Credit Engine Reviews 2,214

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 956 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent user experience, describing it as easy, straightforward, and quick. Many people praise the service for its efficiency and the clear, understandable communication provided. The staff and customer service are consistently commended for being helpful, patient, professional, and knowledgeable, making customers feel well-informed and supported. However, some people were dissatisfied with payment issues, reporting unexpected charges to their bank accounts. These customers mentioned money being deducted that they did not recall authorizing, sometimes months after an initial interaction, and expressed concerns about the company retaining their card details.

What people talk about most

User experience

Reviewers mention positive feedback about user experience, highlighting the platform's ease of use and... See more

Service

Customers had positive experiences with service. Many reviewers praised the excellent and efficient service,... See more

Staff

Users describe positive interactions with staff. Customers consistently praise the staff for being helpful,... See more

Customer service

People report positive experiences with customer service. Many customers praise the helpfulness and... See more

Payment

Clients share negative opinions on payment, with many reporting unexpected charges from their bank accounts,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Within a blizzard of emails and texts, unknown to me CE set up an account and deducted money from my bank. However when I spotted it and contacted them (which you will not be surprised to hear is extr... See more

Company replied

Rated 4 out of 5 stars

I’ve just signed up with them, and the person I spoke to was very helpful. He walked me through the forms and explained everything as we filled them out. I would recommend Credit Engine to anyone who... See more

Company replied

Rated 4 out of 5 stars

It was straight forward few details and done within about 5 mins 👌🏻 may be even less wasnt watching the clock

Company replied


Company details

Written by the company

Credit Engine was set up to help UK consumers who are struggling to access credit, to understand their credit profile and find credit products that work for them. Whether you have an issue with your credit file you need help with, or want to understand what’s affecting your ability to get credit, we can help. Our team of credit experts are on hand to help you understand what lenders see when making lending decisions. Get a personalised action plan with tips and tasks to help you manage your credit score. With daily updates and 24/7 access to your credit report, you can track your progress towards a healthier credit profile. Try us free for 14 days, membership is £19.99 per month thereafter. You can easily cancel online at any time. If you cancel within your free trial you will not be charged.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Taking back financial control

I think this may genuinely help me generate a positive credit score. Proactive. Organised. Taking back control.

20 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Matthew,

Thank you for your 5-star review!

We are so pleased we could help you on your journey to generate a positive credit score and take back control of your finances.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

I've only just signed up to credit…

I've only just signed up to credit engine and I hope they will help me with my money

20 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Linzi,

Thank you for your 5-star review.

We are delighted you have chosen to sign up with Credit Engine, and we are committed to helping you with your financial goals.

Please reach out if you have any questions as you get started!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Nice work

Nice work, brilliant!

20 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Muhammad,

Thank you for your 5-star review!

We're thrilled to hear you had a brilliant experience.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Very helpful

Very helpful

17 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Fiona,

Thank you for your 5-star review!

We're delighted to hear you found us very helpful. We appreciate you taking the time to leave a review.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Pretty convenient

Pretty convenient

19 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Alish,

Thank you for taking the time to leave us a review!

We're glad you found our service "Pretty convenient."

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

They are very quick at dispatching…

They are very quick at dispatching items and pricing is good. Improvements maybe could lower the cost of the Amazon prime.

9 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Salah,

Thank you for your 5-star review!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Credit engine was so easy to use

Credit engine was so easy to use
It was brilliant

18 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Rune,

Thank you so much for your 5-star review!

We're thrilled to hear that you found the Credit Engine so easy to use and brilliant.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Fab easy to use

Fab easy to use

18 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Amy,

Thank you for your fantastic 4-star review!

We are so glad to hear you found our service "Fab and easy to use."

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Good and easy to use

Good and easy to use

17 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Sujith,

Thank you so much for your 5-star review!

We're glad to hear you found our service "Good and easy to use."

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

The guy on the phone was a gem

The guy on the phone was a gem! Appreciate his call.

17 March 2026
Credit Engine logo

Reply from Credit Engine

Dear Ryan,

Thank you for your fabulous feedback!

We'll be sure to pass on your kind words to the team member you spoke with.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Fast

It's verry good

16 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Maciej,

Thank you for your 5-star review!

We're glad to hear you found it "very good".

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Good page

Good page , very helping.

16 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Egle,

Thank you for your 5-star feedback!

We're glad to hear you found the page helpful.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

A trap …

A trap for loan seekers is hidden among the information I filled out for the loan. Despite not accepting any trial membership, I was suddenly charged $19.99. Customer service claims I received an email informing me of the trial period—which is not true. I also didn't provide the code with my credit card. I do not recommend this.
When I realized today that your company had debited my account for £19.99, I emailed the company requesting a refund and cancellation of the supposed membership, which I hadn't agreed to. I explained that I hadn't received any email from the company about the 14-day trial period and requested a copy of the email. The response only stated that the email had been sent to my email address (the email and its copy are undated). Furthermore, customer service insisted that I had provided the 3-digit CVV code from the back of my bank card. This is absolutely impossible, as I would never have given the code to some random, unknown company. They refused to refund me the debited amount because the 14-day trial period had supposedly expired.

16 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Alicja,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Explaining about my score and things…

Explaining about my score and things pin to pin. truly recommend to everyone.

16 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Akhil,

Thank you for your fantastic 5-star review!

We are delighted to hear that you would truly recommend us to everyone.

We appreciate you taking the time to explain your scoring and your positive experience with us.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

Absolute subscription trap

Absolute subscription trap. I’m on a very limited income, and would never knowingly sign up for a subscription that charges me £19.99 to essentially do nothing.

Edit: they have agreed to refund one of the 19.99 payments. I’ll update my review when i receive it.

16 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Seth,

Thank you for your time today; I am pleased we were able to resolve the issue.

Please do not hesitate to contact us if we can be of any further assistance.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Nice Website

It is a very good website. You get an overview on your credit score with some help to improve it. I recommend using it for a long time to really see the result.

15 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Ange,

Thank you for your fantastic 4-star rated feedback!

We're so pleased to hear that you find the website very good and that the credit score overview and improvement help are useful.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Quick and clear

15 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Rose,

Thank you for your 5-star review!

We're glad to hear that you found our service "Quick and clear."

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

It was straight forward

It was straight forward few details and done within about 5 mins 👌🏻 may be even less wasnt watching the clock

15 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Steph,

That's wonderful to hear your experience!

We aim to make the process as quick and effortless as possible.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Very excellent

14 March 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Altin,

Thank you for your excellent 5-star review!

We're delighted to hear you had such a positive experience.

Kind regards,

The Credit Engine Team

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