Apt Payment Reviews 43

We run Avatar Group Ltd, managing restaurants and hotels in Shrewsbury, and like any business, there have been moments where the right support really mattered.

Mohammad came through for us at exactly the right time. He helped arrange £300K in funding, and honestly, that gave us the push and stability we needed to keep things moving forward.

What stood out was how easy he was to deal with — no complications, no pressure, just clear communication and someone who actually understood what we needed.

We’re genuinely thankful for his support. It made a real difference to us and the business.

I run a wholesale business based in Glasgow, regularly buying stock in bulk from overseas, so cash flow is always key. I was introduced to Mohammad through a friend’s recommendation, and I’m really glad I reached out.

He acted quickly and made the whole process smooth and straightforward. What stood out most is that he’s available 7 days a week it genuinely feels like he’s working alongside me.

Really appreciate the support. He helped me secure the business loan I needed without stress. Highly recommended.

Needed funding. Mohammad delivered. Business advance secured. Excellent service.

This is my second time working with Mohammad. He handled my business loan through multiple lenders and secured the funds I needed quickly and efficiently. Really professional and easy to deal with - highly recommend.

Even with my credit issues, Mohammad managed to sort out a business loan for me quickly. Really appreciate the help!

When my business hit a cash flow crunch, I approached several lenders—but each application was declined. Just as things were starting to feel uncertain, Mohammad stepped in with a solution. He connected me with a finance provider that understood my situation and was prepared to back my business.

Thanks to his guidance and persistence, I secured the funding I needed. I genuinely appreciate his support and would confidently recommend him to any business owner seeking the right financial partner.

Very fast funding

I was really impressed with Mohammad’s assistance on our business loan application. It was a secured business loan backed by property, and the best part of the process was that the transaction was completed without the need for a valuation or solicitor. This saved me a huge amount of both time and money. Highly recommended.

I received my business cash advance loan through Mohammad, and he did an excellent job throughout the entire process. He secured a surplus amount that helped my business grow, and he kept me updated from time to time about funding availability. My business is based in Woolwich, South East London, and I’m genuinely pleased with the service. Highly recommended.
Regards,
Winston Anthony Smith.

“We urgently required working capital to keep our operations running smoothly, and Mohammad stepped in at exactly the right time. He handled the entire business loan process efficiently, professionally, and with great attention to detail. From start to finish, he guided us with clarity and ensured we received the funding we needed without any delays.
We are extremely satisfied with the service and support he provided.
Based in Luton – Madian Catering and Wholesale Ltd.”

Excellent service from Mohammad. We received our funds quickly despite having credit issues. Mohammad managed to secure the funding for us efficiently.
Regards,
AM Glasgow Ltd.

As a Milton Keynes business owner with several ventures, I’ve faced moments where urgent funding was critical. Every single time, Mohammad Samad has been there. His dedication, honesty, and willingness to go the extra mile make him more than a broker—he’s someone I now consider a friend. Outstanding service.

Mohammed Samad Finance advice and support is second to none.

Testimonial for Mohammad Samad

I have worked with Mohammad Samad for a long time to arrange Merchant Cash Advances and business loans for his clients. He is transparent, quick, and highly efficient. He is also reachable seven days a week. I am happy to continue working with him to secure funding for his clients.

Regards,
Matt Lopez, Juice

I have been working with Mohammad for the last 3/4 years arranging funding for numerous clients. He has been fantastic throughout & never fails to negotiate the best deals for all his clients . looking forward to continuing our working relationship.

Mohammad has been incredibly helpful with his great communication, quick responses and understanding of his clients needs, I would highly recommend him if you were looking to fund your business.

Thanks to Mohammad for arranging working capital so quickly. His communication is excellent – whenever I need him, he’s always available on the phone, even outside of office hours. Truly reliable and dedicated service!

Why would a reputable loan company send unsolicited texts offering loans to private numbers using a system that cannot be replied to so cannot be blocked or reported? Doesn't pass the sniff test. Avoid and report.

This company is very client-focused and prompt with responses. Their customer service is excellent, and I was able to secure the business loan I needed without hassle. Mohammad is a great person to deal with—professional, helpful, and trustworthy. Highly recommended!

— Coffee Culture

When we faced an urgent cash flow challenge at our Subway in Canterbury, Mohammad stepped in and delivered a solution within 12 hours. Fast, professional, and stress-free, exactly what we needed. Highly recommended!
SERENDIPITY TASTE LTD