Fell for it during Covid like many. Just tried to call and pay off my balance to get my money back because it’s doing absolutely nothing for my credit and I rather have my 5k. They say they can’t take... See more
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Applied for $1000 plan. somehow turned into $10,000.00 plan. Second loan for $1000, tried to pay it out early. only for credit strong to increase the limit and continue drafting payments without my c... See more
Where do I start 🤔 ok first let me say they are legit I've paid their membership fees second I had beyond troubled credit 😅 not only am I approaching 700 but it's been less then a month or at least... See more
You call and cancel they don’t and you end up with late payments from Austin Bank. This company is a scam with horrible processes. They need to be audited by the federal government. They will worsen y... See more
Company details
About CreditStrong
Written by the company
CreditStrong builds credit development products for consumers and small businesses. We're powered by Austin Capital Bank, a 5* rated independent community bank and member of the FDIC.
A strong credit score can open doors to credit cards, car loans, mortgages and more. It can help save money on insurance & utilities, aid in qualifying for apartment leases and so much more.
At CreditStrong, we believe a strong credit score is a foundational component of a strong financial future, and it should be accessible to all. With plans starting as low as $15/mo, you can choose they type of credit that's right for you, a payment that makes sense, and get started building today.
CreditStrong's products impact 90% of the factors used to calculate a consumer's FICO score, and are even designed to build savings at the same time as you build credit. We report to all three major consumer credit bureaus.
We even help small businesses build credit! With plans that let your small business choose between interest or no-interest offerings, we've got a solution that can help your business establish it's own credit profile. A business with a strong credit profile can often access beneficial invoicing terms, higher limits with suppliers, and funding options to help manage cash flow.
CreditStrong does not provide unsecured personal loans or credit cards - the savings you build will be accessible to you after your credit builder loan is complete, or after a period of time has elapsed, depending on the plan you select.
Individual results may vary. Unique experiences and past performance for individuals do not guarantee future results for other individuals.
Contact info
8100 Shoal Creek Blvd., 78757, Austin, United States
- 1-833-850-0850
- info@creditstrong.com
- creditstrong.com
1.7
Bad
89 reviews
Hasn’t replied to negative reviews
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I wish I have read the reviews before I…
I wish I have read the reviews before I have opened an account with them so here's what happened I have opened and Magnum account with the witches $10,000 and it is just because the website has seemed to be legit and after a month I have got charged for the first payment and there's nothing has been reported yet to the any credit bureau and obviously they don't report anything they just take your money and that's it
13 June 2022
Unprompted review
Reply from CreditStrong
Burak - new credit lines may take time to appear on your credit profile based on how long it takes each credit bureau to update your account. Rest assured that your installment account and payment history are all reported each month to all 3 bureaus.
You'll see the line on your credit profile as an installment account from Austin Capital Bank, the 5* rated independent community bank that powers CreditStrong.
DONT DO BUSINESS WITH THEM
Wow..... I opened up the biggest accounts they have to offer, 2 of them, and I've been paying $110 a month on each. I've paid $1,210 and this is the amount they said im getting back. In total $622.39.
I opened up these accounts because I was in a desperate situation where I needed some help to build my credit. I didn't know they took advantage of people that bad. If they would've told me I would be paying 52% of the money I deposited I would have never opened the account. I would have just used that money to get a secured account or something. Theres better alternatives than this.
They took 52% of the money I've been paying because of "interest"
This should be illegal. Ive never been ripped off this bad. Theres nothing that can justify paying this amount towards interest.
I can't talk down on them completely because they do perform. They report to the 3 bureaus and it did help my score out. They're very responsive. But to charge that amount is absurd.
8 June 2022
Unprompted review
Reply from CreditStrong
Carlos - we're sorry to hear your experience. Our largest MAGNUM accounts are designed to show you can handle a large amount of credit. They're long-term products (120 months) and like you'd see with other long-term debt products (think a car or home loan), in the early months of your loan, payments will be weighted towards interest.
The details of our products can always be seen here and how the weighting between interest and principal changes over time: https://www.creditstrong.com/magnum-detail/
Depositing is a cinch with them
Depositing is a cinch with them, super easy.
Come time for your savings account to be unlocked and for you to withdraw however, another story. 2 weeks of back and forth with them to no avail.
Make sure you don’t ever have to get a replacement debit card (even though the transactions with them were unrelated and never disputed) - guess I’m just counting down the days until they officially violate EFTA regulations and open themselves to some well deserved civil action.
5 May 2022
Unprompted review
Reply from CreditStrong
Dennis - we're sorry to hear your experience. We're always working to improve our process and will take your feedback into consideration as we evaluate how we handle account closures.
Do not believe in the fake made up…
Do not believe in the fake made up reviews that Credit Strong has they are horrible to work with, and really they progrom is a scam I repeat do not give your money to credit strong. My credit score went up by 3 points in 2 1/2 years! I wish someone shoud notify the department of fraud so we can file a class action lawsuit against Credit Strong!
4 May 2022
Unprompted review
They stole half of my money when I…
They stole half of my money when I cancelled and then tried to justify it. Use self lender. They don’t steal all your money when you close an account.
25 August 2020
Unprompted review
I Do not recommend Credit Strong.
So you’re probably wondering if credit strong is a good idea looking for reviews on the service they claim to provide. Well remember that signing up will add additional debt to your credit that you will be paying down monthly and they claim to report. Just for signing up, there’s a non refundable $25 fee charged even if you decide to cancel Within 24 hrs they don’t make clear. What else is not clear? I couldn’t find any real reviews online.I would recommend the company Self for building your credit. They offer better benefits plus so many real reviews from real people sharing their experiences with Self.
3 July 2020
Unprompted review
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