My withdrawal was pended continuously till I lost hope, later on conwilding came in and bailed me out
Company replied
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My withdrawal was pended continuously till I lost hope, later on conwilding came in and bailed me out
Company replied
This company enrolled an elderly family member who is barely lucid. They stole $16K from him and did nothing at all. If they have done this to an elderly person I can only imagine all the other people... See more
B&A financial and the team at Caridi Law were a great help to me and my business. I thought I would have to declare bankruptcy due to my merchant cash advances l, but B&A were able to get me into new... See more
Program did not go as described. Biggest frustration would be that when I expressed my concerns I ended up with someone from upper management essentially tell my I was crazy and that if I “slandered”... See more
B&A Financial Solutions has over 15 years of combined experience providing expert guidance in the areas of financial, business debt relief and business loan modification solutions.
1800 Rt. 34 , 07719, Wall, United States
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My withdrawal was pended continuously till I lost hope, later on conwilding came in and bailed me out

Reply from Bafinsolutions
BA Financial is not a company I can suggest you use. Notice the customer complaint theme here. Read the reviews. Those who are dissatisfied all claim the same issue. They do not completely represent your business. Have they used "tortious interference" as a tactic to to convince you to stop paying others and instead redirect that money to them to create a settlement fund? Tortious interference is probably illegal. Have they contacted all of the loan companies listed on your Debtors list in your contract? Have they instructed you to not talk to or answer communications from those lenders. If the "negotiators" haven't contacted the loan companies will this only escalate while you re-direct funds to RAM where it will NEVER be returned. Did you know that RAM has been sued for illegal activities? Go to consumerfinace.gov web page read it yourself.
Notice how BA Financial says their contract is fulfilled and all monies received by them are forfeit. OK, so if that's the case did they continue the services for which they received money? I guess if you've paid all of the fees associated and you don't continue having your bank account drained then they have dropped you as a client and use the NSF as an excuse to do so. Whereby, according to them you are not entitled to representation nor refund. Look for your legal rights. We cannot allow these companies to use questionable psychological methods to give us what could be considered legal malpractice advice, abuse our trust, and help guide us in a way which is detrimental to our continued survival. I urge you to seek remedy if you want to see justice done here and stop any improper practices from going forward. I took time to write this in hopes of stopping you from making a terrible mistake that you will regret forever.
Thieves, Thieves, Thieves, Thieves, Thieves!
I was forced to give 1 star but wished it could have been negative 5 stars!
Stay away!!!!
I was under the impression that B&A Financial was paying my debt to Pinnacle via the RAM account they created but learned they only sent them $900 of $17k. They ended up seizing my accounts and the saddest part of it I found out while attempting to pay my dad’s funeral arrangements, literally after I placed a suit on his deceased body. I was not able to properly bury my father as all my accounts were seized.
They all basically stole over $11k from me and had the audacity to be rude with me in my time of bereavement. Looking back, I could have paid this myself, so much for credit counseling service. They are more interested in stealing than counseling.
They will mislead you about their fees and services.
Here is a summary of my account, I still ended up paying Pinnacle $24k (I incurred a $7k penalty due to B&A negligence to pay Pinnacle).
Reliant | 412 North Cedar Bluff Road, STE 400 | Knoxville, TN 37923 | Direct inquiries to: 949.859.1404 | Fax: 949.480.0649 |
Account Summary
General Information
Name: XXXXX Reliant Account No.: 305
Status: CLOSED
Statement Date: 08/01/2023
Balance Information
Total Deposits: $11,321.55
Total Payments: $900.00
Total Reliant Fees: $98.80
Total Program Provider Fees: $10,322.75
Reliant Account Balance as of 08/01/2023: $0.00

Reply from Bafinsolutions
I WILL NOT RECOMEND THIS COMAPANY STAY WAY FROM IT THEY GOT PAID MORE THAN 100,000.00 IN FEE AND THE SETTLE FOR THE SAME AMOUNT WAS OWN TO THE LENDER . VERY SAD& I HOPE ANY THAE NO ONE ELSE WILL NOT HAVE TO SPEND THIS MONEY LIKE THAT
This company enrolled an elderly family member who is barely lucid. They stole $16K from him and did nothing at all. If they have done this to an elderly person I can only imagine all the other people out there. The best way to shut this company down is to complain directly to the New Jersey Attorney Generals office they are aware of them. call 602-292-4925
Program did not go as described. Biggest frustration would be that when I expressed my concerns I ended up with someone from upper management essentially tell my I was crazy and that if I “slandered” the company that they would sue me. So… not great.
B&A financial and the team at Caridi Law were a great help to me and my business. I thought I would have to declare bankruptcy due to my merchant cash advances l, but B&A were able to get me into new payment plans with a significantly lower balance, and were there to answer every question I had along the way.
This company just got me great settlements with my merchant cash advances. I saved about 20% off of my total balances and cut my payments drastically. Had a great experience accross the board
These people stole 30k from me as a business owner and that is all they managed to do for me. Currently paying a lawyer to solve this issue. DO NOT trust these people.
This company only takes your money and does nothing for you. When you cancel their services they come up with all these fees to keep your money. Stay away from this company.
Simple as that. Respect the scheduled payments alone.
I won't think twice about suggesting this business to anyone.
B&A Financial Solutions is the best in the industry. They handle all my debt problems professionally and creatively. It was hard designating a single department at B&A that performs better than their competitors
After my wife stopped working due to her disabilities, I was able to get the help I needed with my finances and debt. My worries are gone now and I am living the best life, debt free!
BA is amazing at keeping me updated on the latest in economics, planning strategies, legislation, and more.
I've worked with BA for the last 6 month and he is one of the true experts in finance, debt relief.
The quality of BA's research is unmatched. I could put my life in his hands and trust that he is going to get things done the right way.
He has helped us with everything from economy updates, fund analysis to debt relief topics. In terms of financial information, you can't find a better source than what he offers!
We utilized this firm for the first time today and would definitely do so again in the future due to the speedy service and affordable price.
The payment process was very easy to understand. Thank you; this is very helpful. The website is easy to use and basic.
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