Co-Ownership  Reviews 

It was smooth and painless. They also communicated well with me

Buying a house is one of the most stressful things we can do. One of the over-riding concerns is finance.
Co-Ownership enables people of all ages to buy their first home. I bought my first home through Co-Ownership and now, decades later, I have just bought my final home through them.
My life "bookended", as it were by Co-Ownership.
A company is only as good as its staff and here is where this organisation excels. The staff make a difficult transaction simpler. They treat you with kindness and courtesy and yet utter professionalism.
For those embarking for the first, second or even last house purchase, I would recommend Co-Ownership complete. I will always be grateful to them for smoothing the often rocky road to house- buying.

Everything was clear from the start.

My experience was great with co-ownership. They helped me a-lot and if I didn't understand something they explained it well

My experience was great. The co-ownership worked so quickly, all the staff were very helpful and if we didn't understand something they explained it well

I found the whole process to be swift, clear and direct.

Couldn't be happier with th3 service I was provided and the extra support when I needed it.

Every one I spoke to about co-ownership were amazing great staff very helpful would highly recommend them all.
Five stars

The experience was great very helpful and very quick it’s helped me get a house and was very informative

It a dream come true, because of co ownership I now have my own home. I couldn't have done this without them. The staff are so friendly and helpful and I would honestly recommend co ownership to anyone who is thinking about buying a house with them.

They are Made my dream finally I got property. It was great experience the journey was amazing and smooth

My partner & I found ourselves in a tight spot in late 2024 when eviction loomed because our landlord had decided to sell.
With rent demand & costs shooting up locally, we decided to look into buying a home - even though saving a deposit wasn’t an easy task.
In the midst of a sellers market, the homes we thought we could afford were all selling way over asking price. Our mortgage broker suggested we explore Northern Ireland Co-Ownership to overcome our lack of a large deposit & lack of time to save.

We decided to give it a go.From the very start, co ownership were really down-to-earth and helpful—giving clear advice on what they could do for us, even though nothing was guaranteed.
We decided to apply and were delighted when we got accepted. With NICOHA’s expert support, we began viewing a range of new build houses and found one that ticked all our boxes,our dream home.
The application process was straightforward, we used a fantastic mortgage broker who took care of this for us and in just five months, the house was built & we had secured our dream forever home.
Overall, Co ownership have simply been brilliant.

Coownership have made it possible for me to buy my first home. The process is well explained at every stage and every customer service representative I spoke to along the way was friendly, helpful and showed genuine empathy regarding how difficult and stressful the housebuying process can be.

It couldn't have been more straightforward. One of my colleagues had bought with Co-ownership and he found it uncomplicated too. Co-ownership were always there at the end of the phone or message chat (actual person) to answer any questions I had. Really happy I decided to buy with Co-ownership.

Everything from the word go was so straight forward. I was applying and going through this process on my own so I was worried everything would be overwhelming and complicated, it was in fact very straight forward and you can’t really go wrong as it has a step by step approach. The application turnaround time was quick which was a relief not to have to wait for the answer for too long. Staff are professional, friendly and honestly all of them were keen to help (and did). The communication and response times are excellent and everything is ran very efficiently. I am very impressed with the overall process and I am 100% happy with the service.

Co-ownership were very helpful and helped make my dream a reality of owning my first home at over 50 years. I was happy to take myself off the council housing list that I've been on for 20 years on a zero award. They made the process seem effortless and the compassion for individual circumstances was evident in the process. All the information is online or at the end of a phone-call or email on how to co-own your home with co-ownership. I would never have afforded my new build home without them. After renting run down homes for 30 years, it was such a joy to get my new build home. Buying a new home is stressful but co-ownership halved the stress because my repayments were far less with co-ownership than with a traditional mortgage. No matter how well you budget and account for buying for your new home, it will always cost more than you anticipated, rarely less. So having someone in the process that has no hidden costs can help enormously. Thank you co-ownership!

Easy to work with very quick at responding to anything enquiries etc .

Would definitely recommend any1 struggling to get on the market to go here

As I'm a very happy lady and happy kids

Smooth process, everything was explained.

Very fast and simple process. Any communication was clear and issues solved ASAP

Excellent service for anyone to help them get on the property ladder. Helpful.staff

My wife and I purchased our first home with the help of co-ownership, was a really great experience with no really worries or issues. We enquired online, went in for a meeting to chat about affordability and how co-ownership all worked. Once we applied we were accepted in less than a week (if I can remember correctly), supplied all documents needed which again wasn’t anything unexpected.

Once we had sale agreed, the estate agent took over and with our solicitor co-ownership sorted everything out on their side for us. If we did have any questions we could call and have an answer straight away which was fantastic to see.

Overall it was a great experience, friendly and professional staff and couldn’t recommend them enough. We were finding it difficult to save for a 10% deposit with how high our rent was, and if anyone else is in a similar position I would really encourage you to look into the scheme.