Quick and easy setup with minimal faff - just what busy business owners want Ive called them a couple of times with questions and theres never been a queue, the person/s who answer are English, and... See more
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Easy application. Decision in minutes. Often in business borrowing can be stressful or just having that additional cash flow when needed. COP application made it easy to follow. Also the app is good,... See more
The Capital on Tap card setup process was a breeze and the integration with Xero has been excellent so far. We've already used the Priority Pass and now scoping out how to best use the Radisson VIP. H... See more
When you need an injection of cash flow the last thing you need is a cumbersome system from lenders. Capital On Tap was easy to navigate and obtain an early decision with the fascility ready to use s... See more
Company details
About Capital on Tap
Written by the company
At Capital on Tap, our mission is to make running a small business as easy as possible.
We understand that the day-to-day operations of a business can be challenging, which is why we've developed tools and resources that empower business owners to streamline their operations, access fast funding, and earn rewards.
So, if you're looking for a better way to run or grow your business – whether you’re an electrician wanting to buy supplies for your next job or a consulting company wanting to consolidate your team's spend – join the 200,000 businesses across the UK and the US that have placed their trust in Capital on Tap.
We understand that the day-to-day operations of a business can be challenging, which is why we've developed tools and resources that empower business owners to streamline their operations, access fast funding, and earn rewards.
So, if you're looking for a better way to run or grow your business – whether you’re an electrician wanting to buy supplies for your next job or a consulting company wanting to consolidate your team's spend – join the 200,000 businesses across the UK and the US that have placed their trust in Capital on Tap.
The credit card built for small businesses
Written by the company
- - Uncapped 1% cashback with no annual fee
- - Practical credit limits up to £250,000
- - Free company cards with spend controls
Contact info
Hylo Building, 103, 105 Bunhill Row, Floors 6-8, EC1Y 8LZ, London, United Kingdom
- 0208 962 7401
- contact@capitalontap.com
- capitalontap.com
4.6
Excellent
18K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 91% of negative reviews
Typically replies within 1 week
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Been using this Credit card for…
Been using this Credit card for business and i love it
9 December 2025
ONE OF THE BEST CREDIT CARD ,EASY TO…
ONE OF THE BEST CREDIT CARD ,EASY TO ACESS ,INSTANT APPROVAL OF TRANSFERS
20 May 2026
What got me the most was the competency…
What got me the most was the competency and helpfulness of the staff. It made a lovely change to deal with normal nice people. The system is also great with links to help account for the card and integrate into your accounts programs. All good so far.
20 May 2026
The product is good
The product is good, the app works very well,
My only grumble is the bureaucratic process in providing documentation, there's process, and there's overbearing process, having to certify my share structure even though I provided documents to verify this was a real hassle, yes I know you have to go through disclosure hoops and are audited by financial oversight authority, but the application of the rules would be a little more flexible
20 May 2026
Exceptional customer service
Excellent communication and listening skills. Great explanation to their offers and a very quick delivery service of their card.
19 May 2026
Excellent communication and very easy…
Excellent communication and very easy and simple process for their account.
App makes it very convenient to use your account.
Great service.
19 May 2026
Capital on Tap were brilliant from the start.
Capital on Tap were brilliant from start to finish. They spotted a small mistake on my application and fixed it quickly, keeping me updated the whole way through. Once that was sorted, getting a card for my limited company was honestly one of the easiest parts of setting everything up. Fast, clear, and genuinely helpful service — exactly what you want when you’re trying to get a new business off the ground. Highly recommended.
19 May 2026
Application made easy
The application was very easy. Business loan applications are usually cumbersome, but CoT made it stress-free. Card arrived quickly. Great App and very easy to navigate.
19 May 2026
Excellent service
Excellent service, communication and wide support provided. Widely recommended .
19 May 2026
Truly pleasurable experience…
Over the years I’ve dealt with a number of financial institutions, I call them that for the right reason. I did not feel like Capital on Tap was an institution, it felt more like a great business partner, a business investment / support partner that really cared about their customers priority needs.
Not to mention the speed of service. Account set up and usable very easily and efficiently. Customer service team are awesome. Very knowledgeable and don’t speak to you like robots, down to earth and incredibly willing to help.
19 May 2026
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