Very good communication and understanding of business needs. I needed emergency funding to pay bills due between christmas and new year. Bizcap stepped in and funds were in my account within hour... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Tim & his team at Bizcap make it possible to get what you need if you’re looking for an interim loan to get your business back on track or for a inconsistent cash flow or for equipment & t... See more
Company replied
Menchy has been awesome! Above and beyond ! And Bizcap i cant thank you enough! All the other declined my application and here we are almost 13 months later ! NZ government doesn't do enough to help s... See more
Company replied
I cannot give Bizcap high enough accolades. When I was in an urgent need for business finance, their team delivered beyond expectations. The application process was incredibly swift and fluid from sta... See more
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Company details
About Bizcap
Written by the company
Bizcap is a global leader in business financing, headquartered in Australia with branches in New Zealand, Singapore, the United Kingdom, Europe, Canada and the United States as NewCo Capital Group. We empower SMEs with fast, flexible funding solutions tailored to their unique needs. Whether you're looking to snap up a growth opportunity or bridge unexpected or seasonal cash flow gaps, we make accessing funds fast, easy, and stress-free.
Bizcap loans typically offer:
Since the company's inception in 2019, Bizcap has empowered SMEs with more than 100,000 business loans totaling more than $5 billion. Join thousands of businesses across the globe who’ve achieved more, faster, with Bizcap, your trusted financial partner.
*Across certain markets
Bizcap loans typically offer:
- Between $5k to $7.5m in funding
- No upfront credit checks*
- Approvals in as little as 3 hours and same-day funding
Since the company's inception in 2019, Bizcap has empowered SMEs with more than 100,000 business loans totaling more than $5 billion. Join thousands of businesses across the globe who’ve achieved more, faster, with Bizcap, your trusted financial partner.
*Across certain markets
Get support to manage cash flow
Written by the company
- Empowering SMEs with cash flow solutions
- At Bizcap, we do things differently: no upfront credit checks so you can apply with confidence. Real people, not algorithms—every application is reviewed by a human who understands your business. Genuinely flexible funding—we're happy to support you even if you already have financing in place with other lenders. Get the funds you need, fast. Apply now and see how Bizcap can help your business thrive!
Contact info
PO Box 195, 3183, Balaclava, Australia
- 1300 922 223
- info@bizcap.com.au
- bizcap.com.au
4.6
Excellent
2K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 11% of negative reviews
Typically replies within 2 weeks
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Very fast communication and funds…
Very fast communication and funds transfer.
High interest rate to start with but I understand this may change once a funding relationship and payment history has developed.
21 May 2026
Reply from Bizcap
Thank you for taking the time to share this. It’s great to know our communication and funding speed made a difference for your business. As we get to know your business better, we’re always looking to provide the most suitable funding options we can.
Reply from Bizcap
That's great to hear Robert. Thanks for the feedback, we really appreciate it.
Disappointed
I am very disappointed with my experience with this credit provider.
What concerns me most is the lack of transparency regarding the charges. It was not clearly explained during the sales process that a £100 monthly fee could apply if the facility was not utilised. I cannot comment on whether this charge also applies when the facility is used, but the key issue for me is that this cost was not communicated clearly from the outset.
My concern is not simply the charge itself. Businesses are entitled to structure their pricing as they see fit. What matters is that customers are given a clear and complete explanation of all fees, charges, and terms before making a decision. Had this been explained properly, I would have been able to assess the product on its true cost and make a fully informed choice.
In addition, the total cost quoted was £3,335 for borrowing £10,000 over a period of seven months, which I considered significant once all charges were taken into account.
Trust and transparency are fundamental in any business relationship. In my view, it is always better to communicate charges openly and honestly rather than leaving customers to discover important costs later.
Unfortunately, based on my experience, this has been one of the most disappointing credit arrangements I have encountered. I hope this feedback encourages clearer communication and greater transparency for future customers.
22 May 2026
Unprompted review
Reply from Bizcap
Thanks for trusting us to help get it done. We really appreciate the feedback!
Reply from Bizcap
Thanks so much for your support. We’re glad we could be there to help when you needed funding most.
Instant cash
13 May 2026
Reply from Bizcap
Thanks for your review. We’re glad we could move quickly and get you the support you needed without unnecessary delays.
Evil, Just pure evil
The approval process is quick and transparent and they fill a purpose for desperate businesses but be aware that what you are getting is super, super expensive money and harsh, harsh onerous repayment conditions that will strangle the life out of your business to the point of almost sending you broke and if things change there is no flexibility or support from Bizcap to alter repayment conditions.
If I had to put my opinion of Bizcap in simple terms it would be, that they are predatory, they prey on struggling businesses, this is an awful company that at its core is just evil, pure evil. If you go ahead be aware that once you have had a Bizcap loan you will find it much harder getting finance from other more reputable lenders should you need it at a later point. Having had a Bizcap loan on your credit file is like having a stink on you that doesn't wash off because a Bizcap loan becomes a massive red flag to other lenders.
I 100% acknowledge that Bizcap fill a purpose for cash challenged businesses but only if you are totally desperate and even then please rethink it because the repayment terms will end up making your life worse rather than easier or better. When I signed up I went in with my eyes wide open and they hid nothing from me so I knew what I was getting into so there is no one to blame but me. However, for me living with a Bizcap loan for the last 6 months has made my life an absolute living hell to the point of needing medical help to get through it.
19 May 2026
Unprompted review
I am happy to say thank you team to…
I am happy to say thank you team to help me in my needs
12 May 2026
Reply from Bizcap
Thanks so much for your review Ranjini. We really appreciate your feedback and support.
Ashleigh Kelly is excellent at
Ashleigh Kelly is excellent at
Customer
Service
Very efficient
12 May 2026
Reply from Bizcap
Thanks so much for the kind words. We’re thrilled to hear Ashleigh provided excellent customer service and kept everything efficient throughout the process. We’ll be sure to pass your feedback on to her.
Reply from Bizcap
Thanks for the great feedback Katherine. We really appreciate it.
Reply from Bizcap
Thanks for sharing this. We really appreciate you taking the time to leave us feedback.
Excellent service from Bizcap
Excellent service from Bizcap! Cherish and Liam made the refinance process smooth, fast, and stress-free. They explained everything clearly, kept great communication throughout, and worked hard to get the best outcome for me. Highly recommend their team for anyone looking for business finance or refinancing support.
12 May 2026
Reply from Bizcap
Thanks for the kind words. Clear communication and finding the right outcome are exactly what we aim for, so it’s great to know that came through in your experience. We really appreciate your recommendation and look forward to supporting your business again in the future.
Reply from Bizcap
Thanks for the recommendation! We really appreciate the feedback.
Menchy has been awesome
Menchy has been awesome! Above and beyond ! And Bizcap i cant thank you enough! All the other declined my application and here we are almost 13 months later ! NZ government doesn't do enough to help small business owners! Thank you Bizcap!!
8 May 2026
Reply from Bizcap
Thanks so much for your kind words. We’re thrilled to hear our team went above and beyond to support you. We know small business owners don’t always fit the box traditional lenders expect, which is why we take the time to understand the full picture. It’s great to know we could help when others couldn’t.
Always a pleasure to deal with Paul and…
Always a pleasure to deal with Paul and Josh. Those two need a BIG raise xox
5 May 2026
Reply from Bizcap
Thanks for the kind words Julia, we will be sure to pass on the great feedback to our team. We appreciate you taking the time to share your experience.
Fast and easy application and prompt…
Fast and easy application and prompt payment of funds
29 April 2026
Reply from Bizcap
Thanks for taking the time to share your experience John. We really appreciate it.
An amazing service every time very…
An amazing service every time very clear terms and repayments will recommend to any one with business
25 February 2026
Reply from Bizcap
That's exactly what we aim for, so it's great to hear that has been your experience every time. Thanks for the recommendation, we appreciate it.
Fast turnaround with an offer
Fast turnaround with an offer.
And money 💰 in the bank the same day!
28 April 2026
Reply from Bizcap
Thanks so much for the great feedback! Getting you from application to funded fast is exactly what we aim for. If you ever need support again, we’re here to help.
Reply from Bizcap
Thank you for the kind words. We’re so glad you had an excellent experience with us, and we appreciate you taking the time to leave a review.
Reply from Bizcap
Thanks for the positive feedback. We really appreciate it!
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