Cushon Reviews 1,916

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 495 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease of use and navigation of the app, finding it simple to manage their pensions and track savings. Many appreciate the efficient service, especially the seamless process of combining multiple pensions into one pot with minimal hassle. The staff and customer service receive high praise for being helpful, knowledgeable, and quick to respond, making complex transitions straightforward and pleasant. However, some people were dissatisfied with the app's functionality when trying to withdraw funds, describing it as terrible and leading to missed withdrawal deadlines. A few other people also felt that customer service was incapable or provided incorrect details, causing issues with pension transfers and a lack of updates.

What people talk about most

User experience

Clients share positive opinions on user experience, with many finding the app and systems easy to navigate... See more

Service

People report positive experiences with service, particularly praising the brilliant communication and... See more

Customer service

Customers consistently note positive experiences with customer service, praising the speed of everything and... See more

Application

Reviewers highlight positive aspects of the app, with many finding it easy to use for tracking pension... See more

Staff

Users describe positive interactions with staff, often highlighting their helpfulness, politeness, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We recently changed our workplace pension provider from Nest to Cushon. The process was painless and the implementation team (shout out to Lewis!) was very helpful and quick to respond to any querie... See more

Rated 4 out of 5 stars

I like the fact it is deducted directly from my salary, making it impossible to adding money to my fund. As a saver who does not take too much risk, investing a small amount every month for long term... See more

Rated 5 out of 5 stars

First off, the app is easy to navigate. They tracked all my pensions with other company and put them together in one pot. I can also see the estimated amount by the age of 65, which is very much encou... See more

Rated 5 out of 5 stars

A great, helpful and personable company with staff who know the product - which was a breathe of fresh air after the previous provider. It's a big decision to change service both for the company and... See more


Company details

  1. Retirement Scheme Provider
  2. Investment Service

About Cushon

Written by the company

Cushon by WTW

Cushon is a fintech workplace savings and pension business, using its world-leading financial technology to bring innovation to workplace savings to help people get comfortable with saving and investing.

In 2026, Cushon was acquired by WTW. Before then, while it was part of the NatWest Group, it was formerly known as NatWest Cushon.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
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1-star

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How this company uses Trustpilot

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Rated 5 out of 5 stars

pension swaps

really easy to use

18 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Hi Rob,

Thanks so much for your 5 * review. We're so glad you are enjoying your Cushon experience so far! Please continue to leave us feedback as you use the app and engage with your savings.



Team NatWest Cushon

Rated 5 out of 5 stars

Excellent customer Service on the…

Excellent customer Service on the telephone. A rare experience with financial companies. Called 3 times and call answered within seconds , let alone minutes!

12 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Hi Moira,

Thanks so much for your review! We're so pleased to hear that our Customer Service team provided an excellent service in helping with your queries. Please continue to share your feedback with us in the future.

Team NatWest Cushon

Rated 5 out of 5 stars

Excellent

Excellent
Very friendly polite staff

20 February 2026
Unprompted review
Cushon logo

Reply from Cushon

Hi Helen,

Thanks so much for your review! We're so pleased to hear that our Customer Service team provided an excellent service in helping with your queries. Please continue to share your feedback with us in the future.

Team NatWest Cushon

Rated 1 out of 5 stars

So bad it should be illegal

They have made it extraordinarily difficult to transfer my ISA. It has been rejected for the 5th or 6th time and I still have not been given my money.

They have in fact on several occasions given me the wrong information so that transfer requests would fail.

It has literally taken me months and spending lots of money on post and they keep on rejecting.

I have even called them and asked him specifically what information is needed and have been given the wrong information several times.

They are garbage.

Update: 20/03/2026

They reply now, much faster than they reply by email or their barely manned phone number. They are more interested in the appearance of customer service than actual customer service.

I will update there in detail if they succeed in helping me, after 2 MONTHS of repeatedly making no effort to do so.

Update 2 20/03/2026

I received a dismissive email from Rhys R., ignoring the majority of my questions and STILL not giving the detailed information needed to 100% guarantee a successful ISA transfer.

I set clearly several questions, relating to all the ISA transfer rejections and he only touched the first couple [that were in the first place due to Natwest Cushon not even appearing on Lloyd's online ISA transfer platform]. He did not touch on the THREE times I literally printed off a form from Lloyds and verbatim filled in the information given to me by Natwest Cushon.... WHICH were then rejected again!

I asked in my email of complaint to them to give me the precise information needed to guarantee the transfer, and not a single time from the start of me emailing them to now, have they answered. I had to chase up with phone calls [if they ever answer] and got information on those calls.... THAT STILL DID NOT WORK.

The the dismissive Rhys R.continues in the useless form that Cushon have maintained. Basically saying go ahead and reach out to the Ombudman.

I guarantee you, I will.

Update 26/03/2026

I spoke to them on the phone on Monday this week and requested an email with the information needed for an ISA transfer as well as explanations for the last 3 rejections.

I have received no email and no details, as usual. They refuse to email me the information I need, so they can never be held responsible for rejecting.

They have held my money hostage for 2 months and counting now.

Update 18/04/2026

They still hold my money hostage.

I managed to get from my bank that the reason why one of the ISA requests went to the wrong bank was because Natwest Cushon gave me the wrong information.

Natwest cushion like to blame me though for their incompetence.

I was told by my bank that on the 12th of March they made a request for ISA transfer to Natwest Cushon, which was accepted as valid, and Natwest Cushon HAS NOT SENT THE FUNDS.

They have normally a 30 day window, which they passed. They were emailed last week by my bank, and they have not replied yet.

They are holding my money, and the evidence from my bank will support this.

To Rhys, financial ombudsman will be involved, and your name particularly will be part of the complaint.

4 March 2026
Unprompted review
Cushon logo

Reply from Cushon

[Edited on Fri 20th March at 10:30am]

Hello,

Thank you very much for sharing the information we requested. We have let our colleagues on the Support team know and one of them will follow up directly.

Thank you for your patience.

Best regards,

Team NatWest Cushon
----
Dear Marbou,

We are sorry to hear of the multiple difficulties you have experienced; it is not the service we aim to provide.

You'll see that our team have requested some additional information so we can find your account, investigate and get this sorted.

Thank you for bringing this to our attention.

Team NatWest Cushon

Rated 5 out of 5 stars

The contact was good but could of been…

The contact was good but could of been a bit quicker it took 3 months to sort it out because it was all done online

14 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Thanks so much for giving us your feedback; it means a lot, and we're glad you are enjoying your experience. Please keep us posted on how you're doing and let us know if there's anything more we can do for you.

Rated 5 out of 5 stars

Great service

Great service

13 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Hi Nick,

Thanks so much for your 5 * review. We're so glad you are enjoying your Cushon experience so far! Please continue to leave us feedback as you use the app and engage with your savings.



Team NatWest Cushon

Rated 5 out of 5 stars

Thanks for your support

Thanks for your support

13 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Hi Indu,

Thanks for your review! We're so glad our Customer Service team has been of assistance to you. Please continue to share your feedback with us in the future.

Team NatWest Cushon

Rated 5 out of 5 stars

Accomplished the process of pension…

Accomplished the process of pension transfer easily and created reasonable interest during their command. Updated with communication frequently which is always appreciated. Thank you people at Cushon

1 November 2025
Unprompted review
Cushon logo

Reply from Cushon

Thank you for leaving a 5* review. It’s great to hear that your recent transfer went through smoothly. Keep us posted on how you're doing and let us know if there's anything more we can do for you.

Rated 5 out of 5 stars

Fast and efficient service.

Fast and efficient service.

9 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Thanks so much for giving us your feedback, it means a lot and we're glad you are enjoying your experience. Please keep us posted on how you're doing and let us know if there's anything more we can do for you.

Rated 5 out of 5 stars

Good products with lots of choices

Good products with lots of choices, app control very good

11 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Thanks so much for giving us your feedback, it means a lot and we're glad you are enjoying your experience. Please keep us posted on how you're doing and let us know if there's anything more we can do for you.

Rated 1 out of 5 stars

Amateur

The last time I wrote about Cushon here it was because they wouldn't transfer my funds to another provider. After struggles, they did transfer. Now, they have to update something named Origo, and again I will need to contact them as they seem to not be answering emails from Vanguard. Poor ..

9 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Hi,

Thank you for visiting our Trustpilot site and leaving a review. We are sorry to hear of the difficulties you have experienced. This does not meet the standard of service we aim to provide at Cushon.

We’ve escalated your concerns internally with our Support Team, and a team member will follow up directly as soon as possible.

Team NatWest Cushon

Rated 1 out of 5 stars

Shockingly bad pension provider

Absolutely shocking response to having my money transferred to another provider - 5 months since I approved the transfer and at least a dozen follow ups and nothing!! Complained and told it would take 8’weeks to get a response to my complaint.

Integrity - 0/10
Trustworthiness - 0/10
Responsiveness - 0/10
Customer Service - 0/10

All this from a ‘pension provider’ who is the guardian of our money and claims to be a trusted partner.

10 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Hi Chris,

Thank you for visiting our Trustpilot site and leaving a review. We are sorry to hear of the difficulties you have experienced. This does not meet the standard of service we aim to provide at Cushon.

We’ve escalated your concerns internally to our Support Team, and a team member will follow up with you as soon as possible.

Team NatWest Cushon

Rated 5 out of 5 stars

Adding employee details in the portal

The service is very faster thanks for all your help.

3 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Thanks so much for giving us your feedback, it means a lot and we're glad you are enjoying your experience. Please keep us posted on how you're doing and let us know if there's anything more we can do for you.

Rated 1 out of 5 stars

The Cushon app is shockingly bad

The Cushon app is shockingly bad. Refers you to links that don't exist (no attachments option in documents). Unable to link withdrawal to bank account even after emailing copy of bank statement. Tried to resolve issue by phoning customer services who tell me they'll escalate issue - still unresolved after several attempts. No mention on app that you cannot make a partial withdrawal if the pension is worth less than £10k. Used to bank with NatWest years ago when it was a competent company - the days of competency are in the past. Each person I have spoken to on the phone has been very polite but the issue remains unresolved.

5 March 2026
Unprompted review
Cushon logo

Reply from Cushon

Hello,

We are sorry to hear of the difficulties you have experienced and thank you for bringing this to our attention.

You'll see that our team have requested some additional information so we can find your account, investigate further and get this sorted.

Thank you and best regards,

Team NatWest Cushon

Rated 5 out of 5 stars

Very prompt and efficient response to…

Very prompt and efficient response to my queries

27 February 2026
Unprompted review
Cushon logo

Reply from Cushon

Hi Paul,

Thanks so much for your review! We're so pleased to hear that our Customer Service team provided an excellent service in helping with your queries. Please continue to share your feedback with us in the future.

Team NatWest Cushon

Rated 5 out of 5 stars

Moving our company pension scheme to Cushon

Moving our company pension scheme to Cushon was easy because we had Cushon employee's helping us with the process and resources we could use. Lewis from Cushon was very knowledgeable and nothing was too much trouble for him. The letter templates and guides were useful. The cushon system is very easy to navigate and linked to our payroll system.

22 December 2025
Unprompted review
Cushon logo

Reply from Cushon

Hi Alison,

Thanks so much for your 5 * review. We're so glad you are enjoying your Cushon experience so far! Please continue to leave us feedback as you use the app and engage with your savings.



Team NatWest Cushon

Rated 5 out of 5 stars

Emails were easy to understand.

Emails were easy to understand.
Any Questions were dealt with quickly and explained clearly.

11 February 2026
Unprompted review
Cushon logo

Reply from Cushon

Thank you for your recent review. It’s great to hear that you're enjoying your Cushon experience so far and find our email updates useful. Keep us posted on how you're doing and let us know if there's anything more we can do for you.

Rated 5 out of 5 stars

Really quick and helpful responses

Really quick and helpful responses

25 February 2026
Unprompted review
Cushon logo

Reply from Cushon

Hi Carol,

Thanks for your review! We're so glad our Customer Service team has been of assistance to you. Please continue to share your feedback with us in the future.

Team NatWest Cushon

Rated 5 out of 5 stars

Was very pleased with cushon

Was very pleased with cushon, the advisors that helped me were very polite and helpful all in all a good experience from start to finish and I extend my gratitude many thanks..

17 February 2026
Unprompted review

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