Bupa UK Insurance Reviews 42,241

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 9,603 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent service and the helpful, professional staff. Many people highlight the efficient handling of claims and the quick response times, making the process smooth and reassuring. Reviewers often mention feeling well-cared for and supported throughout their interactions, appreciating the personalized approach. However, some customers also noted issues with claims being rejected or not fully covered, particularly concerning pre-existing conditions or dental treatments. A few other people felt that accessing medical services or getting referrals could be slow, with some experiencing delays in receiving responses or appointments.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting efficiency and quick responses. Many... See more

Staff

Consumers find staff to be positive, highlighting their professionalism, helpfulness, and compassionate care.... See more

Customer service

Customers had positive experiences with customer service. Many reviewers found the agents helpful, clear, and... See more

Claim

Customers consistently note positive experiences with claim. Many reviewers found the claim process to be... See more

Response time

Reviewers mention positive feedback about response times, with many praising quick responses and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My GP referred me to see an ENT (ear, nose and throat) consultant and I received a letter from NHS Lothian saying the average wait time is over 2 years!! Thank goodness I have a BUPA policy as was abl... See more

Company replied

Rated 5 out of 5 stars

Very efficient handling of the calls, one to deal with access to a pre-existing Bupa account, the other with a new claim for which they have organised an ALP the same day. All follow up emails and con... See more

Company replied

Rated 5 out of 5 stars

I had a medical concern and couldn't get an appointment with my GP as quickly as I wished. So I rang BUPA and arranged an appointment for that day with their GP facility. The doctor could not have b... See more

Company replied


Company details

  1. Health Insurance Agency

About Bupa UK Insurance

Written by the company

Bupa are one of the UK’s leading health insurance companies. Created in 1947, we are driven by a passion to provide high quality, affordable healthcare. Our purpose is to help people to live longer, healthier, happier lives and make a better world.

We cover healthcare, wellbeing and mental health support for individuals, couples, families and businesses. Alongside health insurance, we also have clinics, care homes and dental centres all over the UK.

At Bupa, our priority is our customers. We have no shareholders so all profits are reinvested into improving the health of millions worldwide.

We’re developing digital tools and solutions to help us achieve our goal of becoming the world’s most customer-centric healthcare company. Perfect for people with busy lifestyles to make it easier for you to book, manage and attend your appointments. You can also build and track your wellbeing plan and see a doctor 24/7, wherever you are in the UK using your computer or mobile device.

As a business we also have a global talent, innovation and sustainability programme called eco-Disruptive. Our goal is to find and support sustainable, scalable start-ups and innovative solutions that will improve people’s health and the health of the planet.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

42K reviews

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Rated 2 out of 5 stars

GP didn’t turn up and no communication about why

Booked a digital GP appointment; cleared my diary; waited 45 mins and despite being informed GP was vino g, no one arrived. Fed this back - after couple of emails back and forth got a call and promise to follow up and explain. Received a call whilst I was on another call - offered times that I would be available- no response or call. Secondly had skin Analytics home AI review. Didn’t receive the promised report on results simply a message from Bupa to book a consultant appointment- so I summised that there was an issue to be followed up; I had to call Bupa (who also didn’t have the report), emailed skin analytics and still don’t have the report. Seeing consultant without report. I asked Bupa to escalate it, said they would. Heard nothing.

8 April 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are truly sorry to hear about the difficulties you experienced with both your GP appointment and the Skin Analytics report. We've reached out for membership details so we can check what's happened here. Many thanks

Rated 5 out of 5 stars

Excellent service

Excellent service, a quick approval process either via the App or through the customer service team.

20 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your review! We're so happy to hear our service was excellent and the approval process was quick.

Rated 5 out of 5 stars

Easy

Easy intuitive to use

15 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so pleased to hear you found it easy and intuitive to use. Thank you for sharing your positive experience!

Rated 1 out of 5 stars

Don't bother with digital GP, Bupa is avoiding claims

The digital gp system is useless. GPs are clearly instructed to avoid referrals. I've spent nearly a year trying to get a referral, Bupa GPs fobbed me off. Finally got a referral, Bupa tried to deny the claim even though it is clearly covered by the policy. Finally got a pre authorisation after complaining, let's see if I have further problems

13 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are sorry to hear about the difficulties you experienced with the digital GP system and referral process.

Rated 5 out of 5 stars

Obtaining an Appointment Authorisation

I was looking to obtain an authorisation no for a visit to a consultant.
The lady who helped me was very pleasant to deal with and very efficient and clear with her explanations. The whole procedure took less than 10 minutes.

15 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so pleased to hear about your positive experience with our team. We always aim for efficient and clear service, and it's wonderful to know we achieved that for you. Thank you for sharing!

Rated 5 out of 5 stars

Good GP Service

Quickly arranged GP appointment at a convenient time. Doctor was very kind and listened to my concerns. Prescribed medication for me

8 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're glad we could arrange a prompt GP appointment for you. It's wonderful to hear our doctor was kind and attentive.

Rated 5 out of 5 stars

Staff very friendly

Staff very friendly
Consultant very experienced and knowledgeable

19 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback. We're glad our staff was friendly and our consultant experienced.

Rated 5 out of 5 stars

I have spoken to several administrators…

I have spoken to several administrators who have been very helpful especially Toby who helped me with a complaint about paying the consultant fee. Thank you.

20 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so glad to hear our team provided helpful support with your consultant fee. Thank you for your kind feedback!

Rated 5 out of 5 stars

Setting up the App is simple

Setting up the App is simple, arranging a virtual appointment is easy and there's plenty of availability to choose from. The process is efficient, smooth and very easy to navigate end to end.

6 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback. We're so glad to hear that setting up the app and arranging virtual appointments was simple, efficient, and easy to navigate.

Rated 5 out of 5 stars

Excellent medical service

Pleasant hospital environment and doctor had a lovely manner, putting me at ease and explaining everything.

3 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback. We are so glad to hear you found our hospital environment pleasant and our doctor's manner reassuring.

Rated 5 out of 5 stars

Just when you need it most

Just when you need it most, BUPA were there with fast, friendly, thorough and well-targeted help. I felt supported and in good hands right from the start.

16 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback. We're so glad we could provide fast, friendly, and thorough help when you needed it most.

Rated 5 out of 5 stars

Very impressed

Thank goodness for BUPA. Everything was wonderful: the first telephone enquiry, the 30-minute phone chat and most of all the consultation. I rang on Friday, got an appointment on Wednesday, saw an extremely professional consultant, waited ten minutes for an X-ray and another fifteen minutes for the results. The consultant explained everything clearly and concisely and outlined all options, explaining the pros and con's of each. As always, I am extremely impressed with BUPA.

13 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're delighted to hear about your wonderful experience, from your initial inquiry to the consultation. We appreciate your positive feedback regarding the efficiency of your appointment, the professional consultant, and the clear explanation of your options.

Rated 5 out of 5 stars

Surprisingly pleasant experience

The Health Assessments at BUPA are always a surprisingly pleasant experience. Staff are lovely and helpful, the tests are thorough and the explanations are clear.

12 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback. We're glad to hear that you found your health assessment a pleasant experience, with lovely staff and clear explanations.

Rated 4 out of 5 stars

Answered my call quickly and set things…

Answered my call quickly and set things up OK, I did contact the consultant's secretary, but decided to stick with NHS as that consultant didn't do the op under BUPA because of aftercare

8 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback regarding your experience. We understand your decision and are always working to improve our services.

Rated 5 out of 5 stars

Best thing I ever did!

Really easy to complete the paperwork, swift response with a selection of consultants and times to suit me. The process to book was easy and straightforward. Communication was up to date, easy to access and quickly done. Fully reccommend BUPA for anyone to have some peace of mind. I was referred by NHS and via BUPA, NHS still not arrived and BUPA was done and completed in less than a month. I can now get back to my life and not worry about the diagnosis. Thanks so much!

15 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so glad to hear that the process was easy and straightforward for you, from completing paperwork to booking appointments. It's wonderful that we could provide peace of mind and a swift resolution. Thank you for sharing your positive experience!

Rated 4 out of 5 stars

After a private doctors appointment and…

After a private doctors appointment and a phone call, I received authority to see a consultant to start the treatment to cure my problem.

7 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're happy to hear you've received authorization to begin treatment. We wish you a smooth and successful journey to recovery.

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