KW Alfa Crédito Habitação - Carcavelos Reviews 43

I came to Eduardo as a young buyer navigating the Portuguese mortgage process, with foreign freelance income, IRS Jovem, Garantia Jovem, multiple banks to compare.

It's not the simplest profile, and I had a lot of questions. Eduardo was patient, precise, and genuinely thorough from day one. He pulled together proposals from four banks, explained the differences clearly (fixed vs mixed rates, spreads, TAEG, total cost over time), and made sure I understood what I was signing up for rather than just pushing me toward a quick close. As someone without family or friends in the system to lean on, having someone who treated the detail seriously made a real difference. The process was quick, in under a month and a half the property was purchased with moving parts on multiple sides, bank approvals, IRS documentation, financing conditions and Eduardo stayed on top of everything throughout.

Professional, communicative, and honest. Strongly recommend. Definitely recommend Eduardo Marcos from KW Alfa

KW Alfa Crédito Habitação provided exceptional support during the sale of my Portuguese home, navigating complex bureaucracy with my bank, Caixa Geral de Depósitos (CGD). The bank demanded an in-person visit with unclear paperwork requirements, but KW Alfa clarified everything and even attended the appointment alongside me to ensure a seamless loan closure.

This level of hands-on assistance went far beyond the initial mortgage process, tackling the behind-the-scenes details critical for success. Their team proved professional, competent, and a pleasure to work with throughout.

I highly recommend KW Alfa Crédito Habitação and would exclusively choose them for any future mortgage needs.

Wow. I couldn't have been happier with the help we received from Eduardo Marcos. Coming to Portugal was terrifying enough but as Eduardo explains everything meticulously we never felt lost through the property purchase. Even when things didn't go to plan with our initial property purchase, Eduardo was always there with his advice and good humour via what's app which helped us to communicate much more easily rather than email. His English is perfect and he understands banter too which allowed us to be more friends than acquaintances throughout the process. There is no sales pitch from Eduardo, he does what is best for your situation and he is a genuine guy who really cares for his clients.

We had a fantastic experience with Eduardo Marcos from KW and we would have no hesitation in using him again and recommending him to others. We only arrived in Portugal in May 2021 and we arrived as foreigners with a fantastic mortgage offer in place, ready to go out and confidently search for a property. Eduardo communicated brilliantly and kept us up to date, explaining the steps along the way and offering advice. The mortgage rate he achieved for us was amazing and we cant thank him enough! Highly recommend!!