Alchemy Pay Reviews 122

TrustScore 2 out of 5

2.0

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

Avoid at all costs. I made a SEPA Bank Transfer on April 27th. The funds were received by their bank (Unlimit EU Ltd), yet they refuse to deliver the service. Worse: Their support is a loop o... See more

Rated 5 out of 5 stars

I have been using Alchemy pay since 2023 and up till now it has been quite a wonderful experience. The platform has a very simple and secure mode of trading between crypto and fiat. No fees are obs... See more

Company replied

Rated 1 out of 5 stars

I purchase some btc through ledger via pix pay and ledger suggested alchemy pay to handle the transaction. Couple minutes after I paid the transaction was cancel on my account and I have not see my... See more

Rated 1 out of 5 stars

First I liked this resource. They sold crypto at good prices also they supported Skrill and Neteller payment options. However after several transactions they blocked my account without any reason. I t... See more

Company replied

Company details

  1. Payment Service

Written by the company

Alchemy Pay is a payment solutions provider that seamlessly connects fiat and crypto economies for consumers, merchants, and developers. It provides merchants with convenient crypto acceptance and makes crypto and web3 services highly accessible. Alchemy Pay is supported in 70+ countries with 300+ payment channels and has touchpoints with 2 million merchants. Its ramp plug-ins will be integrated onto web3 and crypto platforms for D2C onboarding and offboarding. ACH is Alchemy Pay's ERC20 utility token issued on the Ethereum blockchain.


Contact info

You should know

2.0

Poor

TrustScore 2 out of 5

122 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 57% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

ABSURD AND ILLEGAL PRACTICES - UNLAWFUL RETENTION OF FUNDS

Avoid at all costs. I made a SEPA Bank Transfer on April 27th. The funds were received by their bank (Unlimit EU Ltd), yet they refuse to deliver the service.

Worse: Their support is a loop of incompetent bots asking for ILLEGAL AND IMPOSSIBLE documents. They are demanding a "photo of myself holding the payment card" for a BANK TRANSFER. There is no card!

I have already provided my ID and a Selfie, but they keep stalling with these nonsensical requests to avoid refunding me. This is a clear case of fraudulent retention of funds. I have initiated a SEPA Recall via Revolut and filed a formal complaint with the CySEC.

They ignore proofs, ignore bank statements, and ignore logic.

27 April 2026
Unprompted review
Rated 1 out of 5 stars

Complete and total SCAM

Complete and total scam. From the begining things were wrong. As soon as they had my crypto the signs showed up. I initiated an off ramp to my debit card, but they I sister it was bank transfer, even though I never submitted banking details. After waiting 3 days I received an email stating that the transfer failed. I contacted support to get funds back and have been met with no response from support. DO NOT SEND YOUR CRYPTO!!!! TOTAL SCAM !!!!

4 March 2026
Unprompted review
Rated 1 out of 5 stars

Worst company to buy crypto

this company is a scam, please stay away from this. i am waiting for my crypto from 1 day. first they say 1 min -1 hr then 10 hr on payment recieve confirmation then they will ask you to wait 12hr then 1-2 days.

They dont refund or give your money back, they just keep postponing the delivery of the crypto . just stay away from this company.

21 February 2026
Unprompted review
Rated 1 out of 5 stars

please dont use them absolutely…

please dont use them absolutely horrible service my funds are stuck with them for 12 days now customer service is absolutely useless they are just making reasons no actions taken no refund processed proceeding with legal actions now

17 February 2026
Unprompted review
Rated 1 out of 5 stars

THEY STOLE MY MONEY

I purchase some btc through ledger via pix pay and ledger suggested alchemy pay to handle the transaction.
Couple minutes after I paid the transaction was cancel on my account and I have not see my crypto nor my money back.
I have been trying to talk to customer service and they keep saying they are still checking if they got the payment even though I provided proof of purchase and it has been more than 1 day.
Just give my money back and I will remove the review.

13 February 2026
Unprompted review
Rated 1 out of 5 stars

HORRIBLE PLACE TO BUY CRYPTO I WAITED…

HORRIBLE PLACE TO BUY CRYPTO I WAITED HRS FOR MY CRYPTO THEN ALL OF A SUDDEN THEY CANCELLED MY ORDER.CUSTOMER SERVICE SUX AND THERE SLOW IN THE HEAD .NOW ALL OF A SUDDEN THEY DONT KNOW WERE MY MONEY IS AT BECAUSE THEY NEVER SENT IT BACK TO MY CARD SO WERE IS IT.SCAM SCAM SCAM!!!!!!DNT TRUST UR MONEY WITH THEM SERIOUSLY

12 February 2026
Unprompted review
Rated 5 out of 5 stars

Smooth and Reliable

It makes buying crypto with fiat incredibly smooth. The whole process felt secure and easy from start to finish.

14 December 2025
Alchemy Pay logo

Reply from Alchemy Pay

Appreciate your kind words! Security and smooth user experience are always our priorities. Happy to hear everything went well from start to finish.

Rated 5 out of 5 stars

Very impressed with Alchmey Pay

Very impressed with Alchmey Pay, including the accomplishments. I'll continue to use ACH & invest in ACH. The ACH token price is so undervalued right now, in my opinion.
Important things to note with ACH.
Strong World Partnerships: Alchemy Pay has forged significant partnerships with major players in both traditional finance and the crypto space, including Visa, Mastercard, Binance Pay, Shopify, and various blockchains like Polygon and Arbitrum.
Regulatory Compliance and Licensing: The company emphasizes compliance and has been actively securing licenses across various jurisdictions. Notably, it has obtained numerous U.S. state licenses (reaching eleven states by late 2025) and holds licenses in countries like Australia, Switzerland, and Hong Kong, which builds institutional credibility and reduces operational risks.
Comprehensive Fiat On/Off-Ramp Services: Alchemy Pay offers a robust on-ramp (buy crypto with fiat) and off-ramp (sell crypto for fiat) solution supporting over 50 fiat currencies and 100+ cryptocurrencies across 173 countries. This one-stop solution is easily integrated by dApps and platforms.
Integration with Mainstream Payment Methods: Users can access Alchemy Pay's services using familiar payment methods, including credit cards (Visa, Mastercard, Discover, Diners Club), local bank transfers, and popular mobile wallets, making crypto more accessible for everyday use.
Innovative Offerings: Beyond standard ramps, Alchemy Pay is developing new services like a Real-World Asset (RWA) platform for tokenized stocks and ETFs, Web3 Digital Bank services with Swiss IBAN accounts, and NFT Checkout, allowing direct purchases of NFTs with fiat.
Industry Recognition: Alchemy Pay's work in the payment space has received industry recognition, including a "Web3 Innovation Pioneer Award" from Forbes, highlighting its innovative approach.

Keep up the good work.

5 January 2026
Unprompted review
Alchemy Pay logo

Reply from Alchemy Pay

Thank you so much for your thorough and encouraging review!

Rated 5 out of 5 stars

Alchemy Pay continues to get better and grow

Alchemy Pay continues to get better and grow. Very impressed how many licences and partnerships ACH has now. ACH is working hard and has a bright future. Perfect time to invest more in ACH.

4 January 2026
Unprompted review
Alchemy Pay logo

Reply from Alchemy Pay

Thank you for your continued support and belief in Alchemy Pay and ACH!

Rated 1 out of 5 stars

The worst platform ever

The worst platform ever. I have several accounts on it’s virtual card platform. And it’s about 1 year that they are telling bank is under maintenance. And all my funds are frozen by them. I can’t use my cards or withdraw my money. All my money’s are frozen by them.

15 December 2025
Unprompted review
Rated 1 out of 5 stars

My virtual card was frozen immediately…

My virtual card was frozen immediately after I made a large deposit for the first time. It has now been over a year, and I continue to receive the same message: “System is undergoing maintenance.” Despite numerous attempts to reach support, there has been no real assistance — only automated responses repeating the same scripted line: “No timeline provided.” This lack of transparency and accountability is extremely concerning.

15 November 2024
Unprompted review
Alchemy Pay logo

Reply from Alchemy Pay

Thank you for reaching out and sharing your experience.

We’re truly sorry for the inconvenience caused. The CryptoCard system is still under maintenance as we complete technical and compliance updates with our partners.

Our support team has reviewed your case and will follow up directly via email — please check your inbox for our message (including your spam folder, just in case).

Thank you for your patience and understanding while we work to resolve this.

Rated 1 out of 5 stars

This is worst payment method of all…

This is worst payment method of all time . I pay 1300 inr to their merchant to buy usdt through silkpay in trust wallet . But they didn't send my usdt in trust wallet. And also i talk with their support team but they didn't solve my problem.

20 September 2025
Unprompted review
Alchemy Pay logo

Reply from Alchemy Pay

We’re sorry to hear about this. In order to help you resolve the issue as quickly as possible, please send your email address and order number to our support team at support@alchemypay.org. We’ll follow up shortly and assist you further.

Rated 5 out of 5 stars

FAST! RELIABLE, EXCELLENT CUSTOMER SERVICE..

FAST!! EXCELLENT!! RELIABLE..
even their human customer service work as fast as robots, Lol 😆

They solve your problem very quickly, within 1-2 minutes, that's why I said, their customer service people work as fast as robots.

Thanks to ( CS KEVIN )🙏🏻

12 September 2025
Unprompted review
Alchemy Pay logo

Reply from Alchemy Pay

Thank you so much for your enthusiastic feedback!
We’re thrilled to hear you had a great experience with our customer support — and Kevin will be especially happy to receive your shoutout! We’ll keep working hard (and fast ) to provide the best service possible.

Rated 5 out of 5 stars

Refund received

I placed a sell order through Alchemy Pay's Off-Ramp service, but they failed to deposit the funds into my bank account. They promised to refund the USDT within 3-5 business days.

8 days later, I received the full refund, and they said that the issue was caused by the bank account details.

Now everything is fine.

29 July 2025
Alchemy Pay logo

Reply from Alchemy Pay

We're truly sorry to hear about the delay and the inconvenience you've experienced with your recent off-ramp transaction.We’d like to urgently investigate your transaction and resolve this for you. Kindly send us your transaction ID and registered email to our support team at [support@alchemytech.io]

Rated 4 out of 5 stars

Good Experience, but USE SEPA ONLY!!

I Had a Very Good Experiece, but only with SEPA - 8 Transactions, All SEPA, Because CC & Debit Cards Declined, even Apple Pay & ALL Other Methods!

19 August 2025
Unprompted review
Alchemy Pay logo

Reply from Alchemy Pay

Thank you for sharing your experience! We're glad to hear that your SEPA transactions went smoothly — and we truly appreciate your continued usage.

We're sorry to hear that card and Apple Pay options didn’t work as expected. Sometimes, card issuers or regional restrictions may cause these issues. We're actively working with our payment partners to improve success rates across all methods.

If you'd like us to check on a specific failed transaction or help troubleshoot for future attempts, please feel free to reach out to our support team at support@alchemypay.org.

Rated 1 out of 5 stars

Deeply disappointing

I completed a few legitimate transactions and Alchemy Pay blocked my account without any notice or reason. After multiple chats with support, I got canned replies and no resolution. I’ve now asked them to delete all my customer data under GDPR. Onboarding is slick, but once you actually use the service you hit a wall. Unprofessional and frustrating.

18 August 2025
Unprompted review
Alchemy Pay logo

Reply from Alchemy Pay

We're truly sorry to hear about your experience, and we understand your frustration. Account restrictions can sometimes be triggered by our automated risk control systems, which aim to maintain the security and compliance of our platform. We acknowledge that such actions should be communicated more clearly, and we apologize if this was not your experience.

Regarding your request for data deletion under GDPR, please rest assured that we take such requests seriously and will process them according to applicable regulations. If there are any outstanding questions or if you'd like to re-open the conversation, feel free to contact us again at support@alchemypay.org with reference to your case ID.

We genuinely appreciate your previous use of our service and hope to improve from this feedback.

Rated 5 out of 5 stars

Good paymenta fast

16 August 2025
Unprompted review
Alchemy Pay logo

Reply from Alchemy Pay

Thank you for the kind words! We're glad to hear your payment experience was fast and smooth. If you ever need assistance or have suggestions, feel free to reach out.

Rated 1 out of 5 stars

Account suspended for using the service too often for the best crypto value.

My account was suspended randomly after attempting to purchase a new and popular crypto that had been fluctuating. I'd done so through several transactions to get the best value. Prior to this they had me go through several layers of identity verification. Without warning my account was suspended with the explanation being "your account has been suspended due to triggering our risk control measures." Avoid this company if you actually want to make a high volume of purchases.

15 August 2025
Unprompted review
Alchemy Pay logo

Reply from Alchemy Pay

We’re sorry to hear about your experience. Our risk control system is designed to protect all users and may flag accounts based on certain activity patterns, especially during high-frequency transactions. We understand this can be frustrating and would like to review your case further. Please reach out to our support team(support@alchemypay.org) with your registered email so we can assist you directly and look into reactivating your account if appropriate.
Thank you for your feedback — it helps us improve.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look