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AL Sydbank Reviews 

14,632
TrustScore 4 out of 5

3.9

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Rated 1 out of 5 stars

After the merger - surprise surprise - dramatic price increases. I thought mergers were meant to be more efficient and competitive. Not in this case. Bank box: 700 DKK before, now 1100 DKK -> 5... See more

Rated 5 out of 5 stars

We are very happy with Vestjysk Bank since we switched 3 years ago. We have a great advisor, Birgitte, who provides personalized service. She is flexible when arranging meetings and answers our quest... See more

Rated 5 out of 5 stars

A great bank experience! Recommanded by some friends who really appreciated Vestjysbank and especially the branch of Hvide Sande, I contacted the team for a Housing loan. Besides very competitive... See more

Company replied

Rated 5 out of 5 stars

We always receive fantastic advice and assistance from Felix and Søren in Esbjerg! We relocated to Denmark and feel in great hands. We are so glad to be at Vestjysk bank and look forward to a long fut... See more

Company replied

Company details

  1. Bank

Written by the company

I AL Sydbank hjælper vi hver dag mere end en million privatkunder og 100.000 erhvervskunder videre mod deres mål. Selvom vi er blandt de største banker i Danmark, går vi ikke på kompromis med nærheden til vores kunder. Vi er tæt på i hverdagen og engagerer os i de lokalsamfund, vi er en del af. For os hænger en stærk forretning og et tydeligt samfundsansvar uløseligt sammen. AL Sydbank er resultatet af fusionen mellem Sydbank, Arbejdernes Landsbank og Vestjysk Bank i december 2025.


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3.9

Great

TrustScore 4 out of 5

15K reviews

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3.9

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(14,632)

1,337 reviews in the last 12 months

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Rated 1 out of 5 stars

AL Bank doesn't want new customers

Arbejdernes Landsbank is arguably the worst bank imaginable. Their account opening process treats potential clients like fraudsters, demanding past transaction histories and explanations for legitimate transactions processed by other banks. They drag the process out for 1.5 months, only to reject the application without clear reasons, possibly discriminating based on spoken language—using English instead of Danish—since no explanation was provided for denying a Mastercard Gold.

18 August 2025
Unprompted review
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Reply from AL Sydbank

Hi Mikolaj
Of course we want new customers.
Unfortunately, as a bank we have to live up to a lot of rules from the authorities, when new customers want to open an account.
Somtimes the process takes longer time, and I'm sorry if it took too long in your case.
I don't know the specific reason, but I know that language or nationality are not valid reasons.
Martin

Rated 1 out of 5 stars

Avoid this bank if you're foreigner

I've been customer to vestjysk bank from 2007 to 2012 and I had bad experiences with them in two different cities.

You can clearly see they don't like foreigners and they make you feel unwelcomed.

24 November 2024
Unprompted review
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Reply from AL Sydbank

Dear Florin
I´m truly sorry to hear that you felt unwelcome during your time with us. That is not the experience we want anyone to have, and we take such feedback very seriously.

At Vestjysk Bank, we strive to treat all our customers with respect, care, and professionalism, and we always do our best to help. — regardless of background or nationality.

Your feedback helps us improve, and we hope you’ll consider reaching out directly if you’d like to share more details.
Best regards Lone

Rated 1 out of 5 stars

We are very annoyed with this bank

We are very annoyed with this bank. During our summer vacation my husbands card was swollen by ATM. So we had to share mine the whole time. Then a week later I tried paying for groceries at Coop and my card was declined (of course I had money on my account). This happened several times during this year and we are considering changing to another bank.

Update after the answer: I did try to insert the card, used my pin code that was correct - it still got rejected.

20 July 2025
Unprompted review
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Reply from AL Sydbank

Hi Janina
I'm really sorry to hear that you're not satisfied with us. I’ve looked into your case and can see that your card was blocked due to security reasons. Occasionally, it's necessary to use the card with your PIN code, not just the contactless function. This is a standard security measure used by all banks, and it's in place to help protect you - helping to prevent others from misusing your card. When it happens again, you should insert the card into the card reader and enter your PIN code
If you have any further questions, please don’t hesitate to reach out.
Best regards Lone

Rated 5 out of 5 stars

Bank bag kunde

At man har en bank som lydt til en og hjælpe nor det er nødvendigt samt en god bankrådgiver det er prikker over it

11 July 2025
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Reply from AL Sydbank

Hej Jan
Tusind tak for din anmeldelse og de 5 stjerner. Hvor er jeg glad for at høre, at du er så tilfreds med os. Det er lige sådan, det skal være - og vi vil gøre vores allerbedste for, at det fortsætter sådan.
Rigtig god sommer til dig.
Venlig hilsen Lone

Rated 5 out of 5 stars

god bank

god bank, god service

12 June 2025
Unprompted review
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Reply from AL Sydbank

Tak for din positive anmeldelse! Vi sætter stor pris på din ros. Rigtig god dag til dig. Venlig hilsen Pernille

Rated 1 out of 5 stars

Stupid Rules

I’m on resident permit in Denmark, and my resident permit will be expired next month whilst I already applied for extension, it takes up to 7 months from the expiration date of my current permit to receive the new resident card but they don’t want to understand that despite that’s NOT IN MY POWER! They THREATENED ME to close my bank account even tho I use my bank account to pay tax and receiving salary.

27 June 2025
Unprompted review
Rated 5 out of 5 stars

Service i top

20 June 2025
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Reply from AL Sydbank

Tak for din positive anmeldelse! Vi sætter stor pris på din ros og er glade for, din anmeldelse. Rigtig god dag til dig.
Venlig hilsen Pernille

Rated 2 out of 5 stars

There must be better options

I am their customer for 11 years, used 2 loans from them and paid by the day. After getting a job in another EU country, I needed a small loan from them for moving expenses, which they dismissed.

They also suspended my account twice for not declaring a document about how much money I plan to spend for the upcoming year. During one of these suspensions I was on holiday abroad, using the account for all expenses.

They keep asking this document every year even though I am a salaried white collar, making me feel like I am doing some sort of shady business?

Being their customer for a long time, and having my salary paid to that account for 6 years, I was never ever offered anything remotely useful for being their customer. Not a credit card, no advantage. Nothing at all whatsoever. Waste of time.

3 February 2025
Unprompted review
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Reply from AL Sydbank

Hi BS
I'm sorry to hear about the inconvenience you've faced.
I recommend you to reach out to our customer service so you can discuss your needs and work towards a better solution for you. Your feedback is important to us, and we're committed to improving your experience with us.
/Anne

Rated 5 out of 5 stars

Great advisor service

We moved to Sydbank in connection to buying our first property and the main reason was a great connection with our advisor, Lasse! He was always super prompt in answering our questions, which were not few, in a relaxed manner that gave us confidence in the process, which was extremely important for us ☺️

5 May 2025
Unprompted review
Rated 5 out of 5 stars

Very helpful bank and always ready to…

Very helpful bank and always ready to help when you need them.

29 April 2025
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Reply from AL Sydbank

Hi Vikas
Thank you so much for your review. It's so great to read that you are so satisfied and always have a good experience with us. We will do our very best to keep it that way. Have a nice day. Kind regards Michelle

Rated 5 out of 5 stars

Friendly staff and easy-to-use banking

Friendly staff and easy-to-use banking. Very satisfied!

7 April 2025
Unprompted review
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Reply from AL Sydbank

Hi Nash
Thank you so much for your review. It's so great to hear that you are so satisfied and always have a good experience with us. We will do our very best to keep it that way. Have a nice day. Best regards Michelle

Rated 5 out of 5 stars

Top advice and great service!

We always receive fantastic advice and assistance from Felix and Søren in Esbjerg! We relocated to Denmark and feel in great hands. We are so glad to be at Vestjysk bank and look forward to a long future with them. Thanks for all your help.

27 March 2025
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Reply from AL Sydbank

Hi Emily
How wonderful to hear that you had a positive experience with your advisors and that you feel comfortable with us. It is important to us that our costumers feel heard and understood. We will do our best to keep it that way. Have a great day. Best regards, Michelle

Rated 1 out of 5 stars

No response.

Like others have said, they're irresponsive, don't count on them getting back to you. Waited more than 2 weeks for ansver on a house loan, called them 3 times where the advisor got a message and 48 hours to respond. Nothing.

19 March 2025
Unprompted review
AL Sydbank logo

Reply from AL Sydbank

Hi Tor
We are very sorry to hear about your experience with us. In general, we place great importance on getting back to customers quickly, but we can also occasionally encounter challenges that delay the process. We apologize if that has been the case here. You are welcome to call us (again) on 38484848 - our advisors are available until 8 pm tonight.
Best regards, Pernille

Rated 1 out of 5 stars

Probably the worst bank I ever had

Probably the worst bank I ever had. They not only call my private number that I never shared to my bank, and asked what am I spending MY OWN MONEY when I buy on the internet, but recently they sent me some kind of website where I had to fill in what I am buying, how many bank accounts do I have how do I use them, and why I am using real cash and what I buy with it. A bank did that to me. Time to moove away. I hope they go bankrupt and without pay. This bank is breaking the law and does not protect its custommers and invading them instead. My money NOT YOURS! Bye Sydbank!

15 January 2025
Unprompted review
Rated 1 out of 5 stars

Three months ago

Three months ago , I sent money to an overseas account using my SYDBank account. There was an issue with the receiving account and the England account was blocked. I have now followed up with different regulatory and monetary board since October 2nd , 2024 . I have been able to communicate this with my Bank representative and they won't assist in retrieving the available balance with the England Bank, even after providing the email threads between the Banks and the monetary board.

The England online Banking has now requested that I provide an Indemnity form for them to return the available balance with them and till date SydBank officials has not responded to my request. I have over 24K hanging out there and I need a follow up in no time . All I need is an Indemnity form , if my Bank won't assist me . I can assist myself !

2 October 2024
Unprompted review
Rated 5 out of 5 stars

Rådgivning om pension.

God rådgivning omkring overgang til pension.

11 February 2025
AL Sydbank logo

Reply from AL Sydbank

Hej Gerda
Tusind tak for din anbefaling. Jeg er glad for at høre, at du har haft et godt og brugbart pensionsmøde med os. Det er nemlig vigtigt at få styr på. God dag til dig. Venlig hilsen Pernille

Rated 5 out of 5 stars

I'm happy with meeting with Lars

I'm happy with meeting with Lars. He is good at providing good inputs and solutions.

24 January 2025
AL Sydbank logo

Reply from AL Sydbank

Hi Muthuselvam
Thank you very much for your recommendation. How wonderful to hear that you are so satisfied with your adviser :) Have a great day. Sincerely, Michelle

Rated 1 out of 5 stars

You're a foreigner, so the rules are different for you...

If I could give them less than a 1 star review I definitely would.

Where do I start? Since moving to Denmark 7 years ago, I have been a loyal customer of Arbejdernes Landsbank- literally only because they offered me a free lønkonto and the waiting time was less than 6 weeks like the other banks quoted me. I've had a number of eyebrow raising experiences (like being unable to speak to a bank rådgiver during business hours, but them deciding it is ok to contact me on a sunday, as if that's a normal time to conduct business with the bank), but this last one really sealed the deal.
My partner and I are in the process of purchasing a property, as after a combinned 21 years of living here in Denmark we've just had enough of the rental market as foreigners. We have had meetings with several banks before this morning's with Arbejdernes Landsbank, all of which have been conducted professionally and with an outcome (and reasoning for the outcome) that actually make sense. The legal minimum for a downpayment is of course 5%, but seemingly unless your name is Mads Mikkelsen you're looking at a couple percentage points higher, FAIR ENOUGH! We have concrete offers from 2 banks where they only want a minimum of between 6.5% & 8%, depending on the final property we apply to borrow for. In these cases, the banks have said things like "it's your first property purchase, so we need to see a history of you being able to meet repayments", again, FAIR CALL!!

Now, I went into this meeting with Arbejdernes Landsbank expecting some wishy washy reasoning behind them needing anything up to about 10%; "you know, the market, its hard!", but our rådgiver, Julie, spat it out plain and simple in our faces "because you're foreigners". She admitted the rules were the same for everyone, but in her's and the bank's eyes, we didn't deserve a fair go, because we are udlændinge :/

So there you go, join the workers movement bank because you're a left leaning person like the rest of us, but remember you'll be treated like you're just a little bit less than a Dane when dealing with this bank.

27 January 2025
Unprompted review
AL Sydbank logo

Reply from AL Sydbank

Hi
I'm truely sorry to hear about your experience. It is important for me to tell you that is not normal practice here. Not at all. I hope you will fill out our complaint form, so we ensure this does not happen again.

Anne

https://www.al-bank.dk/kontakt/ris-ros-og-klager?query=ris%20ros

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