Credova Reviews 2,012

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 382 reviews, reviewers had a great experience with this company. Many customers find the process very fast and easy, enabling them to make larger purchases they might not otherwise afford. People appreciate the streamlined service and the convenience of payment plans, which allow them to enjoy their purchases without paying everything upfront. Reviewers frequently highlight the quick approval process and the overall smooth transactions, often using the service multiple times. However, some people were dissatisfied with the payment terms, noting high interest rates and fees that sometimes doubled the purchase price. Customers also mentioned that what they thought was financing turned out to be a lease agreement, with undisclosed fees and additional costs to own the product outright. A few other people also felt that the repayment terms could be longer, and some were frustrated when they couldn't pay off early without incurring full finance charges.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment, with many appreciating the easy application process,... See more

User experience

Reviewers highlight positive aspects of user experience, consistently describing the application process as... See more

Product

Users describe ambiguous interactions with product, with some expressing satisfaction with the ease of... See more

Price

Customers consistently note ambiguous experiences with price, with some finding it a reasonable way to afford... See more

Service

Consumers find service to be positive, with many expressing satisfaction and recommending it to others for... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I have a love hate kind of relationship with companies like Credova. First, the good: Very fast and easy and makes possible larger purchases that I might otherwise not be able to make for a very long... See more

Company replied

Rated 5 out of 5 stars

As a modest Outdoors and Firearms enthusiast. Credova made it easy and streamlined my process for my recent purchase. At first I was concerned with the terms but Credova has many options based... See more

Company replied

Rated 5 out of 5 stars

It was a easy application to see what you pre-qualified for before applying. Payment plan & service is a huge satisfaction for me so I don't have to pay out all at once & enjoy what I purchased.Once... See more

Rated 5 out of 5 stars

When you're able to purchase multiple items that you've wanted for awhile makes life more rewarding! I have 5 children at the house and I don't have a few hundred dollars to out right buy something, h... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Financing Redefined! With Credova's easy to use buy now, pay later payment option, you know your terms up front and can shop for what you want, when you want and then pay over time.

Credova

Written by the company

We invite you to think adventure!
Credova is the BNPL leader in outdoor adventure as well as farm and ranch supply. Get the gear you need today, and pay for it over time. Visit Credova.com to get prequalified today!

Contact info

4.2

Great

TrustScore 4 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 86% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Fast and easy transaction

3 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Jorge,

We strive for an easy process throughout so we are glad to hear it went so fast! We appreciate your kind words, and hope you will keep us in mind for future purchases.

-Team Credova

Rated 4 out of 5 stars

Easy apply

The ease of applying and fast reply. Not sure how the shipping will be using this finance option, but if it's like the application process everything should be great! Thank you.... just wish you had 60 day purchase option instead of 30 days.

2 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Gilberto,
We strive for an easy process throughout so we are glad to hear it went so fast! We appreciate your feedback as it helps shape our future offerings, and hope you will keep us in mind for future purchases.
-Team Credova

Rated 5 out of 5 stars

Recommend to anybody trying to get…

Recommend to anybody trying to get ahead in life.

1 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Peter,

We are glad to hear that we got a 5 star recommendation! Thank you for the review, and we hope you will keep us in mind for future purchases.

-Team Credova

Rated 5 out of 5 stars

It was really easy to use i like the…

It was really easy to use i like the easy comfort of knowing that Credova was really helpful and will be looking to using Credova in the near future will be telling my friends how great and easy my experience was totally awesome

3 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Chris,
We strive for an easy process throughout so we are glad to hear it went so fast! We appreciate your kind words, and hope you will keep us in mind for future purchases.
-Team Credova

Rated 5 out of 5 stars

BOOM...so fast and easy that I still…

BOOM...so fast and easy that I still can't believe my dream gun is on it's way!!

4 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Sheila,
We strive for an easy process throughout so we are glad to hear it went so fast! We appreciate your kind words, and hope you will keep us in mind for future purchases.
-Team Credova

Rated 5 out of 5 stars

Great experience while shopping online

Great experience while shopping online. Easy and fast to get approved. Interest free payment plan was exactly what I was looking for! Thank you Credova!!!

3 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Tim,
We strive for an easy process throughout so we are glad to hear it went so fast! We appreciate your kind words, and hope you will keep us in mind for future purchases.
-Team Credova

Rated 5 out of 5 stars

Made a great deal and it was easy…

Made a great deal and it was easy pleasant and worked well. A+++++

3 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Lou,
We strive for an easy process throughout so we are glad to hear it went so pleasantly! We appreciate your kind words, and hope you will keep us in mind for future purchases.
-Team Credova

Rated 5 out of 5 stars

Time and the way they handle the…

Time and the way they handle the reversal. Called to check and made sure everything was as good as smooth sailing.

3 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Andrew,
We strive for an easy process throughout so we are glad to hear it went so well! We appreciate your kind words, and hope you will keep us in mind for future purchases.
-Team Credova

Rated 5 out of 5 stars

The total process

Picking the product was one thing, but the financing was much easier to complete!

3 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Martin,
We strive for an easy process throughout so we are glad to hear it went so fast! We appreciate your kind words, and hope you will keep us in mind for future purchases.
-Team Credova

Rated 5 out of 5 stars

This was the fastest and simplest…

This was the fastest and simplest borrowing experience I’ve ever had. I highly recommend anyone take advantage of this opportunity to borrow for free and pick your own payment schedule

1 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Brandon,
We strive for an easy process throughout so we are glad to hear it went so fast! We appreciate your kind words, and hope you will keep us in mind for future purchases.
-Team Credova

Rated 5 out of 5 stars

No long wait process

No long wait process, honest about the soft credit pull & I love the interface of the website very inviting.

2 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Adrian,
We strive for an easy process throughout so we are glad to hear it went so fast! We appreciate your kind words, and hope you will keep us in mind for future purchases.
-Team Credova

Rated 5 out of 5 stars

I have used you before

I have used you before, it has Alway's been easy to use and the payments are easy and fair when you are on a budget and retired Plus the fact it help you to enjoy thing you love to do and you hobby

2 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Rick,
We strive for an easy process throughout so we are glad to hear it went so fast! We appreciate your kind words and repeat business, and hope you will keep us in mind for future purchases.
-Team Credova

Rated 1 out of 5 stars

For starters this company only cares…

For starters this company only cares about themselves and there money it will never benift you whatsoever not unless your making bank in your life not matter how good of a customer you been with them payments on time and never miss payments your credit with them will not satisfy them I been a loyal customer with them for a while now we'll tbh I'm done with them i made my last payment 2 months ago so I went to go a re apply to get something else and boii I was really disappointed same MONTHLY PAYMENTS AND HIGH INTEREST RATE AT ITS FINEST ITEM CAN COST $999 AND PAYMENTS WOULD BE $125 FOR 24 MONTHS AT INTERESTED YOU BE PAYING 2X THE AMOUNT YOU'RE BUYING IT FOR No matter how good of credit you got it could be 800+ it doesn't matter it won't change the outcome of payments the only thing that will raise up is purchase amount I wanted to buy a item for $720 my payments were $140 a month for 12 months what in the world greedy much I talked to there agents and the said the same thing its just the way it is and then they have the nerve to give you a 30 day early buyout what a joke so unless your gun Is on sale and I'm talking about a rare sale I suggest to get credova but if you just buying a the item just cuz we'll get ready to get ripped off lol credova you gotta offer more to your customers yaw just helping yaw selfish selfs

2 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Maurisio,

We are sorry to hear we did not meet your expectations. Our offers do vary based off of overall credit profile, and local state lending laws. If you have questions regarding your approval, our support staff is happy to help with any questions you may have. They can be reached at 833-273-3682

Best regards,
Team Credova

Rated 5 out of 5 stars

Easy and quick

Easy and quick. The payment terms are reasonable and flexible to your needs with multiple options.

1 April 2026
Unprompted review
Credova logo

Reply from Credova

Hello Charlie,
We strive for an easy process throughout so we are glad to hear it went so fast! We appreciate your kind words, and hope you will keep us in mind for future purchases.
-Team Credova

Rated 1 out of 5 stars

Scam

Scam, completely not what you think it is. Call them personally to get the early payoff, they told me what the early pay was. I payed it off that day, but they are still charging me for the full amount.

18 March 2026
Unprompted review
Credova logo

Reply from Credova

Hello John,

We are sorry to hear we did not meet your expectations. Some times with early payoff, it takes a few business days to reflect a promotional payoff has been used. If you are still encountering this issue, please let us know so that we can correct it for you. You can reach us by phone at 833-273-3682 or via email at info@credova.com

Best regards,
Team Credova

Rated 5 out of 5 stars

Great job

Alejandro, very helpfull

17 March 2026
Unprompted review
Credova logo

Reply from Credova

Hello Michael,

Thank you for the kind words, we will pass them along to our support staff!

-Team Credova

Rated 5 out of 5 stars

Straightforward easy process

It’s pretty simple process. Was approved in seconds. It’s pretty straightforward. Pay within 3 months you don’t get hit with the high APR. Will do it again once I pay off the balance.

13 March 2026
Unprompted review
Rated 2 out of 5 stars

The Fees are outrageous

The Fees are outrageous. I’ll make sure to pay off in 30 days and never use again. If you don’t pay off within 30 days you have to pay 75% of total payments on contract interest included.

13 March 2026
Unprompted review
Credova logo

Reply from Credova

Hello Darren,

We are sorry to hear we did not meet your expectations. If you have any questions regarding your account, our agents would be happy to review it with you. You can reach our support staff at info@credova.com or by phone at 833-273-3682

Best regards,
Team Credova

Rated 5 out of 5 stars

It was very fast and easy to apply and…

It was very fast and easy to apply and get approved and it is a great way to get something that you want right now with very affordable monthly payments. I have used this service several times now and will continue to use it in the future for additional purchases. Keep up the great work.

13 March 2026
Unprompted review
Credova logo

Reply from Credova

Hello Ray,

We are glad to hear the process was so easy! Thank you for the 5 star review, and we hope you will keep us in mind for your next purchase!

-Team Credova

Rated 5 out of 5 stars

Love the pre-qualification credit check…

Love the pre-qualification credit check that doesn’t affect your credit score. Even when I have the money to pay in cash I love the freedom it gives me to pay in installments interest free. Every company should duplicate your company. I was able to purchase 2 guns this year stress free. You are the best!!!

11 March 2026
Unprompted review
Credova logo

Reply from Credova

Hello Joe,

We are glad to hear the process was so easy! Thank you for the 5 star review, and thankful for your repeat business!

-Team Credova

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