Whenever I call the staff are always helpful, friendly and polite. The loan processes are straight forward.Very quick and painless process, all complete within a few hours. Big thank you
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See what reviewers are saying
Emma was amazing. Explained everything looked at affordability, made sure I was making the right choices. Highly recommend they have saved me a lot of stress with money worries. Thank you
in 2022 my mother unexpectedly passed - just 3 weeks after completing a court case regarding gaining a SGO. I ended in a financial mess of a situation due to lack of help/support from anyone.... See more
I have been a member of CCU for many years. Saving a modest amount each month by standing order really adds up during the year, so I save towards Christmas. It is very easy to withdaw funds using my... See more
Company details
Written by the company
We provide affordable loans and ethical savings accounts to those who live or work in Wales. Membership is free and we operate on a not for profit basis - any profit we make is used for the benefit of our members who save and borrow with us.
Contact info
United Kingdom
- cardiffcu.com
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 50% of negative reviews
Typically replies within 24 hours
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Try your bank first.
It's quicker and easier to obtain a response from a high street bank than it is from this organisation.

Reply from Cardiff & Vale Credit Union
Excellent service
I wanted to take out a secured loan rather than my savings.The staff had the paperwork ready within an hour and the funds in my bank the same day.Excellent Service.

Reply from Cardiff & Vale Credit Union

Reply from Cardiff & Vale Credit Union
Friendly service
Friendly service, prompt responses to questions, well informed staff and helpful at all times. Every member of staff I spoke to was equally as lovely. Especially jess. Will recommend to everyone x

Reply from Cardiff & Vale Credit Union
Amazing staff and a brilliant loan…
Amazing staff and a brilliant loan service with low interest rate and saving options. Thank you team

Reply from Cardiff & Vale Credit Union
Fantastic experiences every time
I have been with the CVCU for what is likely 10 years now.
I have saved and had several loans with them since this time.
They are professional, approachable and easy to contact. Every person I have had contact with have been extremely helpful and they have always surpassed expectation with the speed in which my requests are dealt with.
The forms are clear and concise and they always ensure I understand what is happening at every stage.
I would also say Emma who dealt with my latest loan was outstanding, she was friendly and I felt supported and informed throughout.
I would absolutely recommend CVCU.

Reply from Cardiff & Vale Credit Union
Great communication and fantastic…
Great communication and fantastic service all round.

Reply from Cardiff & Vale Credit Union
Harassment and bullying from rude staff

Reply from Cardiff & Vale Credit Union
Excellent service as always
Excellent service as always. I found out that my bank was transferring money to my CU account with no reference. Sent an email with the details of each transaction and had the issue sorted out within one working day, all my transfers had been found and allocated to my account.
Very good account management and customer service.

Reply from Cardiff & Vale Credit Union
Thankyou to Emma Cardiff and Vale…
Thankyou to Emma Cardiff and Vale credit union

Reply from Cardiff & Vale Credit Union
I had an issue withdrawing funds!
I had an issue with withdrawing funds in the evening so I left a message for Cardiff& Vale CU the following morning and within minutes a lovely person called Jess called me and helped me resolve the issue. Jess then went over and above and called me again to ensure my issue had been resolved which it had. She also highlighted some key information for me that as being a member for 4 years now I had forgotten so I was really appreciative of this. Thank you Jess for your support you were fab! Your service was impeccable I also use CU professionally and it just cemented the valued support that this service offers to the most vulnerable members of society.

Reply from Cardiff & Vale Credit Union
I save with my local credit union…
I save with my local credit union though payroll deductions from my wages taken by my employer then passed into my credit union account. I recently needed a loan and don't have the best credit score.
The process was straight forward and had a decision in a few days then money was on my bank via Bacs. I would highly recommend saving with them they also do Christmas saving plans and loans and you can now have child benefit paid into a credit union account and that can then be used to save or repayment for a loan.
The staff are always friendly helpful and knowledgeable about the services they provide. Keep up the excellent work .

Reply from Cardiff & Vale Credit Union
Easy to apply and reply so quickly…
Easy to apply and reply so quickly .overall very easy experience.

Reply from Cardiff & Vale Credit Union
Very easy to apply for a loan
Very easy to apply for a loan . Friendly helpful staff and quick to reply to help you if needed. Quick payout of money
10/10

Reply from Cardiff & Vale Credit Union
Cardiff & Vale CU helped my family…
Cardiff & Vale CU helped my family during very hard times caused by the pandemic. The staff were all so kind, understanding and helpful and saved my tenancy.
I would highly recommend speaking to the staff and using this service if you need advice with finances or just want to save some money every month. Thanks to everyone who works here. A special thanks to Riz.

Reply from Cardiff & Vale Credit Union
Very helpful with all questions sked
Very helpful with all questions asked

Reply from Cardiff & Vale Credit Union
Pleasant staff, great terms...
Incredibly easy experience all round, very helpful staff in your Cardiff Branch, they made the process so simple keeping me updated at every step..

Reply from Cardiff & Vale Credit Union
Quick and easy process from start to…
Quick and easy process from start to finish.

Reply from Cardiff & Vale Credit Union
Excellent service fast response I use…
Excellent service fast response I use credit union every year for Christmas so it takes the worry away when you have 2 children

Reply from Cardiff & Vale Credit Union
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