Possibly the most unhelpful company I have ever had to deal with. The staff that I had to deal with apart from Sophie (who was very polite ) are like robots. It seems when they speak to you that they... See more
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I can't even fathom how my anxiety was trying to call a credit company over overdued debt but let me tell you, they are absolutely brilliant & very VERY helpful people. I was assisted by Nisha Chohan... See more
Company replied
I was so anxious before calling ACT thinking that I would have a terrible experience instead I was left so surprised... My fist conversation was a few months ago with Nisha Chohan, such a wonderful wo... See more
Company replied
Had the absolute best experience today on the phone with Hamzah at ATC. He was extremely patient and polite when explaining to me. As well as that, he had the most positive and kind attitude that you... See more
Company replied
Company details
Written by the company
ACT Credit Management Ltd takes a diligent and professional approach to debt collection, offering a comprehensive suite of services, including debt recovery, tracing, credit reporting, and legal solutions. With over 20 years experience, we have partnered with high-profile clients across various industries throughout the UK. Our tailored approach ensures that each organisation receives a personalised service designed to maximise debt recovery while ensuring the best possible outcome for the customer. Our team work closely with our clients, safeguarding their reputation while recovering outstanding funds swiftly and efficiently.
Contact info
7 St John's Road , HA1 2EE, Harrow , United Kingdom
- +44 (0) 203 1500 150
- info@actcredit.com
- actcredit.com
Replied to 83% of negative reviews
Typically replies within 1 week
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Excellent service
Jerome was excellent at settling any nerves about getting things sorted. Made every aspect of the process simple and treated me with a respect and kindness I wasn’t expecting.

Reply from ACT Credit Management Ltd
The person who assisted me understood…
The person who assisted me understood my situation and was able to accommodate my request. Very nice manner from Melina Loughran , who made me feel at ease after worrying about calling

Reply from ACT Credit Management Ltd
Very helpful call put my mind at ease.

Reply from ACT Credit Management Ltd
I was really nervous about calling ACT…
I was really nervous about calling ACT for my debt but after speaking to Jerrome Driscoll, I feel like a weight had been lifted. I couldn’t pay all in one go and Jerrome was patient, understanding and we managed to agree to a manageable payment plan for me to repay my debt

Reply from ACT Credit Management Ltd
Patient, polite and really understanding
Melina was patient, polite and really understanding and helped me figure out a way forward. Very grateful.

Reply from ACT Credit Management Ltd
Excellent Staff
I have an account with act and couldn’t afford to pay the balance in one go. I spoke to Arsalan Haidar and he was able to set up a plan that is affordable for me and really helped me. He was really patient with me and did everything he could to help. I thought debt collectors were bad people but he was really nice and helpful. Good company and good customer service

Reply from ACT Credit Management Ltd
Spoke to Nisha
Spoke to Nisha, She was so helpful and very sympathetic, well spoken and super polite. Thank you Nisha I really appreciate you helping me.

Reply from ACT Credit Management Ltd
Helpful
I spoke with Arsalan, who was very polite, clear and helpful. He took time to explain my situation and the action I needed to take.
He responded promptly by email in a professional manner after we spoke on the phone to confirm some information that was needed.

Reply from ACT Credit Management Ltd
Thank you for all advice and help you…
Thank you for all advice and help you render during our conversation.
Many thanks.

Reply from ACT Credit Management Ltd
Pleasantly surprised
Jerrome has been an all star! It is quite intimidating to speak to a debt agency but he was made me comfortable and helped me to set up a plan that would be suitable for me whilst making sure that I was okay ! He explained everything so clearly and we even had a little laugh about Christmas preparations!
Just amazing ! Merry Christmas again Jerrome and happy new year !

Reply from ACT Credit Management Ltd
Good service and appreciate the person…
Good service and appreciate the person who spoke to me and helped

Reply from ACT Credit Management Ltd
dealt with me in the best manner possible
I was firstly concerned towards to the call how ever Nisha was made me so uncomfortable and took my worries away in minutes. She was very helpful as well as staying professional. Thanks again

Reply from ACT Credit Management Ltd
I spoke to Justin who was very patient…
I spoke to Justin who was very patient throughout the whole process. He helped me to the best of his ability and was very understanding

Reply from ACT Credit Management Ltd
Good customer service Nisha
I spoke to Nisha, who was very patient with me as she could not find my details initially. After discussing my issue she explained in full the process to come and we agreed on the next steps to pay my debt. Nisha was very polite and very easy to talk to. Very good customer service care.

Reply from ACT Credit Management Ltd
Very good service
Very good service, considerate on um situation. Thank you Justin Yoong.

Reply from ACT Credit Management Ltd
I spoke to a Justin
I spoke to a Justin
What a lovely kind and understanding gentleman.
Sorted my query out quickly.

Reply from ACT Credit Management Ltd
My daughter's account
I spoke to Arsalan on Friday about my daughter's debt that they are collecting, (my daughter had given my details and set up a password it enable me to discuss it on her behalf). The first thing that I was please about was that he did not try to say he could not speak too me and that he could actually find the details that my daughter had given him, as I know a lot of places say they can do this but then can not find the info when the 3rd party calls. He was very polite, understanding and dealt with my query professionally and with understanding. I was very impressed. The only little thing he got wrong was he used my second name rather than my forename when he emailed me later, but that is never here or there.

Reply from ACT Credit Management Ltd
The person was very Clam and very…
The person was very Clam and very matured. Handled the situation very nicely.

Reply from ACT Credit Management Ltd
It was an amazing experience
It was an amazing experience, nisha chohan was a great help and so easy to talk to in spite of the delicate topic.
100% a breath of fresh air
1000% professionalism

Reply from ACT Credit Management Ltd
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