Intuit Credit Karma UK Reviews 

11,691
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 539 reviews, reviewers overwhelmingly had a great experience with this company. Users frequently mention that the platform is exceptionally user friendly, making it simple to navigate through financial history. Customers find the app and website very easy to use, providing clear and comprehensive information about their accounts. People appreciate the regular updates and helpful guidance for tracking their credit health effectively over time. Some reviewers were not happy with unexpected drops in their credit scores after paying off balances and loans. Consumers also noted that updating delays, incorrect card usage calculations, and promotional offers can cause frustration. Others felt that the system fails to accurately reflect regular payments and responsible money management.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, finding the platform easy to use, intuitive, and... See more

Application

Clients share positive opinions on app, noting that it is very easy to use and helpful for tracking credit... See more

Payment

People report negative experiences with payment, noting frustration when credit card balances paid in full... See more

Service

Users describe positive interactions with service, highlighting the quick, free, and convenient platform that... See more

Website

Consumers find website experiences to be mixed regarding clarity and usability. Some reviewers praise the... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very detailed report, gives you a good feeling to see all the areas that you are doing well. Easy to follow and understand the format. Reason for 4 stars instead of five is that the updating is woeful... See more

Rated 4 out of 5 stars

The information recorded is excellent. I have marked them down because I feel some of the monitoring triggers are questionable or too sensitive. I have a reward credit card that I clear the balance ev... See more

Rated 4 out of 5 stars

Very quick to decrease your credit score over minor glitches but very slow in increasing it when you’re on top of everything , I use it purely for reference

Rated 4 out of 5 stars

Find the app is very easy to use and it does make me think before I leap into another loan or credit card, so in that sense it does its job. However, although the purpose appears to teach you about a... See more


Company details

  1. Alternative Financial Service
  2. Credit Bureau

Written by the company

Make financial progress faster with Credit Karma in your corner. All free, always.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

12K reviews

5-star
4-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 74% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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4.3

All reviews

(11,691)

499 reviews in the last 12 months

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Rated 2 out of 5 stars

Crap at been accurate

Great app, very easy to navigate and use, my only disappointment which takes me away from it to a better service is when it updates your financial status it’s not accurate which can have an impact on your score or how lenders see your financial health, I’ve waited months for my file to be accurate and more in line with how it actually is

21 June 2026
Unprompted review
Rated 5 out of 5 stars

Report

Credit karma is a simple and easy app to keep a check on your credit score and any unknown che cks highly recommend

21 June 2026
Unprompted review
Rated 1 out of 5 stars

This company is actually a joke

This company is actually a joke. It’s not a credit reporting tool or any help. It’s a broker trying to constantly get you to take out offers. The whole concept is ridiculous. You take credit card for instance and then they immediately reduce your score and when you use your cards they reduce your score as that’s all the info they have. I’d recommend just sticking to Experian. The difference between the two and the scores are substantial. Credit karma essentially just tries to profit from profiling you which is going to be done with or without this company. It also makes recommendations for savings on interest free cards, so its information isn’t accurate. It’s just algorithms and auto marketing. It doesn’t offer any constructive or useful information, just general information you could obtain from a google search.

19 June 2026
Unprompted review
Rated 3 out of 5 stars

Very confusing

Very confusing, credit score fluctuates when nothing changes on report and no information provided as to what factors caused changes. Concerns that constant suggestions to increase debt significantly to improve score.

15 June 2026
Unprompted review
Rated 1 out of 5 stars

Online Gambling promotion emails from Credit Karma

Intuit Credit Karma UK send regular promotional emails. I happy to receive them.

But more and more of there emails have other companies attached to there promotions, which are absolutely not relevant and disgusting.

Gambling and other negative irrelevant companies.

Another came this morning from B V Gambling Holdings? Another gambling site. Why the hell would I want to be sent gambling sites???

Credit Karma. Stop sending that kind of negative crap!

Mike

14 June 2026
Unprompted review
Rated 4 out of 5 stars

Good idea to keep tabs on your credit score. But can have some negatives

I think it is a good idea to view your credit history. But be careful as sometimes the suggestions that are offered to you can have an impact on your credit score. Taking a card out to get a 0% transfer will lower your score as it is additional borrowing. Not helpful to your credit score. Anything that has an additional cost on credit Karma will affect your score and add additional borrowing to your credit file

13 June 2026
Unprompted review

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