5 stars

I had a great experience with johny.he was very friendly and professional. It was a pleasure to work with him

Company replied

Rated 1 out of 5 stars

We worked with eCapital using their brokerage factoring platform. It was one of the worst decisions my business partner and I made when starting a company. They do not care about their business pa... See more

Company replied

Rated 1 out of 5 stars

This is the worst factoring company to do business with. Even months after you quit doing business with them they will not release you to go to another factoring company. So if you need your money t... See more

Company replied

Rated 4 out of 5 stars

I appreciate that we have a dedicated account manager, so Sarah is familiar with our company and practices. Honestly Sarah Clarke has been amazing in responding to all my issues expediently

Company replied

Rated 1 out of 5 stars

We have been with eCapital for 8+ years. There were so many issues with them. Our funding hasn't been processed so many times I can even count. They forgot about it. So I had to call for it to be proc... See more

Company replied

Rated 1 out of 5 stars

Beware .. Im not sure when they got over taken by people from a third world country but they have just gotten worse, they think by just sticking to their lines that they have rehearsed every day that... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

eCapital is committed to accelerating access to capital for companies in the United States, Canada, and the U.K. By leveraging a team of over 700 experts and proprietary, industry- leading technology, eCapital is creating the future of business funding. With a full suite of products such as freight factoring, invoice factoring, lines of credit, asset-based lending, payroll funding, and equipment refinancing, eCapital ensures businesses have the funds they need to do more. Through its Transportation, Staffing, Wellness, Healthcare, Factoring and ABL divisions, eCapital delivers customized funding solutions for over 80 industries. To learn more about eCapital, visit eCapital.com.

Cash Flow You Can Count On

Written by the company

Faster, more flexible funding solutions
At eCapital, we’re always innovating our solutions to improve the way businesses manage their bottom line. Using technology & industry expertise, we’ve put together a truly unique package of offerings topped with world-class customer service that makes us completely different from our competitors.

Contact info

4.0

Great

TrustScore 4 out of 5

2K reviews

5-star
4-star
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Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

I had a great experience with johny.he…

I had a great experience with johny.he was very friendly and professional. It was a pleasure to work with him

4 December 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review! We will be sure to pass along your kudos to Johnny!

Rated 5 out of 5 stars

Excellent service

Excellent service! ALEX SANCHEZ was professional, reliable, and easy to work with. Everything was handled smoothly and exactly as promised.

18 December 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review, Gurwinder!

Rated 2 out of 5 stars

Customer service is rude

Bad experience with Amber. Portal has frequent issues.

16 December 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

We appreciate the feedback and take this very seriously. A member of our team will be reaching out to you shortly to discuss these issues you have experienced.

Rated 5 out of 5 stars

Johnny Mcsorley was above and beyond

Johnny Mcsorley was above and beyond ! keep up the good work.

1 December 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review, Sid! We'll be sure to pass along your kudos to Johnny!

Rated 5 out of 5 stars

ALEX SANCHEZ Is the best !

ALEX SANCHEZ Is the best !! He went above and beyond, He worked with me and explained everything to me as far as the process and the app. Every time I called or emailed him he answered or responded promptly. If I could give him more than 5 stars I would.

3 December 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review, Henry! We are so happy to hear that Alex has been so supportive during your onboarding process. We will be sure to pass along your kind words to him!

Rated 1 out of 5 stars

This company absolutely crucified the…

This company absolutely crucified the company I work for. The communication and help was none existent. We have asked for a full break down of every transaction and we have been completely ignored. The amount they are saying that we owe is excessive. They are actually like a legal loan shark. They will not accept any credit notes we have issued from the period when they received the payments for the invoices and they will not even negotiate on anything. They just commence legal proceedings. They are a very cut throat establishment. Avoid like the plague

21 November 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

We are disappointed to hear that our service has not met your expectations. Unfortunately, we are unable to locate your account with eCapital. We have requested additional information from you to help us locate your account and assist you moving forward.

Rated 1 out of 5 stars

DO NOT !!! Sign up!!!

DO NOT !!! sign up with eCapital freight factoring …A sales rep by the name of Ryan Reilly told me to fill out the application and he would let me know if I would be eligible to factor with eCapital and that it should only take a day to get signed up.. after several days I reached out but didn’t get a response… after several phone calls and emails I was finally able to get in contact with Ryan and he told me that there were some complications with getting me approved with factoring.. I asked how long would it take he said he didn’t know.. I let him know that without a definite answer I would have to move on to another factoring company.. So I reached out to another company only to find out that eCAPITAL freight factoring put a UCC on my company prohibiting me to work with any other factoring company When I asked to terminate the UCC …he gave me an email and stopped answering my calls .. It’s been a week and I’m literally stuck with No factoring company I lost both my drivers and I can’t even run myself.. I’m new to trucking and I put my all into this Just to get trapped by a company I sent email after email still No response this is not a good company stay away please !!!!

10 November 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

We apologize for the inconvenience, Rayleo. We understand that the request to terminate the UCC filing was passed our way Friday afternoon, and the permission letter was drafted and sent over to you this morning. If you need any additional support, please do not hesitate to reach out to our Customer Service team at 1-800-705-1500.

Rated 5 out of 5 stars

Alex Sanchez was excellent his customer…

Alex Sanchez was excellent his customer service exceeded my expectations. He throughly explained everything to me in great detail and answered all of my questions. I definitely would recommend him to a colleague. If you’re looking for exceptional customer service he is your go to!

12 November 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review, Adina! We are so happy to hear Alex was so helpful in answering all of your questions! We will pass along your kudos to him!

Rated 5 out of 5 stars

Everything is super simple and very…

Everything is super simple and very explainable. I get a load and I dictate on when I want it received. Rather in a couple of days or a couple of hours. It’s a great service and fees are not outrageous

27 October 2025
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you so much for the review, Larry!

Rated 5 out of 5 stars

Good experience with E capitol

I have been working with E capitol for the past 5 years and have always had a very good experience, thanks to the help of Helga and Alex Sanchez. I recommend E capitol.

29 October 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review, Osvaldo! It has been a pleasure to be a partner of yours for the past 5 years, and we will be sure to pass along your kind words to Helga and Alex!

Rated 1 out of 5 stars

Don't deal with them they lie write to your face

It's the worst place I ever delt with in my 20 years in the trucking crear

14 October 2025
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

We are disappointed to hear that your experience thus far has not met your expectations, Kimberly. One of our Customer Service team members will be reaching out to you shortly to get a better understanding of some of the issues you have experienced.

Rated 1 out of 5 stars

Right from sign up to funding invoices

Right from sign up to funding invoices, everything is a nightmare with this company. We were told all the rosy stories but ended up with nightmare. It takes literally 3-4 days to get funds into your account which they lied at the first place saying it will be same day funding. We never had any problems with our previous factoring company where we will have funds in our bank account the same day we submit the invoices. There is literally zero help from these people. DO NOT TRUST THEIR WORDS AT THE TIME OF SIGN UP!

1 October 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

We are disappointed to hear that your experience since coming on has not met your expectations. We have requested additional information from you, as we are unable to locate your account with eCapital. In the meantime, if you need anything at all, please call our Customer Service team at 800-705-1500, and a member of our team will be happy to assist.

Rated 1 out of 5 stars

Everything from set up to fees and time…

Everything from set up to fees and time to customer service.
We were told something else , poor management and services.

they take 3 days for EFT and no other method never switch until you have full transparency we are regretting for thjs switch , we wouldn't recommend.

24 September 2025
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

We are disappointed to hear that your experience with us has not met your expectations so far, Harjeet. After reviewing your account, it appears that there was a bit of a delay with completing the final buyout, which does happen from time to time. This has been passed along to our onboarding team. If you have any additional questions, please reach out to our Customer Service team at 800-705-1500, and our team will be happy to assist you further.

Rated 1 out of 5 stars

ECap ain’t it

I signed up in February of 2025 with an excellent sales rep named Randy. I think that's the best thing eCap has right now. Their transition team was a bit slow. Took me almost 3 weeks to get funded from the sign of my contract. Their collections team is trash. You will have aged invoices all the time. So what's the point in paying for factoring if you have to call and collect money yourself. They offer zero support when a load recourses. They really do not care about you or your company. Their software is trash. Their funding method is trash, gotta wait until the account manager is leaving for you to see which loads paid or didn't. If you upload and a load is not verified by the broker with their automation system, the load will be just removed and you'll be left wondering where the load went. Account managers do not answer emails and rarely call back. They don't train you on anything but uploading so if you're new to factoring this is definitely not the company for you. Oh let me not forget to mention that they WILL NOT REPLY TO BUYOUTS, so you are stuck with them for the life of your business. The fine print also states that if you terminate early it's 5% of you account limit NOT open AR. ECap is by far the worst factoring company out there. They will drive you out of business. I will say the one thing that was good with them is their express pay option. That's it.

13 August 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

We are disappointed to hear that your experience has not met your satisfaction. While our collections team works diligently to collect on outstanding receivables, we unfortunately cannot control when invoices are paid. I have confirmed with our team that we have not received any buyout requests for your account. Please reach out to our Customer Service team at 800-705-1500 and we will be happy to assist you further.

Rated 5 out of 5 stars

Im very satisfied with eCapital

Im very satisfied with eCapital. I didn't know what to expect but over the months ive gain a relationship with them. Had great experiences with everyone.

15 August 2025
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review, Louis!

Rated 5 out of 5 stars

From start to finish Johnny McSorley…

From start to finish Johnny McSorley was very helpful and available each time I called or emailed him. He was thorough answering all of my questions and concerns about getting set up with eCapital and made the process smoother.

22 August 2025
Unprompted review
eCapital Freight Factoring logo

Reply from eCapital Freight Factoring

Thank you for the review, Michelle! We are thrilled to hear that Johnny has made your onboarding process so smooth!

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