Above Lending Reviews 4,572

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 1,058 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their helpfulness, patience, and extensive knowledge, making the loan application process smooth and understandable. Many highlight the exceptional customer service, noting that representatives are supportive, clear in their explanations, and dedicated to addressing all concerns. The overall service is described as excellent, with people appreciating the ease and efficiency of the process, from initial application to setting up payment schedules. However, some people were dissatisfied with aspects related to payment and the clarity of information provided. A few customers mentioned confusion regarding additional funds or felt that certain details, such as the tax implications of debt settlement or income verification requirements, were not adequately explained upfront.

What people talk about most

Staff

Reviewers highlight positive aspects of staff. Customers consistently praise the staff for being helpful,... See more

Customer service

Users describe positive interactions with customer service, highlighting the helpfulness, professionalism,... See more

User experience

Reviewers mention positive feedback about user experience. Customers consistently describe the process as... See more

Service

People report positive experiences with service. Customers praise the ease and efficiency of the loan... See more

Payment

Customers consistently note ambiguous experiences with payment. Many reviewers appreciate the flexibility in... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It has been a bit overwhelming and gratitude to Beyond Finance for this opportunity. Andrea shared the information, gave me time to process my feelings and then took me step by step all the way to th... See more

Company replied

Rated 5 out of 5 stars

Elenore was very knowledgeable, transparent, and supportive throughout the application process. Interest rate is a bit high, but no different than what the banks already offer. its hard not to expect... See more

Company replied

Rated 5 out of 5 stars

I want to express my sincere appreciation for the outstanding support Kiana provided throughout my loan process. From the very beginning, she brought a personal touch that made a real difference.... See more

Company replied

Rated 5 out of 5 stars

Received an unexpected and much appreciated call for a loan offer through Above Lending’s partner Beyond Finance. I was able to go through the loan process quick and easy. Kevin Hamilton was a great l... See more

Company replied


Company details

  1. Financial Institution

Written by the company

Above Lending, Inc. is a next-generation financial services company with offices in Chicago. We provide simple and transparent products aimed to help our clients achieve their personal finance aspirations. With competitive rates and personalized support from our loan specialists, our mission is to simplify the lending process and help borrowers attain financial well-being. We are passionate about making credit more affordable and accessible, and we're committed to helping our clients accomplish their goals.


Contact info

4.8

Excellent

TrustScore 5 out of 5

5K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Lady on phone was very knowledgeable

Lady on phone was very knowledgeable, helpful and a delight to talk to.

4 May 2026
Above Lending logo

Reply from Above Lending

Hi Kim!

Thank you so much for the kind words, and congratulations on the great progress you're making. We truly appreciate you choosing Above Lending to be part of this experience.

We’re so glad to hear that our team member was knowledgeable, helpful, and a delight to speak with. That’s exactly the kind of experience we aim to provide, and it’s great to know it came through.

If you ever need anything, please feel free to reach out. We’re only a phone call or email away at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

I was pretty emotional

I was pretty emotional, the individual who helped me out was very nice and took my mind off of the situation.

4 May 2026
Above Lending logo

Reply from Above Lending

Hi Robert!

Thanks so much for sharing this, and congratulations on this new chapter!

We know conversations around finances can feel heavy sometimes, so it really means a lot to hear that our team member was able to make things a bit easier and help take your mind off things. We’re glad you found a good fit with us and that we could be there for you when it mattered.

If you ever need anything, please feel free to reach out. We’re only a phone call or email away at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

Informative

1 May 2026
Above Lending logo

Reply from Above Lending

Hi Janet!

Thanks so much for the review, and congratulations on the amazing strides you're making towards reaching your financial goals!

We’re really glad to hear you found the experience informative. Our team members work hard to make sure everything is clear and easy to understand, so it’s great to know that came through.

If you ever have any questions or need anything along the way, please feel free to reach out to us at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars
Above Lending logo

Reply from Above Lending

Hi Stacy!

Thanks so much for the review and a big congratulations your new loan with Above Lending! We're so happy that you found a good match in us!

It's great to hear you had a great experience with our team members. Providing helpful, friendly support is what we’re all about, and it’s great to know that came through during your interaction.

If you ever need anything or have questions down the road, please feel free to reach out to us at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

I was very surprised when I was…

I was very surprised when I was contacted by Above Lending about applying for a loan. The representative Jeff Gannon was very professional and helpful as I was filling out the loan application. Once I was approved Jeff went step by step in explaining the procedures I needed to follow in paying down my loan. He also helped me as I was creating my account with Above Lending. He told me that if I have any questions I can contact a representative from Above Lending for help. I was very happy with my beginning experience with Above Lending.

24 April 2026
Unprompted review
Above Lending logo

Reply from Above Lending

Hi Patricia!

Thank you so much for sharing your experience, and congratulations on your approval!

We’re so glad to hear that Jeff made such a strong impression and took the time to guide you step by step through the application, approval, and account setup. That kind of support can make all the difference, especially at the beginning, and we’ll be sure to let him and his manager know how much you appreciated his help.

We’re thrilled that your first experience with Above Lending has been a positive one and truly appreciate you choosing us to be part of this process with you.

If you ever need anything along the way, please feel free to reach out, we’re only a phone call or email away at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

Superb Company!!!

Understanding the info about the loan. Ecstatic that I am graduated out of Beyond Finance and now have a lower monthly payment. My credit will recuperate now!! Thank you!!!

1 May 2026
Above Lending logo

Reply from Above Lending

Hi Suzy!

Thank you so much for the amazing review, and a HUGE congratulations on graduating from your debt resolution program! We're so happy to welcome you to the Above Lending family.

We’re delighted to hear that everything was clearly explained throughout the process and that you’re feeling confident and excited about this next chapter.

If you ever need anything, please feel free to reach out, we’re only a phone call or email away at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

I was skeptical

I was skeptical and cautious. The agent, Josh Luithle, was very kind and patient with me as I struggled to make a decision. He was persuasive but not pushy. I would like to believe he had my best interest in mind through the process. Excellent customer service. Very knowledgeable.

23 April 2026
Above Lending logo

Reply from Above Lending

Hi Patricia!

Thank you so much for sharing your experience, and congratulations on taking a meaningful step toward your financial goals!

We completely understand coming in feeling skeptical, so it’s especially great to hear that Josh was able to provide a supportive and pressure-free experience while helping you work through your decision. It sounds like he really took the time to meet you where you were, and we’ll be sure to let him and his manager know how much his patience and approach meant to you.

If you ever need anything moving forward, please feel free to reach out, we’re only a phone call or email away at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

Process was well explained

Process was well explained
All of my questions answered

23 April 2026
Above Lending logo

Reply from Above Lending

Hi GL!

Thanks so much for the great review, and congratulations on your new loan with Above Lending!

It’s great to hear that everything was clearly explained and that all your questions were answered along the way. That kind of clarity and support is exactly what our team members strive to provide.

If you need anything else, please feel free to reach out, we’re only a phone call or email away at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

Amazing

Great customer service, experience, gets to the point!

30 April 2026
Above Lending logo

Reply from Above Lending

Hi Moises!

Thanks so much for the awesome review, and congratulations on your approval!

We’re so glad to hear you had a smooth, to-the-point experience with our team members while still receiving great customer service. That’s exactly what we aim for, making things clear, efficient, and helpful every step of the way.

If you ever need anything down the line, don’t hesitate to reach out, we’re only a phone call or email away at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

Danny was very professional

Danny was very professional, helpful & patient. He really took the time to explain every detail & answered every question I had.

30 April 2026
Above Lending logo

Reply from Above Lending

Hi Jeannette!

Thank you so much for sharing your experience, and big congratulations on the progress you're making toward your financial goals! Welcome to the Above Lending family.

It’s wonderful to hear that our team members took the time to walk you through every detail and made sure all your questions were answered along the way. That level of patience and care can make all the difference.

If you ever need anything else, please feel free to reach out, we're only a phone call or email away at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

Loan Service Assistant was great.

Loan Service Assistant was very nice. He explained everything in detail. He answered all my questions and addressed all my concerns. Overall experience was AWESOME.

30 April 2026
Above Lending logo

Reply from Above Lending

Hi Erin!

Thank you so much for sharing your experience, and congratulations on moving forward with your loan!

We’re so glad to hear that your Loan Service Assistant took the time to walk through everything in detail and made sure all of your questions and concerns were addressed. That level of care and clarity is exactly what we strive for, and it’s great to know it made such a positive impact on your overall experience.

If you ever need anything down the road, we’re only a phone call or email away at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

The process went great and staff where…

The process went great and staff where patient and helpful

30 April 2026
Above Lending logo

Reply from Above Lending

Hi Shawn!

Thanks so much for the review, and big congratulations on getting through the process smoothly with your loan! Welcome to the Above Lending family!

It’s great to hear that everything went well and that our team members were patient and helpful along the way. That kind of support can make all the difference, and we’re glad you had a positive experience from start to finish.

If you ever need anything or have questions down the line, please feel free to reach out to us at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

Customer service is amazing

Customer service is amazing. They answer all of my questions and take the time to make sure that I understand all of the information an instructions given to me.

22 April 2026
Above Lending logo

Reply from Above Lending

Hi there!

Thank you so much for sharing your experience, and a BIG congratulations on getting everything in motion! Welcome to the Above Lending family!

It’s wonderful to hear that our team members took the time to answer all of your questions and made sure everything was clearly explained. That kind of care and attention can make a big difference, and we’re so happy you felt supported every step of the way.

If you have any other questions or need anything along the way, please feel free to reach out to us at (800) 201-2295 or customercare@abovelending.com. We're here to help!

- The Above Lending Team

Rated 5 out of 5 stars

Easy to setup and was thoroughly…

Easy to setup and was thoroughly explained on all the processes

29 April 2026
Above Lending logo

Reply from Above Lending

Hi Michael!

Thanks so much for the kind review, and congratulations on your new loan with Above Lending!

It’s great to hear the process felt easy and that everything was clearly explained along the way. That’s exactly the kind of straightforward, supportive experience our team members aim to provide.

If you ever need anything, please feel free to reach out to us at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

Jeff Gannon was excellent

Jeff Gannon was excellent! Knew exactly how to how to help soothe concerns about the process and explained everything perfectly! He was very helpful and kind.

29 April 2026
Above Lending logo

Reply from Above Lending

Hi Brianna!

Thank you so much for the great review and a BIG congratulations on making it through the process and your approval! We are stoked that you've chosen us to a part of the next steps in your financial journey!

It’s wonderful to hear how supportive Jeff was throughout the process. Being able to ease concerns and explain everything clearly can make all the difference, and it’s great to know he delivered that kind, thoughtful experience. We’ll be sure to pass this along to him and his manager as well!

If you have any other questions or need anything at all, we're only a phone call or email away at (800) 201-2295 or customercare@abovelending.com

- The Above Lending Team

Rated 5 out of 5 stars

Kristin was absolutely wonderful to…

Kristin was absolutely wonderful to work with!!!! She walked us thru every step and was the most amazing delightful person ever!!!!

22 April 2026
Above Lending logo

Reply from Above Lending

Hi Vicki!

Thank you so much for sharing your experience, and congratulations on getting through the process! We’re thrilled you chose Above Lending to be part a part of this next chapter with you.

It’s so great to hear how wonderful Kristin was to work with and how she took great care of you throughout the process. We’ll be sure to pass your kind words along to her and her manager, they’ll be so happy to hear this!

If you ever need anything at all, we're only an email or phone call away at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

Payin was succinct

Payin was succinct, information, and efficient. Very knowledgeable and quick to answer all questions. Approval steps were easy with their help.

29 April 2026
Above Lending logo

Reply from Above Lending

Hi Kimberly!

Thank you so much for taking the time to share your experience, and a big congratulations on your approval! We’re so glad to hear everything felt smooth and easy along the way.

It’s great to know that Payin was able to provide you with such a memorable customer service experience. That kind of knowledgeable and streamlined process is exactly what we aim to deliver, and we’re happy it made a difference for you. We'll be sure to pass along your kind words!

If you ever need anything down the line, please feel free to reach out to us at (800) 201-2295 or customercare@abovelending.com.

- The Above Lending Team

Rated 5 out of 5 stars

My experience was great

My experience was great! Kona helped walk me thur everything. Eased any questions I had and made the whole process easy and understandable.

28 April 2026
Above Lending logo

Reply from Above Lending

Hi Scott!

Thanks so much for sharing your experience, and a BIG congratulations on your approval!

We’re so glad to hear everything felt clear and the processed moved along so smoothly. It’s great to know Kona took the time to walk you through everything and ease any questions along the way. We’ll be sure to pass that along to her and her manager, they’ll really appreciate your kind words.

If you have any questions or need anything at all, feel free to reach out to us at customercare@abovelending.com or (800) 201-2295.

- The Above Lending Team

Rated 5 out of 5 stars

Kristen

Kristen, the agent that worked with me on this process, was very pleasant, knowledgeable and just made the process, overall, enjoyable.

28 April 2026
Above Lending logo

Reply from Above Lending

Hi Mark!

Thank you for taking the time to share this, and congratulations on your approval!

We’re so glad to hear the experience was an enjoyable one from start to finish. It’s great to know Kristin made such a positive impression with her knowledge and approach. We’ll be sure to pass along your kind words.

If anything comes up, please feel free to reach out to us at customercare@abovelending.com or (800) 201-2295. We’re here to help!

- The Above Lending Team

Rated 5 out of 5 stars

Quick and easy and will save me 1100 a…

Quick and easy and will save me 1100 a month

28 April 2026
Above Lending logo

Reply from Above Lending

Hi Patricia!

Thank you for sharing this and big congratulations to you, that kind of monthly savings is incredible. Hearing that it was quick and easy on top of that makes it even better.

We’re really glad everything came together in a way that brings you some real relief each month. Thanks for choosing Above Lending to be part of it.

If you ever need us, we’re only a phone call or email away at customercare@abovelending.com or (800) 201-2295.

- The Above Lending Team

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