AIB Reviews 

958
•
TrustScore 1.5 out of 5

1.7

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Review summary

Created with AI, based on recent reviews

Evaluating 135 reviews, most reviewers were let down by their experience overall. Customers frequently report deep frustrations with the mobile banking application, citing persistent bugs, unresponsive navigation interfaces, and unexpected login difficulties that prevent routine daily transactions. Consumers also struggle significantly with unhelpful customer service representatives who provide poor assistance, alongside unexpected payment processing issues and billing discrepancies on accounts. Some reviewers were happy with specific branch experiences, praising individual staff members for offering efficient, professional, and genuinely helpful guidance during difficult visits. Consumers additionally noted that certain mortgage applications and loan processes went remarkably smoothly when handled directly in person with dedicated advisors.

What people talk about most

Customer service

Reviewers mention ambiguous feedback about customer service, as some people praise efficient and helpful... See more

Payment

People report negative experiences with payment, highlighting frustrating issues such as unresponsive apps... See more

Staff

Customers had ambiguous experiences with staff, as while many reviewers praised helpful and efficient... See more

Application

Customers consistently note negative experiences with application, reporting that the software is... See more

User experience

Clients share negative opinions on user experience, describing the platform as a very disappointing... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Fees being charged on joint ac even though agreed we are exempt as mortage paid from Joint ac. Every three months spending 20 mins on phone going over the details - AIB sysyems totally dont function -... See more

Rated 1 out of 5 stars

AIB contacted me using a 13 year old address to tell me about a dormant account of my late father who died 26 years ago! They propose paying only a nominal interest when the funds should have accumula... See more

Rated 1 out of 5 stars

Had an issue with a payment lock isn’t unusual with their poor tech - was left holding 8 mins during work hours. I gave up. What sort of company in 2026 thinks this is acceptable? It’s no surprise Re... See more

Rated 1 out of 5 stars

App hasn't worked well in years, website wont allow login without app so cant see transactions. 300euro fraud internet mobile top up from debit card and phone support wont tell me anything about the t... See more


Company details

  1. Bank
  2. also in
  3. Financial Institution
  4. Money Transfer Service
  5. Non-Bank Financial Service

Information provided by various external sources

Allied Irish Banks is one of the so-called Big Four commercial banks in Ireland.


Contact info

1.7

Bad

TrustScore 1.5 out of 5

958 reviews

5-star
4-star
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1-star

No history of asking for reviews

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1.7

All reviews

(958)

133 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I'm moving my main banking to Revolut

I'm moving my main banking to Revolut. Aib are a complete joke. I transferred money from a savings account to my current account and at the end of the second day after appearing in my account it still hasn't cleared.
I've bills to pay. This is ridiculous

5 February 2026
Unprompted review
Rated 5 out of 5 stars

AIB in monaghan

Joan Brennan in monaghan AIB absolutely went out of her way to assist us. She's absolutely brilliant and so incredibly diligent she really is the best

21 January 2026
Unprompted review
Rated 5 out of 5 stars

Excellent customer service 

I have had multiple dealings with the AIB branch in Stillorgan, and found the staff to be excellent at customer service.
Specifically,there is very little wait time to be attended to by a staff member, and they go the extra mile in trying to fulfil your Banking requirements.
And generally, they have a smile on their face.
Compared to the other banks in the Stillorgan area, they are a mile ahead on customer service 

19 January 2026
Unprompted review
Rated 1 out of 5 stars

Fees and charges

Fees being charged on joint ac even though agreed we are exempt as mortage paid from Joint ac. Every three months spending 20 mins on phone going over the details - AIB sysyems totally dont function - very frustrating! dealing with a company where no learnimg or improvement take place.

7 January 2026
Unprompted review
Rated 1 out of 5 stars

2026 not 1886

No queuing system. No estimated wait time
No call back option.
Its 2026, Not 1886!
43 minutes today to pay a credit card bill. Said they were missing info. I asked them what info they were missing. They said the could not tell me. Said somebody would call back to take payment. Nobody has! What a joke. You tried to pay and they make it as difficult as possible.

2 January 2026
Unprompted review
Rated 1 out of 5 stars

Went into a branch to close a business…

Went into a branch to close a business account and also open a personal one. Took an hour to close the account meanwhile had to book an appointment to open one…which is not available for a week…. How is this a modern banking experience????

30 December 2025
Unprompted review
Rated 1 out of 5 stars

Please review my complaint

Please review my complaint! I just spoke with support, and they were rude to me, constantly interrupting and raising their voices. When I asked to change the operator, he just talked and did nothing! Terrible service! I'm sure you have a recording of the conversation and can check it. There shouldn't be employees like that.

23 December 2025
Unprompted review
Rated 5 out of 5 stars

I went to my local branch in kilrush co…

I went to my local branch in kilrush co Clare today and the service I received from Amanda was outstanding, she is a credit to the aib organisation. Amanda's can do attitude and professionalism never waived during our long interaction. I needed assistance accessing my account that I had not used in many years and the app was not playing ball. after she had exhausted all she could do in branch instead of fobbing me off she was straight on the phone to the online team and got it rectified. She then advised me what would happen next and advised of the time scales. I was truly impressed with the service I received, in 10 years time I may not remember Amanda's name but I will always remember the way she made me feel and that was valued as a customer. Thank you

18 December 2025
Unprompted review
Rated 1 out of 5 stars

Not just this time.

Not just this time.. always.. there was just one teller working(lovely guy)I was 2nd in the queue and ended up having to get a chair for the frail pensione ahead of me in the queue.. we were 20 mins waiting.. she asked another member of staff if she could get seen as she had a hospital appointment within the hour.. there was nobody to assist.. why is it always such a nightmare to bank physically.. it definitely isn’t lack of profit driving staff shortages.. I don’t know how the staff tolerate the stress

1 December 2025
Unprompted review
Rated 1 out of 5 stars

Mobile Banking Disgraceful Procedures

Had two accounts with AIB and closed one. My online banking was then set up the active account. This worked for 2 days then had errors. This account was only used for mortgage so when an online payment was made for home heating oil to be delivered (No oil at this stage, house freezing) I could not accept it on the app.
Rang AIB helpline and the woman tried everything that she could but company policy meant they had to post out a code to login within 2 -5 days. On top of that the address was the old address although our statements are being sent to the new address so that had to be changed also adding another delay. Absolutely ridiculous procedures in place by this company and bank of Ireland are no better. Would advise revolut, stay away from BOI and AIB at all costs.

11 December 2025
Unprompted review
Rated 5 out of 5 stars

Mortgage with AIB

Taking a mortgage with AIB was the best experience I had, and wouldn't be my fisrt mortgage, but after banking with them for so many years this time I decided not to use a broker but to apply directly with the bank. The whole process to smooth and so easy. Couldn't recommend them more. 10 stars

10 December 2025
Unprompted review
Rated 1 out of 5 stars

I would give 0stars if I could

I would give 0stars if I could. After years of dealing with aib shite I've had enough. Me and my partner got a lovely trip to Egypt and since we knew the bank can block your card if you use it in a different country we have made an effort to go to the local branch and inform the bank that we are going to Egypt and that all the transactions will be made by ourselves and will not be fraud. Bank told us not to worry and for the first week we had no issue paying for goods or taking local currency out of an atm but second week we try to make a 800e purchase in the shop here in our hotel and bank issues fraud warning. I called the bank, spoke to a lad that said he sorted it and should be all good. Transaction declined once again and again and again. Trying to speak to anyone else there on the phone has not resolved a thing and we are stuck in Africa with no possibility to pay for anything and not a single cent to even buy a bottle of water. Got absolutely embarrassed in front of not only the shop owner but also reception staff, making us look like we can't pay for things on our holidays. To say that we are way above the level of fuming is the least. As soon as we're back I am taking all my money out and closing the account with a hope of finding the bank that treats their customers more seriously and in case of issues like this sorts problems out as expected, not leaving their customers in a foreign country with no way of using their hard earned money. Strongly not recommended if you like to travel. Hope they won't ruin the last few days of our holidays entirely.

4 December 2025
Unprompted review
Rated 1 out of 5 stars

I am deeply disappointed with the level…

I am deeply disappointed with the level of customer service at AIB. My recent experience reflects a severe lack of professionalism and accountability. I contacted customer support regarding a serious issue with my account, and the representative I spoke with repeatedly failed to provide clear answers or assistance. Instead of genuinely trying to resolve the matter, she became dismissive and even threatened to hang up during the conversation which is entirely unacceptable behavior for a financial institution handling customers’ money.

I was assured that a manager would follow up with me; however, I never received any call or communication afterward. This demonstrates not only neglect, but a systemic failure in how customer concerns are handled.

This situation has caused unnecessary frustration, wasted time, and left me with no resolution to the issue I raised. For a bank of AIB’s size and reputation, this level of service is shocking and completely unprofessional. Based on this experience, I cannot recommend AIB to anyone who expects reliability, respect, and proper customer care.

3 December 2025
Unprompted review
Rated 5 out of 5 stars

EXCELLENT CUSTOMER CARE ABBEYFEALE

Went to AIB Abbeyfeale,Limerick to transfer money to Western Union was not familiar with the self service kiosk ,however MARIE was most helpful and guided me through the process .
Also because it was a euro Bank transfer AIB to Western Union Bank there were no transaction fees( ( only Western unions €20 fee).The same transaction to Western Union done at a post office .
An Post transaction fee would be €167.00.

26 November 2025
Unprompted review
Rated 1 out of 5 stars

SO VERY SLOW - ridiculous

Today I went to lodge €300 (6 x €50 notes) and order some foreign currency. There was only one person in front of me who was at the counter & just finishing. After being at the counter for 20 minutes I had to leave before the transactions were done. The girl serving was so slow it was ridiculous & my husband was waiting outside & had an appointment in a few minutes so I had to leave it. It’s such a farce that there is only 1 teller but surely if that’s all they have it should be someone who can serve quicker.

26 November 2025
Unprompted review
Rated 1 out of 5 stars

AIB can not deliver a bank card internationally, currently stranded with no ability to transact

I am currently out of the country and ordered a card for delivery to the country where I currently located. I called AIB for an ETA and I was told that the card had been shipped by post - the post office of the country where I am located for next couple of months has been defunct for many years. In addition AIB cannot provide any tracking details so I have no idea where my bank card is. I was not given the option for express delivery which I would have gladly paid for. I am in a difficult predicament because I cannot use my money and I cannot even order a digital card until the arrival of the physical card! It is extremely outrageous.

21 November 2025
Unprompted review
Rated 1 out of 5 stars

They are shamefully slow and behind the…

They are shamefully slow and behind the times. Got a new phone and I’ve to wait 3/5 business days for a code to come in the post to get access to my online banking. While every other bank I can get access to immediately even foreign bank account. The are just so behind the times.

21 November 2025
Unprompted review

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