Credit Club Reviews 

3,715
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 207 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally fast and simple loan application process, noting that funds are deposited very quickly without unnecessary hassle. People also appreciate the helpful, kind, and efficient customer service team that is always ready to assist whenever needed. Some reviewers were not happy with strict reapplication limits and unexpected loan adjustments experienced after completing previous payments. A few people mentioned experiencing difficulties when trying to reach support or facing frustrating delays while waiting to borrow funds again. Consumers noted that these restrictions can sometimes create stressful financial situations when managing short term expenses.

What people talk about most

User experience

Reviewers highlight positive aspects of user_experience, noting that the overall process is very simple and... See more

Service

Reviewers express high satisfaction regarding the fast and reliable service. Consumers appreciate the quick... See more

Customer service

Clients share positive opinions on customer_service, consistently praising the helpful agents and quick reply... See more

Response time

People report positive experiences with response time, highlighting fast approval and quick deposit... See more

Payment

Customers consistently note positive experiences with payment, highlighting the simple application process... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The response time and receipt of the loan are very impressive. The application is straightforward, which helps compete quickly with no issues. The response from Credit Club is awesome! They are there... See more

Company replied

Rated 5 out of 5 stars

My experiences with Credit Club have always been great they are quick and easy to use. I have also experienced having to talk to costumer service to ask questions before using Credit Club and they wer... See more

Company replied

Rated 5 out of 5 stars

I had a fantastic experience with Credit Club! The application process was smooth and straightforward, and I received my loan approval in no time. The staff was incredibly helpful, answering all my qu... See more

Company replied

Rated 5 out of 5 stars

Application is quick and easy, get funds almost instantly once agreement is signed! Highly recommend credit club loans if you need a bit of cash till payday! The service is also quick and you aren’t l... See more

Company replied


Company details

  1. Loan Agency

Written by the company

At Credit Club, we are dedicated to providing you with the best lending services available as well as the lowest rates and fees for your short term loan. We provide a fast and easy to use service to help people with their fast cash needs.


Contact info

4.8

Excellent

TrustScore 5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 80% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(3,715)

207 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

You were so quick

Thank you vet much

7 March 2026
Credit Club logo

Reply from Credit Club

Thank you for an amazing 5-star review! We are pleased to hear that you enjoyed our service, and we look forward to serving you again in the future!

Rated 5 out of 5 stars

Money in minutes!

Fast and convenient application. Funds received in minutes!

6 March 2026
Credit Club logo

Reply from Credit Club

Thank you Amanda for the great review and for your trust in Credit Club! We are glad to hear you had a pleasant experience with our service, and we are looking forward to serving you again in the future!

Rated 5 out of 5 stars

Communication is quick and prompt

Customer service team is always quick to respond and give uo to date information on my account. Happy to be apart of the membership

4 March 2026
Credit Club logo

Reply from Credit Club

Thank you Kelly for the great review! We are pleased to hear that you enjoyed our service, and we look forward to serving you again in the future

Rated 5 out of 5 stars

You guys are great when you need money…

You guys are great when you need money you are there great service and fast keep up the good service

6 March 2026
Credit Club logo

Reply from Credit Club

Thank you Eric for the great review! Everyone at Credit Club aims to continue providing you with great service.

Rated 5 out of 5 stars

Great experience!

Great experience!! Fast and convenient

6 March 2026
Credit Club logo

Reply from Credit Club

Thank you Joy Karen for the great review and for your trust in Credit Club! We are glad to hear you had a pleasant experience with our service, and we are looking forward to serving you again in the future!

Rated 5 out of 5 stars

Fast

Fast, easy and always Reliable

5 March 2026
Credit Club logo

Reply from Credit Club

That’s how borrowing money should be! Thanks Mike for the feedback.

Rated 5 out of 5 stars

Thanks very much

5 March 2026
Credit Club logo

Reply from Credit Club

Thank you Aaron for the great review and for your trust in Credit Club! We are glad to hear you had a pleasant experience with our service, and we are looking forward to serving you again in the future!

Rated 5 out of 5 stars

I didn't think I would ever be able to…

I didn't think I would ever be able to get a loan but they came through for me. Thank you 😊

4 March 2026
Credit Club logo

Reply from Credit Club

Thank you Kate for the great review! We are pleased to hear that you enjoyed our service, and we look forward to serving you again in the future!

Rated 3 out of 5 stars

I hate that even when you guys get ur…

I hate that even when you guys get ur payment on a Friday you can't reborrow till Tuesday which makes life very difficult for people

3 March 2026
Credit Club logo

Reply from Credit Club

Thank you Krista for the review. For more information regarding the way we process loan applications, please contact us by email at info@creditclubloans.com and we will be more than happy to discuss this further.

Rated 1 out of 5 stars

Customer Service From Hell

This place has not sent me my funds and it's been two days!!!!! When I log into my account it shows me the invoice for a loan that I never received!!! No e-mail transfer or ANY receipt of a payment!!!! It's nearly impossible to get ahold of customer service!!!! STAY FAR AWAY FROM THIS COMPANY!!!!

2 March 2026
Unprompted review
Credit Club logo

Reply from Credit Club

Thank you Remi for your review. We suggest you contact us for more information regarding your situation. You can email us at info@creditclubloans.com, and we will be more than happy to discuss this further.

Rated 4 out of 5 stars

The online application is clear

The online application is clear, detailed. I am new to credit club so I will comment more in future, after I learn more. (I do not like to give out my s.i.n., for any reason, so that is one thing that is a small negative.)

1 March 2026
Credit Club logo

Reply from Credit Club

Thank you Linda for the great review and for your trust in Credit Club! We are glad to hear you had a pleasant experience with our service, and we are looking forward to serving you again in the future!

Rated 5 out of 5 stars

Thanks so much you really helped I've…

Thanks so much you really helped I've put the app on my phone now i can get groceries tomorrow this was really appreciated 👍

1 March 2026
Credit Club logo

Reply from Credit Club

Thank you Darren for the great review! We are pleased to hear that you enjoyed our service, and we look forward to serving you again in the future!

Rated 4 out of 5 stars

Fast and easy

Fast and easy
hope there is an option for installment payment.

6 February 2026
Credit Club logo

Reply from Credit Club

Thank you for the great review and for your trust in Credit Club! We are glad to hear you had a pleasant experience with our service, and we are looking forward to serving you again in the future!

Rated 1 out of 5 stars

I've been a borrower forever usually…

I've been a borrower forever usually there helpful everything lately bad timing I like them cool service

5 February 2026
Credit Club logo

Reply from Credit Club

Thank you Stephen for your review! We appreciate you taking the time to elaborate on your past experience. Your feedback is important to us.

Rated 5 out of 5 stars

Excellent service

Excellent service

3 February 2026
Credit Club logo

Reply from Credit Club

Thank you David for the great review! We are pleased to hear that you enjoyed our service, and we look forward to serving you again in the future!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look