Acra Lending Reviews 144

TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

I can’t say enough about ACRA Lending, and especially George Noterman. George is one of the best Account Executives I have ever worked with. He truly understands mortgages, the process, and w... See more

Rated 5 out of 5 stars

We've been working with Jordan Agosto and he has been amazing with figuring out programs for us and rushing closings when we've had to switch mid contract. Highly recommend Acra! Easily the best for b... See more

Rated 5 out of 5 stars

I had an excellent experience refinancing my mortgage with Kenny Vong. In a world of automated systems and rigid approval processes, it was refreshing to work with someone so thoughtful, respo... See more

Rated 5 out of 5 stars

Stephen Salanitri goes over and above and beyond for his clients and customers. He is an outstanding Account Executive! He is knowledgeable, thorough, dependable, and you can be confident he will fo... See more

Company replied

Company details

  1. Mortgage Lender
  2. Financial Consultant
  3. Non-Bank Financial Service

Written by the company

Helping mortgage professionals achieve their clients’ purchase and investment goals, Acra Lending was formed to specialize in alternative income products, such as bank statements, asset depletion and verification of employment programs. Our programs have been developed over years to include fixed and adjustable rate mortgages (ARMs) for residential properties on both an owner-occupied and non-owned occupied basis. Licensed by the National Mortgage Licensing System (NMLS) and operating in 39 states and DC nationwide, we offer our programs and services through four distinct verticals: Wholesale Lending, Consumer Direct Lending, Investor Lending, and Correspondent Lending. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

144 reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Acra is setting the bar high

Acra is a new addition to my Broker Shop, coming highly recommended by a fellow Loan Officer in the industry. I brought a challenging deal that had been seeking financing for 14 months. With the exceptional support of my outstanding AE, George Noterman, and AM, Saleena Walker, we successfully assisted my clients with their refinance. George and Saleena consistently go above and beyond, setting a high standard not only for non-QM lenders but for all lenders. Thanks to their dedication, all of my non-QM deals are now progressing smoothly!

31 July 2024
Unprompted review
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Reply from Acra Lending

Thank you for your kind words, Sierra! We're thrilled to hear that George and Saleena were able to help with your challenging deal. We're excited to continue working with you on your non-QM deals!

Rated 5 out of 5 stars

I’ve been in the mortgage industry over…

I’ve been in the mortgage industry over 27 years and I can tell you, George Noterman is absolutely one of the best reps I’ve ever dealt with. He assisted me through a very difficult loan and made it happen. He got many conditions waived, and he got this loan closed!
George is the best of the best!

5 August 2024
Unprompted review
Rated 5 out of 5 stars

Thank you! Kenny Vong and Kimberly Billings

Kenny Vong and Kimberly Billings were excellent! We closed on time and their program for our investment property was just what we needed. Thank you for all of your hard work and making it seem easy… when I know it wasn’t! Top notch 100% recommend!!!!!!!!

27 June 2024
Unprompted review
Rated 5 out of 5 stars

Acra Lending Review: Closing on Duenas

Acra Lending Review:

I recently worked with Acra Lending on a loan, and I had a very positive experience. Marcos Quinones was my Account Executive, and he was excellent. He was always available to answer my questions and kept me updated on the progress of my loan.

One thing I appreciated about Acra Lending was how quickly they cleared conditions. The conditions were simple and straightforward, and Marcos made sure that everything was taken care of promptly.

Overall, I would highly recommend Acra Lending and Marcos Quinones to anyone looking for a smooth and efficient lending experience.

2 July 2024
Unprompted review
Rated 5 out of 5 stars

Acra Lending is responsive and helpful…

Acra Lending is responsive and helpful with complex client scenarios. We were able to close a first time home buyer, foreign investor loan with a Power of Attorney that was signed at a US Embassy in Africa and recorded at closing with the loan documents. All of this was completed while the buyer's agent was in Italy and the escrow officer was on vacation at closing! Top notch!

10 June 2024
Unprompted review
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Reply from Acra Lending

Hi Nate!
Thank you so much for your wonderful review! We're thrilled to hear about your positive experience with Acra Lending. It's always our goal to be responsive and helpful, especially with complex client scenarios like yours.

Rated 5 out of 5 stars

Karen was super helpful in getting my…

Karen was super helpful in getting my first 2 loans submitted. She is very knowledge and always available to answer questions! I look forward to working with her more in the future.

13 June 2024
Unprompted review
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Reply from Acra Lending

Hi Linda!

Thank you for your kind words! We're delighted to hear that Karen was so helpful in getting your first two loans submitted. We're thrilled that you had such a positive experience. We look forward to continuing to work with you in the future.

Rated 5 out of 5 stars

Stephen Salanitri goes over and above…

Stephen Salanitri goes over and above and beyond for his clients and customers. He is an outstanding Account Executive! He is knowledgeable, thorough, dependable, and you can be confident he will follow up and do everything possible to resolve any issues. He has a great team (Lindsay) that is awesome to work with also! Thank you for all you and your team do! Thank you Debbie Lajeunesse

6 June 2024
Unprompted review
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Reply from Acra Lending

Hi Debbie,

Thank you for your wonderful feedback! We're thrilled to hear that Stephen Salanitri has gone above and beyond for you. His dedication, knowledge, and dependability truly make him an outstanding Account Executive. We're also glad to hear that Lindsay and the rest of the team have been great to work with. Your kind words motivate us to continue providing excellent service.

Thank you for your support!

Rated 5 out of 5 stars

Fast Response time and Clear…

Fast Response time and Clear Communication. Highly recommended. Stephen and his team went above and beyond

30 May 2024
Unprompted review
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Reply from Acra Lending

Hi Ricardo!
Thank you for your fantastic feedback! We're delighted to hear that you appreciated our fast response time and clear communication.

Rated 5 out of 5 stars

Thanks Stephen Salanitri and ACRA

I wanted to thank Stephen Salanitri and the team at ACRA for all their help, once again they saved the day. This was the 3rd file I pulled from another lender that was a nightmare and it closed with ACRA smoothly and without issue. You guys are the best Non QM and Jumbo lender out there, competitive pricing, great service and common-sense underwriting. Thank you!

1 May 2024
Unprompted review
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Reply from Acra Lending

Hi Christian!

Thank you for your amazing feedback! We're thrilled to hear that Stephen Salanitri was able to help once again and ensure a smooth closing. We truly appreciate your continued trust in us and are always here to support you.

Thank you for choosing Acra Lending!

Rated 5 out of 5 stars

They are a great option for non US…

They are a great option for non US citizens looking to get a home loan / Mortgage. I was able to get mine with all the right paperwork and help of their closing team. Would recommend them 100% for any Visa holder mortgages. Thanks again!

1 May 2024
Unprompted review
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Reply from Acra Lending

Thank you for your fantastic review! It's great to know that our closing team was helpful and that you had a smooth experience. We appreciate your recommendation and are here to help with any future mortgage needs.

Thanks again!

Rated 5 out of 5 stars

Dear Stephen Salanitri,

Dear Stephen Salanitri,

Kathy and Luigi from CrossCountry Mortgage here. We wanted to extend our heartfelt gratitude for your exceptional support in closing two loans simultaneously. Your professionalism and dedication made the process smooth and stress-free. Thanks to your expertise, we achieved our goals efficiently. We wholeheartedly recommend you and Acra Lending to others seeking outstanding service!!

25 April 2024
Unprompted review
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Reply from Acra Lending

Hi Kathy and Luigi,

Thank you so much for your kind words! We're thrilled to hear that Stephen's professionalism and dedication made the process smooth and stress-free for you. It's wonderful to know that we were able to help you achieve your goals efficiently. Your recommendation means a lot to us, and we're grateful for your support.

Best regards,
The Acra Lending Team

Rated 5 out of 5 stars

Hey everyone breaking news Jas (retail…

Hey everyone breaking news Jas (retail loan officer) is amazing and he gets the loans processed. The best of the best Kimberly (Sr. Processor Consumer Direct Lending) is the one whoooooo makes sure they close, she may call a few times with questions but it’s a done deal!! Tk you all so many more times that we have secured so many deals!!!

7 May 2024
Unprompted review
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Reply from Acra Lending

Thank you for your enthusiastic feedback! We're thrilled to hear that Jas and Kimberly have made such a positive impact on your experience. We appreciate your kind words and are grateful for your continued trust in our team. Here's to many more successful deals together!

Best Regards,
Acra Lending

Rated 5 out of 5 stars

Great Service: Five Stars All Around

I had an amazing time with Acra lending. Kenny Vong, our consumer direct loan officer, along with our processor, Kim Billings, were fantastic at keeping us informed every step of the way. They have top-notch communication and are extremely knowledgable! From application to closing, it took 24 days! Their service is truly impressive. I'll definitely stick with them and recommend them to others. :)

2 May 2024
Unprompted review
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Reply from Acra Lending

Hi Hazel,

Thank you for your glowing review! We're delighted to hear about your fantastic experience with Acra Lending. Kenny Vong and Kim Billings are indeed exceptional at what they do. Your recommendation means a lot to us, and we're excited to continue serving you in the future.

Best regards,
The Acra Lending Team

Rated 5 out of 5 stars

Stephen Salinitri and Lindsay Stafford…

Stephen Salinitri and Lindsay Stafford are an indispensable team to our success. If they say they can get something done, it gets done.

2 May 2024
Unprompted review
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Reply from Acra Lending

Hi Bill,

Thank you for your wonderful feedback! We're thrilled to hear that Stephen and Lindsay have gone above and beyond for you. Your kind words motivate us to continue providing excellent service.

Thank you for your support!

Acra Lending

Rated 5 out of 5 stars

Great service and communication!

Great service and communication!
A good communication during a loan processing is essential. Stephen is an awesome AE because always that I need to talk to him he always is there answering my questions. Thank you Steph!

1 April 2024
Unprompted review
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Reply from Acra Lending

Thank you for your wonderful feedback! We're delighted to hear about your positive experience with Stephen. Your satisfaction is our top priority, and we look forward to continuing to serve you with the same level of service.

Best regards,
The Acra Lending Team

Rated 5 out of 5 stars

Easy mortgage process

Had a very positive experience with these folks in the consumer direct lending division for my investment property. Shoutout in particular to my loan officer Kenny Vong and my processor Kim Billings. Thanks a lot for the great communication and fast closing!

17 April 2024
Unprompted review
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Reply from Acra Lending

Thank you so much for your positive review! Kenny Vong and Kim Billings are dedicated to providing great communication and efficient service, and it's wonderful to know they helped facilitate a fast closing. We appreciate your shoutout and look forward to assisting you in the future!

Best regards,
The Acra Lending Team

Rated 5 out of 5 stars

Acra Lending Recommendation

I am writing to enthusiastically recommend Acra Lending (Acra) as an outstanding choice for home loan partnership. Having had the pleasure of collaborating with Acra on several loans, I can attest to their exemplary professionalism, expertise, and dedication to excellence. Acra consistently demonstrates a deep understanding of strategic home loan products,
and they implement a commitment to delivering top-notch solutions for the borrower(s) need. Their team exhibits a rare combination of innovation and reliability, always striving to exceed expectations while adhering to timelines and closings. Whether it's advising on a P&L loan opposed to Bank Statement loan, Acra consistently delivers exceptional results.
Moreover, their approach to turn times is commendable. My Account Executive (AE) Devon, maintains an open line of communication, ensuring that all loan officers/brokers are well-informed throughout the underwriting process. Her proactive problem-solving abilities and willingness to go the extra mile truly set Devon and Acra apart. I have personally witnessed Acra's ability to close loans in a timely mater firsthand, and I
have no doubt that they would be an asset to any endeavor. Their reputation for close time, professionalism, and excellence precedes them, making them a trusted partner in any home loan effort. My longest closing with Acra in 2024 has been 21-Days and my shortest closing this year was 10-Days making Acra the fastest closer within the Non-QM community. In conclusion, I wholeheartedly endorse Acra Lending and their exceptional team. I am confident that they will continue to achieve great success and make significant contributions to any home loan project or initiative they undertake.

18 April 2024
Unprompted review
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Reply from Acra Lending

Hi Darrell

We are truly grateful for your kind words and pleased to know that our efforts have significantly contributed to your success.

Your mention of our quick closing times and the effectiveness of our communication, especially through our Account Executive Devon, highlights the core strengths we pride ourselves on. We are delighted to have been able to meet your needs so effectively and appreciate you recognizing Devon’s dedication and problem-solving skills.

We look forward to continuing our partnership and delivering the same level of excellence you've come to expect from us. Thank you once again for trusting us with your home loan needs and for recommending us to others within the Non-QM community.

Warm regards,

The Acra Lending Team

Rated 5 out of 5 stars

This Lender has updated their system…

This Lender has updated their system which made a huge improvement to the overall process of the file. Everyone is very responsive to request and clearing conditions for my clients.

4 April 2024
Unprompted review
Acra Lending logo

Reply from Acra Lending

Thank you for taking the time to share your positive experience with Acra Lending! We're thrilled to hear that our updated system has improved the file process and that our team's responsiveness has made a positive impact on your clients. We strive to provide exceptional service to all of our partners, and we're happy to see that our efforts are paying off. We look forward to continuing to work with you and delivering outstanding results. Thank you for choosing Acra Lending!

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