Great experience from start to finish! Any enquiries were replied to in a timely manner and any staff I spoke to were lovely and friendly making the whole process that much more relaxed. Thank... See more
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Co-Ownership is a not-for-profit organisation helping people become homeowners. Since 1978 we've helped over 35,000 people buy their own home in Northern Ireland, and currently have over 11,000 co-owners. We are a registered charity and are regulated and part funded by the Department for Communities.
Moneda House, 25-27 Wellington Place, Belfast, BT1 6GD, Belfast, United Kingdom
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Excellent service. Co Ownership made it possible for me to purchase a house in an area that suited the kids for school.

Reply from Co-Ownership
Seeing as I was buying first time I decided to give this a go. Phone call to be told my application would ‘likely’ be rejected due to a late payment, £100 application fee, but my luck it got accepted, give you 5 months to look for a house? Found my dream house, sale agreed, found issues in the inspection, give them a 3 week to fix it, rejected. So we’re already 10 weeks away from the deadline, so how am I meant to find another property in the next 10 weeks before meeting the deadline???? The issue in the house could’ve been resolved as I had planned for someone to look at it, but Co ownership does not allow this, £550 property assessment and £440 returned (which took a week to get refunded), who can actually be bothered with this type of stress?? Does this ‘charity’ think people have all the money in the world to waste on property assessments when trying to buy a house?? This is meant to be something to help people to get into the property ladder, but make it impossible to do so. So save your money kids and go for a mortgage, also a lot of vendors purposely avoid Co ownership applications because of the length of time ‘waste of time’ it takes to do applications. Btw, 1.8 million people in Northern Ireland and this only owns 10,000, meaning it’s not even 1% of them in NI. Do not be fooled .
Edit: from the response, so in 10 weeks I’m meant to find a house, get sale agreed (most vendors avoid Co own) pay another £550 for an assessment, and then have to wait another 3 weeks for it to fall through? Is ir meant to be ping pong until the deadline to the point I don’t have a house in the end? Instead I’m wasting £200+ ? This is not worth the stress and the horror stories are to be believed. The house I was looking at was in good condition and even advertised as ‘Co ownership’ house but even the seller knew it weren’t the stress.

Reply from Co-Ownership
From first contact staff were friendly, efficient and very knowledgeable.

Reply from Co-Ownership

Reply from Co-Ownership
Co-ownership have been a fantastic company to deal with. From start to finish through the application process, everything was clear and concise. Friendly staff to talk with and ask advice and queries.
Would definitely recommend to first time buyers. Everything has been open and straight forward.

Reply from Co-Ownership
Very simple and easy process & didn't take long.

Reply from Co-Ownership
Staff were very helpful and quick to respond to queries and all the information was well explained and presented

Reply from Co-Ownership
Co ownership is the only way we could buy a home and they where excellent from start to finish couldn’t recommend enough

Reply from Co-Ownership
Co-ownership were brilliant the entire way through. Any issues that arose, were sorted the day or day after we mentioned to them. Definitely recommend.

Reply from Co-Ownership
Had a great experience ,service was excellent everything was easy to fill in and process. If I had any questions there was always a helpful voice on the other end of the phone. The process was stress free and made buying a house exciting.

Reply from Co-Ownership
Co ownership were great, we had a few minor issues with our mortgage lender requiring information changed quickly and co ownership were speedy to update this on their end causing a smooth process

Reply from Co-Ownership
Fantastic customer service. Friendliest staff who explained and simplified the whole process from start to finish. I can't rate them highly enough. If there was 10 stars , I would rate them 10

Reply from Co-Ownership
I've been trying to buy a house for over 10 years and coownership made it possible for me.
I finally have a place to call home.

Reply from Co-Ownership
Good communication with staff throughout the process. Kind, helpful and supportive!

Reply from Co-Ownership
Everything happened quickly enough, we have no complaints. We still can't believe we have our own home. We are very grateful for the opportunity to acquire them.

Reply from Co-Ownership
For me it only took upto 4 months to get somewhere. I thought the process moved very quickly and smoothly. The only thing I had bothered with was the Co-ownership online website but the rest of the process was quickly done.

Reply from Co-Ownership

Reply from Co-Ownership
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